Transfer Money Between Bank Accounts - Western Union (2024)

FAQs

How do I transfer money between two bank accounts? ›

Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank. Make the transfer.

Yes, the Western Union “direct to bank account” service is an easy and convenient way to send funds directly to a receiver's bank account in select countries.

You can save your receiver's information to make repeat bank transfers quickly and easily. The Western Union^® app lets you send money from wherever you are, directly to your receiver's bank account.

Speed. Some transfer methods can take several days to complete. If you need to transfer money quickly, a wire transfer or peer-to-peer payment app will be the speediest option.

Many banks allow free bank-to-bank transfers if you're sending to another account that you own. You'll just need to link the two accounts. You can usually do this through your bank's online banking platform. Some banks, especially those without a big online presence, will require you to call or visit a branch.

For sending a large amount of money, wire transfers can be a solution. To make a wire transfer, you'll need the recipient's name and address and their bank account and routing numbers. Call, visit or go online with your bank or a trusted wire-transfer company.

Western Union is one of the best known money transfer services on the planet and has a relatively high limit of 50,000 USD per day for verified account holders.

Yes. You can send a Western Union payment to yourself, which can be handy if you're traveling somewhere without access to ATMs and don't want to carry too much cash, for example.

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

How to transfer money to another bank account without online banking? ›

Write a check. A traditional way of transferring money between banks is by writing a check and depositing it either at a bank branch, online, through a mobile app or by mail. A money order can be used instead, though some bank websites and/or apps lack the ability to deposit a money order.

International money transfer services like Western Union can help you easily send money abroad, and the fees may be less compared to traditional banks. Plus, Western Union can be a more convenient option because there are additional methods to send and receive money such as cash pick-up.

Your government-issued ID. Your credit card²/debit card or bank account information, depending on how you want to pay for your transaction. Your receiver's first and last name as it appears on their ID. Your receiver's bank details⁴ and address, if you are sending to a receiver's bank account.

In addition to the person's name, sort code and account number, your bank might also ask you for: Their address. A reference phrase or number – this is often needed for bill payments.

Can you send money with a routing and account number? Yes. Routing and account numbers are important in the process of sending payments in the US. A routing number is used so the sending bank knows which financial institution the recipient's account is held by, and the account number is unique to that account.

Yes, you can write a check to yourself. If you want to transfer money from one checking account to another, one way to do so is by writing yourself a check. What is a postdated check? A postdated check means the date written on the check isn't today's date.

Yes, you can send money to yourself at almost any bank in the U.S. where you have a bank account using your email address or U.S. mobile number. Note that a U.S. mobile phone number or email address can only be enrolled and active with one financial institution at a time.