Hi, I'm Dr. Jason Cabler, owner of theCelebrating Financial Freedomblog. Welcome to my latest course!
Welcome to “21 Days to Manage Your Money Like a Pro!”
Do you have trouble getting your finances organized?
Tried budgeting and it just never worked for you?
Are you feeling frustrated, wondering where all your money goes every month, even though you make a decent income?
These are the issues that my new course,21 Days to Manage Your Money Like a Pro!helps you work through.
In this course, you'll start with the very basics of getting your finances organized.
You'll work your way step-by-step through each easy to complete lesson until you fully understand where your money is going, how it flows in and out of your life, and how to make a solid plan to get complete control of your money so it's actually not possible to spend more than you make.
Take the Course at Your Own Pace
By the way, even though the name of the course starts with “21 Days…”you can take the course at your own pace. I totally understand how busy life can get sometimes.
In fact, I think it's better to take longer than 21 days to complete the course so you can truly understand the material on a deeper level.
Gain a new level of financial confidence you've never had before
Keep more of your money in your bank account
Learn the skills to manage your money with excellence in less than an hour a month.
When you complete this easy to understand course, you'll have no more frustration, wondering where all your money went when you know darn well you should have enough to live on after paying the bills!
You will have the knowledge and skills you need to get complete control over your money, instead of it controlling you.
Even better, you'll rid yourself of the stress and hopelessness you feel when your finances are in disarray. You will be able to have more calmness and peace in your life because you have complete control over your finances!
These are but a few of the awesome benefits of taking this life-changing online course!
The Divine Art of Money course is ano risk course. If you decide it's not for you for any reason, we'll give your money back within the first 30 days, no questions asked.
This is a very impactful course – incredible value! …would recommend this to others because it's simple and easy to use. The course is helpful because it puts complex topics into easy to use language and has examples.- Danielle P.
This course is an excellent starting point for anyone serious about being financially free and living the life they want to live. The information and advice is priceless and it is set out in a very user friendly way. It is broken down into very manageable sections that can be completed in your own time and pace and is motivational enough to keep you moving through to the end.- Alison O.
We didn't really have practical steps to reaching our goals before we did this course. (The course) …really helped me and my husband gain knowledge on how to achieve financial organization and take clear cut steps to reach our goals. It helps you to change your mind so you can change your money.-Olivia & Matt C.
“The Divine Art of Money” course provides practical steps to understand how money should be controlled by us rather than it controlling us! It can be daunting to tackle budgets when the cost of living seems to be skyrocketing. Jason provides excellent inspirational quotes and down to earth information to put it all into perspective. When you take the course, you can expect to have daily lessons that help you to focus on the important things, with practical worksheets and encouragement that this is just the beginning of a more positive approach to budgeting!- KirstyK.
I like it that Christian values (are) integrated in the course material… – Maria P.
This course gave me my starting point and gave me the information needed to make better decisions and create better habits. – TinishaB.
This course was great! …the most important steps one needs to take to get control of their finances… This course helped me with my budgeting and tbh, I realized I spent about $700.00 just in eating out.I am a single father of 4 kids, but it helped me to stop spending on eating out, which saved money, and my children are on board as well because it means more fun with vacations or toys or what have you. The point is, if you fail to plan, then plan to fail. Jason helps you put together a plan. Use this course and help yourself financially.– Russell W.
The Divine Art of Money course is ano risk course. If you decide it's not for you for any reason, we'll give your money back within the first 30 days, no questions asked.
A 50 30 20 budget divides your monthly income after tax into three clear areas. 50% of your income is used for needs.30% is spent on any wants.20% goes towards your savings.
It is important to be prepared for what to expect when it comes to the four principles of finance: income, savings, spending and investment. "Following these core principles of personal finance can help you maintain your finances at a healthy level".
We recommend the popular 50/30/20 budget to maximize your money. In it, you spend roughly 50% of your after-tax dollars on necessities, including debt minimum payments. No more than 30% goes to wants, and at least 20% goes to savings and additional debt payments beyond minimums.
Bottom Line. Living on $1,000 per month is a challenge. From the high costs of housing, transportation and food, plus trying to keep your bills to a minimum, it would be difficult for anyone living alone to make this work. But with some creativity, roommates and strategy, you might be able to pull it off.
Saving $1,000 per month can be a good sign, as it means you're setting aside money for emergencies and long-term goals. However, if you're ignoring high-interest debt to meet your savings goals, you might want to switch gears and focus on paying off debt first.
There are four key pillars to consider for a sound financial system to be put in place. Otherwise known as the 4Ps, these are pricing, profit, performance, and planning. So if you're looking to get your business onto solid financial footings, keep reading to find out more about each of these pillars.
Regardless of income or wealth, number of investments, or amount of credit card debt, everyone's financial state fits into a common, fundamental framework, that we call the Four Pillars of Personal Finance. Everyone has four basic components in their financial structure: assets, debts, income, and expenses.
Cooking at home, meal planning, and buying groceries in bulk can significantly reduce food costs. Exploring free or low-cost entertainment options, utilizing discounts, and avoiding unnecessary expenses are key to making $1,000 a month work.
“Your most powerful wealth-building tool is your income. And when you spend your whole life sending loan payments to banks and credit card companies, you end up with less money to save and invest for your future.
Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.
Some Experts Say the 50/30/20 Is Not a Good Rule at All. “This budget is restrictive and does not take into consideration your values, lifestyle and money goals. For example, 50% for needs is not enough for those in high-cost-of-living areas.
The 40/40/20 rule comes in during the saving phase of his wealth creation formula. Cardone says that from your gross income, 40% should be set aside for taxes, 40% should be saved, and you should live off of the remaining 20%.
Introduction: My name is Aracelis Kilback, I am a nice, gentle, agreeable, joyous, attractive, combative, gifted person who loves writing and wants to share my knowledge and understanding with you.
We notice you're using an ad blocker
Without advertising income, we can't keep making this site awesome for you.