Top 9 Senior Travel Insurance Companies of 2023
Here are our picks for the top travel insurance companies for U.S. residents:
- Faye: Our top pick
- Travelex: Our pick for budget travelers
- Berkshire Hathaway Travel Protection: Our pick for luxury travelers
- Nationwide Travel Insurance: Our pick for cruise travel
- Generali Global Assistance: Our pick for emergency assistance
- AXA Assistance USA: Our pick for leisure travelers
- Seven Corners Travel Insurance: Our pick for international travelers
- HTH Travel Insurance: Our pick for group travel
- International Medical Group: Our pick for medical coverage
Compare Senior Travel Insurance Companies
As an older person considering travel insurance, it’s important to balance coverage versus cost. The table below summarizes our top recommended travel insurance providers — and what type of traveler each company is best for.
Company | Average Plan Cost | BBB Rating | CFAR Coverage | COVID-19 Coverage | Visit Site |
---|---|---|---|---|---|
$482 | Not Rated | Yes, up to 75% | Yes | GET QUOTE | |
TravelexGET QUOTE | $493 | A+ | Yes, up to 75% | Yes | GET QUOTE |
Berkshire Hathaway Travel ProtectionGET QUOTE | $404 | A+ | up to 50% | Yes, limited | GET QUOTE |
Nationwide Travel InsuranceGET QUOTE | $354 | A+ | Yes, up to 75% | Yes, limited | GET QUOTE |
Generali Global AssistanceGET QUOTE | $559 | A+ | Yes, up to 60% | Yes | GET QUOTE |
AXA Assistance USAGET QUOTE | $526 | A- | Yes, up to 75% | Yes, limited | GET QUOTE |
Seven Corners Travel InsuranceGET QUOTE | $506 | A+ | Yes, up to 75% | Yes | GET QUOTE |
HTH Travel InsuranceGET QUOTE | $475 | A- | Yes, up to 75% | Yes, limited | GET QUOTE |
International Medical GroupGET QUOTE | $481 | B | Yes, up to 75% | Yes | GET QUOTE |
Company | Average Plan Cost | BBB Rating | CFAR Coverage | COVID-19 Coverage | Visit Site |
---|---|---|---|---|---|
$482 | Not Rated | Yes, up to 75% | Yes | GET QUOTE | |
TravelexGET QUOTE | $493 | A+ | Yes, up to 75% | Yes | GET QUOTE |
Berkshire Hathaway Travel ProtectionGET QUOTE | $404 | A+ | up to 50% | Yes, limited | GET QUOTE |
Nationwide Travel InsuranceGET QUOTE | $354 | A+ | Yes, up to 75% | Yes, limited | GET QUOTE |
Generali Global AssistanceGET QUOTE | $559 | A+ | Yes, up to 60% | Yes | GET QUOTE |
AXA Assistance USAGET QUOTE | $526 | A- | Yes, up to 75% | Yes, limited | GET QUOTE |
Seven Corners Travel InsuranceGET QUOTE | $506 | A+ | Yes, up to 75% | Yes | GET QUOTE |
HTH Travel InsuranceGET QUOTE | $475 | A- | Yes, up to 75% | Yes, limited | GET QUOTE |
International Medical GroupGET QUOTE | $481 | B | Yes, up to 75% | Yes | GET QUOTE |
No results were found.
Note: Costs are an average of plans offered by each provider for a 65-year-old couple taking a week-long vacation to London with a total trip cost of $7,000.
Why Trust MarketWatch Guides
Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.
20
Companies Reviewed
500
Quotes Collected
36
Rating Factors
- AM Best Rating:A+
- Sample trip cost: $482
- Medical expense limit: $250,000
Why Faye Is Great for Senior Travelers
In addition to offering a streamlined online buying process, Faye’s policies are also efficient for seniors. The company includes $250,000 worth of primary medical coverage on all its policies and has a pre-existing conditions waiver to help seniors cover chronic medical conditions. Faye’s policies include $500,000 in emergency medical evacuation coverage, which older travelers may require if they have a complex health condition or are in a remote area.
