Title Loan Questions - Get Same Day Cash - TitleMax! Bad Credit - No Credit (2024)

Personal loans and lines of credit are an unsecured loan that are repaid over time. With TitleMax, personal loans or lines of credit are solutions for people who are unable to obtain loans from traditional banks. Personal loans and lines of credit are options for individuals who don’t qualify for title loans or do not want to use their titles as collateral. More about personal loans.

Not with TitleMax. While some title lenders do charge high interest rates, TitleMax charges very competitive interest rates, and will develop a personalized payment plan that’s manageable for your lifestyle.

With traditional bank loans, your credit history serves as your collateral and determines how much money you can get from a loan. But it’s incredibly easy to have bad credit, or even no credit at all. At TitleMax, we use the title to your car as your collateral in most states, rather than your credit history. So, when you give us your car title, we give you cash. For auto title loan or pawn services, a vehicle and the vehicle’s title are required to be approved for a loan/pawn. Then, once you repay the loan/pawn, you get your car title back. A car title loan is a simple way to get the cash you need, but there are plenty other ways to make money, too.

A lien-free car title means that you own your car outright, with no outstanding loans or judgments against it. You need to have a lien-free car title to get a title loan from TitleMax.

You can get up to $10,000!* The loan amount you can get is based upon what is offered in your state, your need, and the value of your vehicle appraisal. Read “How Much Cash Can I Get A Loan For?” to learn more information.

Currently, online loans through TitleMax are offered in Arizona, Delaware, Idaho (LOC), Kansas (LOC), Mississippi, Missouri, South Carolina, Tennessee (LOC), Texas, Utah and Wisconsin. We are excited to make this product more widely available in the future. Ready to apply? Get started now!

Yes, absolutely! We accept most credit types. TitleMax may be able to approve you for an online loan whether or not you have perfect credit. Learn more about getting a loan with bad credit.

Getting a loan online is similar to getting a loan anywhere else. Online installment loans are processed completely online, so there’s no need to visit a location. In states where online personal loans are available, you can apply for a personal loan online in minutes, get a quick decision, and get the funds you need deposited in your bank account as soon as the next business day. Learn more about the process of getting a TitleMax loan online.

Once your online loan application is approved, your cash will be sent to you via direct deposit and will be available as soon as the next business day.

Our online loan products vary from state to state in addition to the amounts able to be borrowed. To know for sure, we recommend completing an application online. Approval status is quick, and the easy application will provide you with the amount you could be approved for. Get started now!

Online customers can make payments through the Customer Portal, by sending a money order, or through contacting the Online Customer Service Center to make a debit card payment over the phone. Their number is 1-888-869-4522. Online loan customers do not have the option to make any payment at a retail location.

Yes, you can schedule automatic payments and see when your payment is due online through the Customer Portal from your desktop or mobile device.

Your first payment due date and payment schedule will be based on the type of account you open with us, and the account opening date. Please review your account documents for details.

Yes, online customers are required to have a bank account in order to apply for online loans with TitleMax. Loan funding will occur through direct deposit into that bank account.

No, online personal loans are unsecured loans and do not require collateral. If you do have a car or motorcycle title owned free and clear, you may be eligible for a title loan.

With TitleMax, you can get the cash you need in as little as 30 minutes. Make sure you bring the required items when you apply for your title loan and you’ll have the cash you need before you know it. At TitleMax, we know how to make money quick!

We offer car title pawns and motorcycle title pawns in our GA TitleMax stores. However,if you’re looking to pawn other items at a different pawn store, learn all about the various items you can pawn. If you’ve never pawned an item before or are looking to learn more about it, read “How To Pawn An Item” for more information.

We’ve made the car title loan and motorcycle title loan process simple. There are minimal requirements, so we can get you the cash you need in as little as 30 minutes. Read “How to Get Car Title Loan” for a full explanation.

You can get a copy of your car or motorcycle title from your localDMV. To get detailed instructions on the process and to make sure you have everything you need to get a copy of your car or motorcycle title!

Yes! You can quickly and easily apply for a personal loan online at TitleMax by filling out our online application. We can have you on your way from the comfort of your own home!

No, TitleMax does not require you to be currently employed to get a title loan or personal loan. But you do need to have some type of income (unemployment, disability, retirement income, etc).

Yes, the car or motorcycle title must have you listed as the legal owner to be eligible for a title loan with TitleMax. If you are listed on the title along with another person, call the location nearest you to determine whether or not the other person listed on the title has to apply along with you.

