Top 1,867 Reviews From Legit Speedy Cash Buyers (2024)

Speedy Cash FAQ

Does Speedy Cash affect your credit?

Defaulting on a loan from Speedy Cash might affect your credit score.

How do Speedy Cash loans work?

Speedy Cash loans are short-term funding options that customers can get by visiting Speedy Cash’s website and applying. Speedy Cash gets you the funds you need as soon as possible, often within 24 hours of your approval.

What do I need to get a loan from Speedy Cash?

You need the following to apply for a payday loan with Speedy Cash:

  • A steady income
  • A bank account
  • A phone number
  • An email address
Does Speedy Cash do installment loans?

Yes, Speedy Cash offers installment loans up to $5,000. With installment loans, borrowers pay back the balance over an extended period instead of paying it in full on their next payday. The application process is the same for installment loans.

Speedy Cash Reviews

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    How do I know I can trust these reviews about Speedy Cash?

    • 4,488,611 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Page 1 Reviews 0 - 10

    AngelaGallatin, TN

    Customer ServicePricePunctuality & Speed

    Reviewed July 22, 2024

    I have had an account with Speedy Cash since 2018. My limit went from 300 up to 1500 over the years, which made my payments go up to $307/month. I have always paid on time; never have been late or missed a payment. This month my car broke down and I needed to come up with several hundred dollars for repairs. I work in our local school system and get paid by the month, so I don't have a high income. I contacted speedy Cash before my due day on the 20th about possibly having a payment deferred for a month, or just some type of relief help, and was told since it wasn't late yet I should contact the corporate office.

    When I called corporate they had my birth date wrong in their account, so they couldn't talk to me about it since the birthday I was saying didn't match up with what they had. They told me to go to my local branch which is in another city. I could not get there that day due to my car, and contacted the local branch again on the 20th, which was a Saturday...Still no help. So I paid $50, which is the minimum amount due according to my account on their website. Two days later (today, which is Monday) I woke up and checked my bank account and was under by $260. Not only did they not help me at all, but they screwed me over worse. Not to mention I pay $307/month on a $1,500 loan. People should take heed from all these bad reviews. A small sum of money is not worth what this company will do to you in the long term.

    ChristeeCrescent City, CA

    Reviewed July 21, 2024

    I paid Speedy Cash back two days early. I went and applied for another loan and it's been 4 days and they still haven't sent me my money but they're saying I owe money but I haven't received it. They are scam.

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    aliciaFairbanks, AK

    Reviewed July 11, 2024

    I have been steady using Speedy Cash. They are a scam. All of a sudden they can take my payment but can't give me a loan. Nothing has changed on my end. They are trying to tell me I need to change bank accounts and they can no longer provide me with a loan to my account. They at the same time had no problems with taking their payment from this account today though.

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    AndreaDallas, TX

    Price

    Reviewed May 24, 2024

    Speedy Cash is ok, but expensive, especially if you apply for the loan that they offer you through first fin credit. They don't explain that you can get a check printed out, that you can take to your own bank to cash for free. I was charged $37.50 to cash a check from them at the store, but the associate didn't ask me if I wanted my check cashed there before taking upon herself to cash it. Then when you make the payment back on your loan, it charges you $75 extra to make the payment.

    FreddyBountiful, UT

    Price

    Reviewed May 21, 2024

    Speedy Cash is a scam disguised in legitimate business. They will rip you off. How? The money you pay toward paying your loan, 98% of that goes towards interests, while still accruing interest daily. So No matter how you pay the balance increases, which you tried to pay off, but the extremely high daily APR 600% catches with you so you hardly see that balance decrease. Because they want to keep you stuck so they can keep making money off of you. They are the worst payday loan you can deal with. Please stay away. They use fake reviews to attract their customers. They are sharks after your blood. Stay away from this establishment.

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    SteveTN

    Customer ServiceStaff

    Reviewed May 2, 2024

    SCAMMERS. SCAMMERS. SCAMMERS. SCAMMERS. SCAMMERS. THEY LEAVE MISLEADING VOICEMAILS - they say you have a loan application in process and when you call them back to find out more information - they will try to get any personal information including your social security number. THEY ARE THE SCAMMERS! They are the worst of the worst in trying to scam you for money. Stay far away from these people - they would scam their own grandparents if given the opportunity.

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    NicholasSalt Lake City, UT

    PriceStaff

    Reviewed May 1, 2024

    I would never recommend this company to anyone. Worst loan company ever. If I can rate this company a 0 I definitely would!!! They overall don't put their customers first and help them out. I was paying 75 dollars a month for about 3 months and it stayed at the same amount. I was then told 8 dollars was going to principal. And the rest to interest and then on top of that it’s a 5 dollar charge a day just don’t do it they scam!!

    • Report

    AnnSan Antonio, TX

    Customer ServiceStaff

    Reviewed March 18, 2024

    I was really happy with the customer service, very explanatory, courteous and efficient. Her name was Valerie and she is located at the Speedy Cash on Zarzamora and Military. Her customer service skills are excellent. Thank you.

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    CherylJudsonia, AR

    Verified purchase

    Reviewed Feb. 13, 2024

    I just want my money back as fast as they received it. 181. Through Cash app. Want it back now. Then they wanted 200 more dollars for insurance. I'm broke that is why I needed the loan. They didn't get it and I haven't received my money yet. That was borrowed.