Pros & Cons
Pros $250,000 of primary medical coverage included Features a 100% online application process Offers a pre-existing conditions waiver, a benefit for seniors with existing health concerns Cons Higher policy pricing for seniors Must buy coverage within 14 days of your initial trip deposit if you have pre-existing conditions
Coverage & Cost
Add-ons
Faye offers the following add-on options:
- CFAR coverage
- Rental car damage or theft
- Adventure and extreme sports protection
- Vacation rental damage protection
- Pet care
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $482 for a Faye plan.
Policy Tier | Cost* |
Faye travel insurance | $482 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
Travelex
Our pick for budget travelers
4.7
- AM Best Rating: A++
- Sample trip cost: $398
- Medical expense limit: $50,000
Why Travelex Is Great for Senior Travelers
Travelex can be a valuable insurance policy for seniors because of its primary medical coverage. Medicare does not pay for medical care for most injuries and illnesses if you become hospitalized outside of the U.S. Insurance that offers secondary coverage may leave you with a major medical bill after a serious accident. Travelex’s two policies for seniors include primary medical coverage that goes into effect before Medicare to help cover hospital costs.
Pros & Cons
Pros Coverage starts at just $60 per trip Offers up to $1,000 for lost or delayed luggage Free cancellation up to 15 days after purchasing your policy Primary medical coverage complements Medicare benefits Cons Limited add-ons for base plan Policies only available for trips up to two weeks long
Coverage & Cost
Add-ons
You can choose from the following add-on coverage with Travelex:
- Adventure sports coverage
- Cancel for any reason (CFAR) coverage (up to 75% of trip costs)
- Accidental death and dismemberment (AD&D) and medical benefit upgrades
- Car rental collision
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $398 for a Travelex plan.
Policy Tier | Cost* |
Travel Basic | $398 |
Travel Select | $588 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A++
- Sample trip cost: $488
- Medical expense limit: $100,000
Why Berkshire Hathaway Is Great for Senior Travelers
Berkshire Hathaway’s coverages can be ideal for seniors planning a luxury vacation or group travel, especially if premiums are too expensive with other providers. The company’s LuxuryCare policies offer travel protection up to $100,000, ideal for travelers accustomed to more high-end accommodations.
In addition to higher overall limits, Berkshire Hathaway’s policies include automatic coverage for pre-existing conditions and financial insolvency as long as you buy a policy within 14 days of your initial trip deposit date. Plus if you’re traveling to a remote area, all policies include $500,000 worth of medical evacuation insurance.
Pros & Cons
Pros 24/7 emergency travel assistance and concierge services Claims paid up to five times faster than other insurers Coverage limits up to $100,000 per person Cons Baggage delay coverage starts 12 hours after delay Plan does not cover nonmedical evacuation or repatriation of remains Lower medical limits may be insufficient for seniors
Coverage & Cost
Add-ons
You can add several coverage options to your LuxuryCare plan within 15 days of your trip deposit:
- Cash advance assistance
- CFAR Upgrade
- Financial default or airline or other transport covered
- Pre-existing medical conditions waiver
- Roadside assistance
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $404 on average for Berkshire Hathaway plan.
Policy Tier | Cost* |
ExactCare Value | $210 |
ExactCare Extra | $598 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A+
- Sample trip cost: $273
- Medical expense limit: $150,000
Why Nationwide Is Great for Senior Travelers
Nationwide is a good insurance option for seniors taking a vacation on the sea. It is one of the only travel insurance providers to offer cruise-specific coverage. Nationwide’s policies also feature a few inclusions that can benefit older travelers. Trip interruption coverage includes up to 200% of your trip cost, and you can qualify for a pre-existing conditions waiver up to 21 days after your initial deposit. While medical limits are lower than competitors, Nationwide’s general and cruise-specific coverages offer an affordable option for older travelers.
