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Ontario Liability Insurance Coverage
With over 380,000 small businesses providing more than 2.8 million jobs, the Ontario small business landscape is making its mark on the national level and growing at a steady pace. The province is also home to many cultures from around the world and this is reflected in the array of unique small businesses that contribute to this growing landscape.
Offering Ontario small businesses a fast and simple way to shop for commercial liability insurance coverage online, Bullfrog Insurance is here to help small businesses in Ontario, like yours, find the right protection for its unique needs.
We understand that as a business owner, you cannot afford setbacks due to sudden events or issues. Bullfrog offers you the ability to purchase, pay, and receive your Ontario liability insurance quotes or policies in real-time so you can get on with your business.
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Where do I get small business liability insurance in Ontario?
Purchasing a Small Business Liability Insurance Policy is Easy.
Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!
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How much does small business insurance in Ontario cost?
It all boils down to the kind of coverage you need. No one business is the same and so neither should every business insurance policy be. If you want the best small business insurance in Ontario but are worried about the cost, don’t be. Bullfrog can supply you with a number of insurance quotes based on your answers in our online questionnaire so you can look through your options based on price.
What affects small business insurance rates in Ontario?
The cost of small business insurance in Ontario may vary depending on a number of different factors, including:
- What your business does/the industry you operate in
- Your typical annual revenue
- Your insurance history
- Where your business is located/physical or online
- How long you have been in business
- Your team/the number of staff you have
- What kind of product you sell/service you provide/advice you give
What are the price ranges for small business insurance in Ontario?
The price range for small business insurance in Ontario is dependent on a number of factors. Many small business owners will pay between $500 and $2,000 every year for their insurance. This is only an average price, so you could pay more or less depending on your industry and personal operations.
What can small business insurance in Ontario do for my livelihood?
Small business insurance in Ontario helps protect the businesses that keep Ontario’s economy alive and thriving. It can help protect businesses from potentially devastating financial losses due to natural disasters, unforeseen perils, liability claims that allege error, property damage or even bodily injury, and so much more. Without small business insurance, Ontario business owners could find themselves in hot water if an incident should arise and they lack the funds necessary to recover.
What does small business insurance in Ontario cover?
There are several different types of small business insurance in Ontario that can be of benefit to you and your livelihood. The kind of coverage you need depends on the nature of your business as well as the risks your business may be exposed to. Coverage types include the following:
- Commercial General Liability Insurance or General Liability Insurance for small business in Ontario may provide coverage for expenses as a result of claims that allege you or your business’ operations caused third-party bodily injury or property damage.
- Professional Liability Insurance may offer coverage for a professional business (a business that offers professional services or advice) for expenses due to claims alleging misinformation, failure to offer a promised service, or negligence causing injury or losses.
- Directors’ and Officers’ Liability insurance may offer coverage for board members facing a potential lawsuit.
Each business is different and therefore requires its own specialized insurance. You can find a plan to fit with your business’ custom needs by reaching out to a licensed Bullfrog representative.
Is general liability insurance for small business in Ontario enough to cover me?
This type of coverage may only protect your business should you be held liable for bodily injury or property damage to clients, participants or third party for negligence. Depending on the nature of your business and your industry you may need or even be required to carry other kinds of small business insurance. Ontario business owners may want to acquire property coverage, professional liability, or other kinds of coverage to fully protect their operations.
Not sure about what coverage you may need? A Bullfrog representative can help. Reach out to one of our insurance experts for a more personal touch.
Who needs small business insurance in Ontario?
Small business insurance in Ontario is necessary for any business owner that is looking to sustain itself over the long term. More than 90% of Ontario’s businesses is comprised of small businesses, all of which will require insurance to mitigate their risk of bankruptcy due to unforeseen events and exposures.
Any commercial operation requires insurance, whether it’s a huge multi-million-dollar firm or a start-up retail business. Fill out our online questionnaire and see how Bullfrog Insurance can get you the best small business insurance in Ontario.
