Speedy Cash FAQ
Does Speedy Cash affect your credit?
Defaulting on a loan from Speedy Cash might affect your credit score.
How do Speedy Cash loans work?
Speedy Cash loans are short-term funding options that customers can get by visiting Speedy Cash’s website and applying. Speedy Cash gets you the funds you need as soon as possible, often within 24 hours of your approval.
What do I need to get a loan from Speedy Cash?
You need the following to apply for a payday loan with Speedy Cash:
- A steady income
- A bank account
- A phone number
- An email address
Does Speedy Cash do installment loans?
Yes, Speedy Cash offers installment loans up to $5,000. With installment loans, borrowers pay back the balance over an extended period instead of paying it in full on their next payday. The application process is the same for installment loans.
Speedy Cash Reviews
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How do I know I can trust these reviews about Speedy Cash?
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Page 1 Reviews 0 - 10
AngelaGallatin, TN
Customer ServicePricePunctuality & Speed
Reviewed July 22, 2024
I have had an account with Speedy Cash since 2018. My limit went from 300 up to 1500 over the years, which made my payments go up to $307/month. I have always paid on time; never have been late or missed a payment. This month my car broke down and I needed to come up with several hundred dollars for repairs. I work in our local school system and get paid by the month, so I don't have a high income. I contacted speedy Cash before my due day on the 20th about possibly having a payment deferred for a month, or just some type of relief help, and was told since it wasn't late yet I should contact the corporate office.
When I called corporate they had my birth date wrong in their account, so they couldn't talk to me about it since the birthday I was saying didn't match up with what they had. They told me to go to my local branch which is in another city. I could not get there that day due to my car, and contacted the local branch again on the 20th, which was a Saturday...Still no help. So I paid $50, which is the minimum amount due according to my account on their website. Two days later (today, which is Monday) I woke up and checked my bank account and was under by $260. Not only did they not help me at all, but they screwed me over worse. Not to mention I pay $307/month on a $1,500 loan. People should take heed from all these bad reviews. A small sum of money is not worth what this company will do to you in the long term.
ChristeeCrescent City, CA
Reviewed July 21, 2024
I paid Speedy Cash back two days early. I went and applied for another loan and it's been 4 days and they still haven't sent me my money but they're saying I owe money but I haven't received it. They are scam.
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aliciaFairbanks, AK
Reviewed July 11, 2024
I have been steady using Speedy Cash. They are a scam. All of a sudden they can take my payment but can't give me a loan. Nothing has changed on my end. They are trying to tell me I need to change bank accounts and they can no longer provide me with a loan to my account. They at the same time had no problems with taking their payment from this account today though.
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AndreaDallas, TX
Price
Reviewed May 24, 2024
Speedy Cash is ok, but expensive, especially if you apply for the loan that they offer you through first fin credit. They don't explain that you can get a check printed out, that you can take to your own bank to cash for free. I was charged $37.50 to cash a check from them at the store, but the associate didn't ask me if I wanted my check cashed there before taking upon herself to cash it. Then when you make the payment back on your loan, it charges you $75 extra to make the payment.
FreddyBountiful, UT
Price
Reviewed May 21, 2024
Speedy Cash is a scam disguised in legitimate business. They will rip you off. How? The money you pay toward paying your loan, 98% of that goes towards interests, while still accruing interest daily. So No matter how you pay the balance increases, which you tried to pay off, but the extremely high daily APR 600% catches with you so you hardly see that balance decrease. Because they want to keep you stuck so they can keep making money off of you. They are the worst payday loan you can deal with. Please stay away. They use fake reviews to attract their customers. They are sharks after your blood. Stay away from this establishment.
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SteveTN
Customer ServiceStaff
Reviewed May 2, 2024
SCAMMERS. SCAMMERS. SCAMMERS. SCAMMERS. SCAMMERS. THEY LEAVE MISLEADING VOICEMAILS - they say you have a loan application in process and when you call them back to find out more information - they will try to get any personal information including your social security number. THEY ARE THE SCAMMERS! They are the worst of the worst in trying to scam you for money. Stay far away from these people - they would scam their own grandparents if given the opportunity.
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NicholasSalt Lake City, UT
PriceStaff
Reviewed May 1, 2024
I would never recommend this company to anyone. Worst loan company ever. If I can rate this company a 0 I definitely would!!! They overall don't put their customers first and help them out. I was paying 75 dollars a month for about 3 months and it stayed at the same amount. I was then told 8 dollars was going to principal. And the rest to interest and then on top of that it’s a 5 dollar charge a day just don’t do it they scam!!
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AnnSan Antonio, TX
Customer ServiceStaff
Reviewed March 18, 2024
I was really happy with the customer service, very explanatory, courteous and efficient. Her name was Valerie and she is located at the Speedy Cash on Zarzamora and Military. Her customer service skills are excellent. Thank you.
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CherylJudsonia, AR
Verified purchase
Reviewed Feb. 13, 2024
I just want my money back as fast as they received it. 181. Through Cash app. Want it back now. Then they wanted 200 more dollars for insurance. I'm broke that is why I needed the loan. They didn't get it and I haven't received my money yet. That was borrowed.
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sucoliahHouston, TX
PriceStaff
Reviewed Jan. 11, 2024
I took out a loan for 700, now I’m paying back over 2000. These people are cons and crooks ripping off people. This makes no sense to charge people this much back on a 700 dollar loan. Almost 400 a month. I’m getting me an attorney. I believe that they are taking an advantage of people. If you need a loan this is not the place to do business. Go to Net Pay Advance. True statement. I stand on it. After this I’ll be closing my account with these money grabbers.
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