Pros & Cons
Pros Affordable plans for seasoned and new cruise-goers Three tiers of cruise plan coverage available Trip interruption coverage available up to 200% of the trip cost Lower premium costs for older travelers Cons Baggage delay coverage not available until after a 12-hour delay Higher pricing on some cruise plans for senior citizens Only offers secondary medical coverage under the Essential Plan
Coverage & Cost
Add-ons
Nationwide offers the following add-ons, but available coverage may vary by plan.
- AD&D coverage (available on all plans)
- Rental car coverage options (Essential and Prime plans)
- CFAR coverage (Prime Plan, Cruise Choice and Luxury plans)
Cost
Based on the quotes we requested, a 65-year-old couple going on a week-long, $7,000 vacation to London would pay $354 for a Nationwide plan.
Policy Tier | Cost* |
Essential | $276 |
Prime | $432 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A
- Sample trip cost: $320
- Medical expense limit: $250,000
Why Generali Global Assistance Is Great for Senior Travelers
First-time international travelers can add peace of mind by having a team of bilingual travel experts on standby to assist in an emergency. All of Generali’s policies include around-the-clock travel assistance and generous medical coverage of up to $250,000. Generali’s medical coverage does not include a lower cap for dental coverage, which is a benefit if you experience a dental abscess or another major dental emergency on vacation.
Pros & Cons
Pros 24/7 travel assistance hotline and emergency assistance Higher-than-average medical coverage Premium plan includes $2,000 per person baggage loss coverage Offers affordable senior travel insurance policies Cons Must purchase CFAR add-on within 24 hours of purchasing initial policy No preexisting condition waiver on two out of three plans
Coverage & Cost
Add-ons:
Generali’s Premium plan has fewer add-on options than other insurance providers, including:
- $25,000 in rental car accident insurance (included with the Premium plan or you can add to the Standard and Preferred plans)
- CFAR insurance (available with the Premium plan only
Cost
A 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $559 for a Generali plan, based on our quotes.
Policy Tier | Cost |
Standard | $447 |
Preferred | $477 |
Premium | $751 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
AXA Assistance USA
Our pick for leisure travelers
4.3
- AM Best Rating: A+
- Sample trip cost: $440
- Medical expense limit: $250,000
Why AXA Assistance USA Is Great for Senior Travelers
AXA can be ideal for seniors planning a leisure trip because of the added benefits it offers, including reimbursem*nt for lost rounds of golf and sporting equipment rentals. Its upper-tier plans include identity theft coverage and 24/7 travel services. It also has an option to add credit card protection.
Pros & Cons
Pros CFAR upgrade available Lost baggage coverage of $3,000 per person Trip interruption reimbursem*nt of 150% of the trip cost Cons Delays and baggage coverage starts after 12 hours of delay Travel medical insurance doesn’t cover dental accidents Has a $25,000 medical limit on the Silver coverage
Coverage & Cost
Add-ons
AXA offers the following add-on coverage for any travel insurance policy:
- CFAR coverage (up to 75%)
- Collision waiver on a rental car (up to $50,000)
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London could pay $440 for an AXA plan.
Policy Tier | Cost |
Silver | $440 |
Gold | $518 |
Platinum | $620 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A
- Sample trip cost: $228
- Medical expense limit: $100,000 for ages 65 to 79 years
Why Seven Corners Is Great for Senior Travelers
As an older traveler, your primary concern when buying travel insurance may be comprehensive medical care and evacuation protections. Seven Corners offers a broad selection of medical insurance policies with coverage limitations for travelers up to 80 years of age or older. Policies for those under 79 years old are available with up to $100,000 in medical coverage. Many other providers exclude these ages. Seven Corners also offers medical evacuation coverage up to $1 million, which can benefit those traveling to a remote area.