When stopping into your nearest TitleMax with the required items for a title-secured loan/pawn or an in-store personal loan, a TitleMax Team Member will review and validate all required documentation. If applying with your vehicle title, a vehicle appraisal will also be required, which will be performed by a Team Member while you finish up your application. Apply first, then after validation of the necessary requirements, your funds will be disbursed. The process can take as little as 30 minutes in store! Depending on your state of residence, you can also apply for a personal loan online and get an instant decision online in the comfort of your home. Find out what you need to apply with your title, or for a personal loan!

TitleMax wants to help you no matter what your situation. That’s why in many cases we can refinance any title loan you already have with a lower rate TitleMax title loan and pay off your existing title loan. Visit us now and start saving money today! Note: Refinances not available in all states or for all products. Visit your local TitleMax for details.

Yes!It’s actually quite simple to get a loan even if you don’t havea bank account. You can still get the money you need from a non-traditional loan. It comes down to knowing the various types of loans and options out there.Learnthe facts… learn how you can get a loan without a bank account!

As long as you have a source of income (disability, pension, etc.), you are eligible for a title loan with TitleMax.

If you have bad credit and you’re looking for a way to get money, we can help. At TitleMax, the value of your car title replaces the need for a good credit history; therefore, we can put the money you need in your hand regardless of your credit score. Here are some more options and additional information on how you can get money with bad credit.

We offer a variety of payment methods that fit into even the busiest of schedules. Whether your loan or pawn payment is due in 30 days or over several months, we make the payment process easy and convenient in-store, online, and through our Customer Portal. Payment options and terms vary by state and product. Please visit our Payment Guide to learn more about your local TitleMax payment options.

TitleMax does not charge a pre-payment penalty. In fact, we encourage customers to pay off their title and personal loans sooner if possible.

After paying off your account, TitleMax will release its interest in your vehicle by removing its lien from your title. Thereafter, your title will be returned to you after it is processed by your state’s department of motor vehicles.

The Customer Portal allows customers to check their balance, due date, payment history and more, all from their desktop or mobile device! Get connected directly with a friendly customer service representative from your portal and manage your account with ease- anytime, anywhere.

Making a timely payment on your title loan/pawn or personal loan is important to all parties, and that’s why one of the primary features of the Customer Portal is a self-service payment portal. It allows you to check the balance of your account and due date(s) and make a payment at any time, whether you are at home or on the go.

Customers can add and use a debit card through the Customer Portal to make a payment.

It isn’t uncommon to want to look back at a past payment, particularly if you have questions about an amount that was paid or you need to know the date when it was paid. Checking your account is simple through the Customer Portal on your desktop or mobile device. Through the portal, our customers can quickly and conveniently check their payment history.

You can get answers to any questions that you may have about your account by connecting directly with a customer service representative from the Customer Portal.

The Customer Portal has a multitude of benefits allowing customers to manage their account, view their payment history and details about their store, and make a payment, all from their desktop or mobile device. To provide the best customer experience possible the Customer Portal is continuously updated!

Once you have a loan or pawn with TitleMax, you can visit the local store to take care of payments and get your questions answered. You also have the ability to use the Customer Portal to make a payment, check your balance and more.

An appraisal is an assessment of a vehicle to help determine its value. An appraisal takes into consideration the car’s production year and mileage as well as its make and model. The overall condition of the vehicle will also have an effect on its appraised value. An appraisal can help determine how much you can borrow from TitleMax.

When you want to apply for a loan using your vehicle title, you’ll need to not only bring your vehicle but also certain documents. The necessary documentation includes the lien-free title of the vehicle, which should be in your name. You will also need a valid form of government-issued identification with a photo such as a driver’s license. The name on both the identification and the title should be yours. Additional documentation may be required based on your state of residency.

The amount of money that you can get if approved for a car title-secured loan or pawn depends on several factors, including the results of the vehicle’s appraisal and how much you need. Your loan/pawn amount also must be between the minimum and maximum amounts in your state. Additional requirements will vary by state. For more information regarding how much money you can potentially get with a car title loan or pawn, you’ll need to contact a TitleMax representative by phone.

When emergency expenses arise, it’s not always clear from the beginning exactly how much they’ll cost. In some situations, you find yourself facing a string of smaller expenses rather than one big one. If this happens to you, you’ll be glad to know that our line of credit loans can help you get access to the funds you need without a lot of paperwork or waiting around. To find out more about our flexible line of credit loans, check out our Flexible Line of Credit FAQ page, where we’ve tried to answer all of the questions you might have before you apply. Of course, you’re always welcome to contact us if you don’t see the information you’re looking for.

The security and protection of your information is of utmost importance. Please refer to our Cyber Security Alert for details on what to do and how TitleMax is here to help.