Top mutual funds: These 15 equity MF schemes delivered the best return in three years. Do you own any? | Mint (2024)

FAQs

Which mutual fund is best for 3 years? ›

Stock exchange markets are considered inherently unstable and unpredictable, however, in the long run, they eventually tend to rise, and though a return as good as 15% each year might not always be achievable in the stock market, an annual return of around 15% may be possible over the foreseeable future, but remember, ...

The top performing mutual funds over the last three years include Nippon India Small Cap Fund, Quant Small Cap Fund, HSBC Small Cap Fund, Tata Small Cap Fund, and ICICI Pru BHARAT 22 FOF. Each of these funds has demonstrated significant growth and strong returns in their respective categories. 3.

The SIP calculator will show that after investing Rs. 5,000 per month for 5 years at a 12% annual return, you will receive a final amount of Rs. 4,12,432. Be aware that the total amount you invested over 5 years is Rs. 3,00,000.

Even if you start a SIP in an equity mutual fund with a monthly investment of Rs 1,000, you can accumulate Rs 2.2 lakh in 10 years, assuming you get an annual return of 12%. As you can see, even a small investment in SIP can grow your wealth significantly in the long term.

So, assuming an investor invests ₹10,000 per month for 15 years, maintaining 10 per cent annual step up, mutual funds SIP calculator suggests that one's SIP of ₹10,000 would yield ₹1,03,11,841 or ₹1.03 crore.

As a result, the 8% rate of return is a surface-level indicator of the investment's performance. In an environment with high inflation and taxes, your real return could be next to nothing. That said, investments can still be an excellent source of retirement income.

The reality is that you can! There are mutual funds out there that have averaged 12% annual returns over the course of their history—you just have to know how to look for them. But before we go there, let's cover some of the basics about the average mutual fund return that you need to know about first.

Quant Flexi Cap Fund - Direct Plan - Growth

The fund at the top has given 39.61 per cent SIP returns (XIRR) in the five-year period. It has Rs 6,272.21 crore of assets under management (AUM), while its net asset value (NAV) is worth Rs 115.3467. The fund has a 0.59 per cent expense ratio.

Which mutual fund gives 20 percent return? ›

What is the 3-year lock-in period? The 3-year lock-in period applies specifically to Equity Linked Saving Schemes (ELSS) - a type of tax-saving mutual fund. It restricts redeeming your investment within the first 3 years from purchase.

What is the 3-year lock-in period? The 3-year lock-in period applies specifically to Equity Linked Saving Schemes (ELSS) - a type of tax-saving mutual fund. It restricts redeeming your investment within the first 3 years from purchase.

Differences Between Long-Term & Short-Term Investing

Long-term is generally considered to be 10 years or more, while short-term is generally three years or less. Market Risk: Market risk is the possibility that assets exposed to the market may lose value.