Pros & Cons
Pros 24/7 travel assistance services Affordable long-term Wander Frequent Traveler Plus plan Wander plan covers acute onset of preexisting conditions Policies available for travelers 80 years and older Cons You must be under age 75 to purchase the Wander plan You must maintain continuous medical insurance within the United States Offers lower medical limits after age 65
Coverage & Cost
Add-ons:
With Seven Corners, you can add extra coverages including:
- CFAR insurance (available for shorter plans)
- Event ticket registration fee protection
- Hazardous sports and activities coverage
- Interrupted for any reason (IFAR) coverage
- Rental car collision waiver ($35,000 maximum)
- Sports and golf equipment rental coverage
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $228 for a Seven Corners plan.
Policy Tier | Cost* |
Travel Medical | $228 |
Trip Protection Basic | $410 |
Trip Protection Choice | $602 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A-
- Sample trip cost: $358
- Medical expense limit: $1 million
Why HTH Is Great for Senior Travelers
If you’re traveling with a group, it can lower costs to buy coverage through a travel insurance provider that offers benefits when you purchase two or more policies at once. HTH’s travel insurance policies have a 10% discount for groups of travelers over the age of 65 and include medical limits of up to $1 million. Policies are underwritten by Nationwide in most areas, and you may qualify for up to 200% of trip interruption coverage and primary medical benefits.
Pros & Cons
Pros 24/7 travel assistance services $500,000 medevac coverage Mental health is covered like any other medical condition under the policy Offers Blue Cross Blue Shield GeoBlue policies in some states, which may include additional benefits Cons Baggage delay coverage starts after 12 hours of delay Requires that you maintain health insurance coverage in the United States
Coverage & Cost
Add-ons
You can add the following coverage to your group insurance plan:
- CFAR insurance (must purchase within 10 days of your first trip deposit)
- Rental car damage (not available in Oregon, New York or Texas)
Cost
Based on quotes we gathered, a 65-year-old couple going on a week-long, $7,000 vacation to London would pay $358 for a HTH plan.
Policy Tier | Cost |
TripProtector Economy | $358 |
TripProtector Classic | $455 |
TripProtector Preferred | $611 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
- AM Best Rating: A-
- Sample trip cost: $524
- Medical expense limit:$8 million
Why IMG Is Great for Senior Travelers
If you’re looking for more extensive medical coverage, it’s hard to beat the number of policies available through International Medical Group (IMG). The company has inclusive international policies, with more than five choices and up to $8 million in medical coverage on single-trip plans. IMG also makes it easier for seniors to customize coverage, allowing you to skip baggage and delay-related coverage if you would prefer medical insurance.
Pros & Cons
Pros 24/7 emergency travel assistance Fast quoting process Up to $8 million in medical insurance benefits Offers the GlobeHopper Senior Single-Trip plan specifically for travelers aged 65 and older Cons Baggage delay coverage ($250) doesn’t kick in until 12 hours after delay Higher plan costs
Coverage & Cost
Add-ons
Rental car damage and theft coverage, which some companies offer as add-ons, is included with many of IMG’s plans. You can add the following optional coverages:
- Pet kennel (up to $100 per day with a max of $300 per pet)
- Pre-existing condition review
IMG’s medical insurance policies include some exclusions limiting when you can use your coverage. But you can purchase a waiver that extends coverage to medical issues resulting from adventure sports and terrorism.
Cost
A 65-year-old couple going on a week-long, $7,000 vacation to London can expect to pay $481 for an IMG plan.
Policy Tier | Cost* |
iTravelInsured Essential | $178 |
iTravelInsured Lite | $499 |
iTravelInsured Travel SE | $765 |
*Costs were collected for a 65-year-old couple taking a week-long $7,000 vacation to London from the company’s website in November 2023.
How We Selected the Best Travel Insurance for Seniors
After reviewing dozens of travel insurance providers, we ranked the best options for senior travelers by cost, coverage and value. The following are the major factors that influenced how we ranked each company:
- Medical expense limits: Companies with higher medical expense limits ranked higher on our list, specifically providers offering medical benefits higher than $250,000.
