TDAM | Contact Us (2024)

FAQs

How long does TD take to approve a credit card? ›

You can apply online for a credit card anywhere you have internet service and anytime you want. You could be reviewed, credit checked, and approved — often within minutes.

TD Bank credit limits are $300 to $5,000, at a minimum, depending on the card. The TD Bank credit card with the highest starting credit limit is the TD First Class Credit Card, which is also rumored to offer limits as high as $18,000 to people with a lot of income.

Use your TD Access Card with Visa Debit to shop securely online and internationally wherever Visa is accepted¹. Pay and subscribe to your streaming services, order food online or through in-app, pay for your recurring bills like your internet or phone and more so you can enjoy more ways to pay.

If you live on the East Coast, TD Bank might be a good option. This regional bank offers five types of checking accounts, two savings accounts and six options for certificates of deposit (CDs).

TD Bank doesn't publish specific minimum credit score requirements for personal loans. Based on our research, some borrowers with fair credit scores in the mid-600s may be approved. Like with most lenders, a better credit score improves your approval odds and helps you secure the best interest rates and terms.

Some TD Bank credit cards are hard to get because they require at least excellent credit, which means you need a credit score of 750+ for good approval odds. Other TD Bank credit cards are easier for people with lower credit scores to get approved for, so it's important to choose wisely.

On May 1, 2018, for ATM withdrawals made with your TD Access Card, we are: increasing the daily limit from $500 to $1,000; and • removing the weekly limit. We want to be sure you're comfortable that your banking services fit your needs.

When traveling overseas, how will I make payments for purchases? Before you leave the country, you may order foreign currency from your local TD Bank. While traveling, you can also use your TD Bank debit or credit card to make purchases or to get cash at an ATM.

2. You can make contactless, tap payments for purchases up to $250.

To avoid monthly fees, customers need to meet minimum requirements for most checking and savings accounts. There is a $3 fee for using a non-TD Bank ATM. Overdraft fee is $35 per transaction and can be charged up to three times a day.

Is TD or Chase better? ›

If you enjoy widespread branch accessibility, sign-up bonuses and different account options, Chase may be a suitable choice for you. However, if you don't mind minimal monthly fees and limited branch locations, you should consider TD Bank.

For applications submitted through one of our branches you will receive a response from the representative that assisted you with your application. For applications submitted over the phone by existing bank customers, you will receive a response by mail within 7-10 business days.

Getting approved for a credit card can be a fairly quick process — sometimes taking just seconds. Other times, it can be much slower, with issuers making you wait up to 30 days. Once approved, you'll typically receive your card within a week, though some issuers will get it to you earlier or later than that.

However, once you've been approved, most companies will mail you the card within an average of 7-10 business days. If you choose to mail in your application, or something happens to your card along the way, this will add additional length to your timeline.

TD Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN to get a TD Bank credit card.