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    sucoliahHouston, TX

    PriceStaff

    Reviewed Jan. 11, 2024

    I took out a loan for 700, now I’m paying back over 2000. These people are cons and crooks ripping off people. This makes no sense to charge people this much back on a 700 dollar loan. Almost 400 a month. I’m getting me an attorney. I believe that they are taking an advantage of people. If you need a loan this is not the place to do business. Go to Net Pay Advance. True statement. I stand on it. After this I’ll be closing my account with these money grabbers.

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    Top 1,867 Reviews From Legit Speedy Cash Buyers (2024)

    FAQs

    Is there a lawsuit against Speedy Cash? ›

    Delisle”), individually and on behalf of all other similarly situated, brings this class action against SPEEDY CASH (hereinafter referred to as “Speedy Cash” or “Defendant”) to seek recompense for herself and all other similarly situated California consumers who take out personal loans from Defendant.

    Is Speedy Cash predatory? ›

    Applying for a payday or title loan with a company like Speedy Cash can be tempting. But you should exhaust every possible option before doing this. Speedy Cash and other predatory lenders should be your very last resort. Contact any creditors to explain your situation and alert them of the late payment.

    How long does a Speedy Cash direct deposit take? ›

    We also offer direct deposit to your bank account typically by the next business day* (online loans only). Direct deposit availability and processing time depends on your bank. When request is received by 7:45pm CST. Requests made after 7:45pm CST will deposit within two business days.

    What's the difference between a payday loan and an installment loan with Speedy Cash? ›

    The main differences between payday loans and installment loans are whether they're secured (meaning if collateral is needed to secure the loan), the amount you can borrow, and how long you're given to repay the loan, plus interest and fees.

    How do I stop Speedy Cash from taking money? ›

    How to stop automatic electronic debits
    1. Call and write the company. Tell the company that you are taking away your permission for the company to take automatic payments out of your bank or credit union account. ...
    2. Call and write your bank or credit union. ...
    3. Stop payment. ...
    4. Monitor your accounts.
    Aug 28, 2023

    What happens if you don't pay Speedy Cash? ›

    The Debt Collectors Come Knocking

    If you miss enough payments, Speedy Cash will likely sell your debt to a third-party debt collection agency. And these guys don't mess around. They'll start blowing up your phone with calls, sending letters demanding payment, and maybe even try to track you down in person.

    How do I know if a loan company is scamming me? ›

    As you shop around for a personal loan, ask yourself the following questions to detect any potential scams:
    • Do they ask for money upfront? ...
    • Are they using high-pressure sales tactics? ...
    • Do they check your credit? ...
    • Did they approach you about the loan? ...
    • Do they have a physical address?

    How do I know if a loan is predatory? ›

    The signs of a predatory loan include language like 'guaranteed' approval, an inflated interest rate and hidden fees and tacked-on financial products you didn't ask for. Be sure to read and understand all of the details in every loan document before signing it.

    Does Speedy Cash report to the credit bureau? ›

    Payday lenders typically don't report to the major credit bureaus. However, if your debt goes to collections, the collection agency may choose to report the delinquent debt.

    What is the easiest payday loan to get approved for? ›

    The easiest payday loan to get would be an online payday loan. But keep in mind that whether you get one online or in person it will likely come with extremely high interest rates, and a very short repayment term.

    Can Speedy Cash put money into my checking account? ›

    Once you've reviewed and signed your loan agreement you can receive your funds instantly to a debit card, where applicable. You can also choose to have your funds directly deposited into your checking account, or choose to pick up funds at your local Speedy Cash.

    How does Speedy Cash verify checks? ›

    One of our representatives will simply need to verify your identity and the check itself. Be sure to bring proper identification with you, as this will help speed up the process and get you the cash you need faster!

    Can Speedy Cash take you to court? ›

    Responding to a Lawsuit from Speedy Cash If you find yourself targeted by a lawsuit from Speedy Cash for debt collection, it's crucial to take prompt and strategic action: Do Not Overlook the Lawsuit: Ignoring it could lead to a default judgment, potentially resulting in bank garnishments, liens, or seizures.

    Who took over Speedy Cash? ›

    Speedy Cash is a part of the Community Choice Financial family of brands which includes CheckSmart, easymoney, Check Into Cash, California Check Cashing Stores, and more. The Community Choice Financial family of brands provide personal lending and ancillary services at over 800 stores nationwide and online.

    What are 3 downfalls of payday loans? ›

    Disadvantages of Payday Loans
    • They are expensive. For one thing, payday loans are sometimes very expensive. ...
    • Payday loans are considered predatory. ...
    • It is easy to get trapped in a cycle of debt. ...
    • They have access to your bank account. ...
    • Some payday lenders use questionable collection practices.

    Did Speedy Cash get bought out? ›

    MOORESVILLE, N.C. (January 20, 2023) – Community Choice Financial, a holding company that provides financial services primarily to under-served consumers, will return their newly acquired Speedy Cash brand to the NASCAR Cup and NASCAR Craftsman Truck Series with Front Row Motorsports.

    Will Speedy Cash take you to court in Texas? ›

    Speedy Cash has a history of suing consumers to recover unpaid debts. If you have been served with a Speedy Cash lawsuit, it may be due to a defaulted loan. If a borrower fails to repay a loan according to the contract terms, Speedy Cash may take legal action to recover the debt.

    Is Speedy Cash still around? ›

    Speedy Cash stores are located throughout the United States in-store and online.

    Does Speedy Cash look at your credit? ›

    Does Speedy Cash Online require a credit check? We do not do a credit check however we do use Trans Union to verify identification. This will leave a soft inquiry on the bureau which does not affect your score and is not visible to other credit grantors.

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