- Primary medical coverage: Medicare does not cover most medical bills incurred abroad. Companies offering primary medical coverage scored higher than those that only offer secondary coverage.
- Emergency medical evacuation: Not every travel insurance company offers medical evacuation coverage. We ranked companies with at least $100,000 in coverage higher than those with a lower benefit amount or not offering coverage at all.
- Premium costs: Travel insurance is more expensive for seniors because insurance companies consider older adults more likely to run into a medical issue and file an insurance claim. To compare premium costs, we gathered quotes for a U.S. couple taking a trip to the United Kingdom and ranked companies based on average affordability.
- Travel assistance: We ranked companies offering 24/7 travel assistance higher than those with more limited customer service hours.
How Much Does Senior Travel Insurance Cost?
We gathered prices from company websites in November 2023 for a 65-year-old couple from Alabama looking to insure a week-long, $7,000 trip to London.
Company | Plan Name | Coverage Cost | Trip Interruption Insurance | Emergency Medical Coverage | Medical Evacuation Coverage |
---|---|---|---|---|---|
Travelex | Travel Basic | $398 | 100% of trip cost | $15,000 | $150,000 |
Faye | Faye Travel Insurance | $482 | 150% of trip cost | $250,000 | $500,000 |
AXA | Platinum 2022 | $620 | 150% of trip cost | $250,000 | $1 million |
Berkshire Hathaway | ExactCare Extra | $488 | 150% of trip cost | $100,000 | $1 million |
Generali | Preferred Plan | $357 | 150% of trip cost | $150,000 | $500,000 |
HTH | TripProtector Preferred | $611 | 200% of trip cost | $500,000 | $1 million |
IMG | iTravelInsured Travel SE | $524 | 150% of trip cost | $250,000 | $500,000 |
Nationwide | Prime Plan | $432 | 200% of trip cost | $150,000 | $1 million |
Seven Corners | Trip Protection Choice | $602 | 150% of trip cost | $500,000 | $1 million |
How To Pick The Best Senior Travel Insurance
When shopping for senior travel insurance, consider the following tips to pick the right policy for your coverage needs.
Think About Selecting a Higher Deductible
There are a few ways you can customize your coverage to lower premiums. For example, by opting for a higher deductible, you can save more on your premium since the insurer will pay less if you need to file a claim. However, you will owe more out of pocket if you file a claim compared to selecting a lower deductible.
Your policy’s deductible is the amount you will pay for medical care before your insurance kicks in and covers the remainder. For example, a policy that has a $1,000 deductible means you would pay the first $1,000 of a $10,000 medical bill. Your insurance provider would then cover the remaining $9,000, depending on your policy’s coverage limits. However, you may have to pay the full bill upfront and submit a claim for reimbursem*nt of the $9,000 later.
Opt for Primary Medical Coverage
If you get your health insurance through Medicare, you may consider travel insurance providers that offer primary (rather than secondary) medical coverage. Medicare does not pay for medical care provided outside the U.S., which can make travel insurance for seniors valuable. Providers like Travelex and Faye are good options for seniors who think they may need international medical care policies with primary coverage.
What Else Do Seniors Need To Know About Travel Insurance?
The following are some things to consider if you’re a senior considering purchasing traveling insurance.
- COVID-19 is usually treated as a typical illness: Under most travel insurance policies, COVID-19 is treated the same as any other illness covered under the policy. If you contract COVID-19 on or before your trip, you may be entitled to a reimbursem*nt. However, fear of a new COVID strain does not qualify you for reimbursem*nt under standard travel insurance policies. As a senior, you may want to protect your trip with CFAR coverage if your destination may be at a higher risk of COVID-related complications.
- Preexisting conditions are often excluded: Senior citizens usually have more health concerns than younger travelers, which is partly why travel insurance costs more as you age. You may be required to provide your travel insurance provider with a list of preexisting conditions before you are approved for coverage. Compare plan options with your health insurance coverage to find the policy that provides you with the best complementary benefits.
Is Senior Travel Insurance Worth It?
When you compare the price of travel insurance to the price of a potential travel emergency, it usually proves worth the cost. Even if you don’t have a pre-existing medical condition, older travelers are more likely to consider travel insurance plans with medical coverage for a sudden injury or emergency evacuation. Medicare does not cover medical expenses outside the U.S. and U.S. territories. Travel insurance also offers valuable cancellation and delay benefits, potentially saving you thousands in nonrefundable trip costs like your flights and accommodations.
Country
Argentina Aruba Australia Austria Bahamas Bali Barbados Belize Bermuda Brazil British Virgin Islands Canada Chile China Colombia Costa Rica Denmark Dominican Republic Europe France Germany Greece Iceland India Ireland Italy Japan Jerusalem Mexico Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand Turks and Caicos United Kingdom
Frequently Asked Questions About Senior Travel Insurance
Yes, plenty of travel insurance providers offer insurance plans for senior citizens. Some companies that provide trip cancellation and medical evacuation coverage for men and women over 70 include AXA, Berkshire Hathaway and Nationwide.
The best option to buy travel insurance as a senior citizen will vary depending on your unique needs. For example, Generali Global Assistance might be the right plan provider for you if you’re looking for an insurance provider that offers low-priced policies. On the other hand, if you have multiple health conditions and need high maximum limits on medical evacuation coverage, consider companies like Berkshire Hathaway and Nationwide.
Yes, buying a travel insurance policy event is still a good idea if you have Medicare. Though Medicare might provide you with limited emergency care coverage outside the United States, it will not cover most medical evacuations. It also does not offer any reimbursem*nt for trip costs and expenses not related to medical care.
Yes, it’s possible to buy travel insurance with a preexisting condition. However, your travel insurance may not cover injuries, symptoms, or illnesses related to conditions present before the start date of your policy.
More Travel Insurance Resources
- What Is Travel Insurance?
- What Is Trip Cancellation Insurance?
- What Does Flight Insurance Cover?
- Cancel for Any Reason Travel Insurance
- Travel Insurance for a Mexico Vacation
- Travel Insurance for a Costa Rica Vacation
Other Insurance Resources From MarketWatch Guides
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Methodology: Our System for Rating Travel Insurance Companies
Our team surveyed dozens of travel insurance providers and created a scoring system to judge each company based on coverage, quality and service. We also collected sample quotes from each company, both over the phone and on the internet, to simulate an authentic customer experience. Here are the factors we take into consideration when rating providers:
- Cost (10%): To determine a baseline average travel insurance cost, we gathered quotes from each travel insurance company based on different traveler profiles. Travel insurance companies at or below our calculated average cost of $221 earn full points in this category. Specifically, we obtained quotes for the following trips
- A 30-year-old couple taking a $5,000 vacation to Mexico.
- A family of four taking an $8,000 vacation to Mexico.
- A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
- A 30-year-old couple taking a $7,000 trip to the United Kingdom.
- A 19-year-old taking a $2,000 trip to France.
- A 27-year-old couple taking a $1,200 trip to Greece.
- A 51-year-old couple taking a $2,000 trip to Spain.
- Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
- Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
- Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursem*nt amounts for baggage, travel and weather delays. Companies that offer customers reimbursem*nt after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
- Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).
A.M. Best Disclaimer
Sarah HorvathAuthor
Sarah Horvath is one of the home service industry’s most accomplished writers. Her specialties include writing about home warranties, insurance, home improvement and household finances. You can find her writing published through distributors like HouseMethod, Architectural Digest, Good Housekeeping and more. When not writing, she enjoys spending time in her home in Orlando with her fiance and parrot.
Tori AddisonEditor
Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.