Shop with Visa Debit Worldwide (2024)

FAQs

Can you use Visa Debit worldwide? ›

Shop around the world with Visa Debit

When travelling, you can pay with Visa Debit anywhere Visa is accepted; just look for the acceptance mark.

Acceptance: In the United States, Visa Debit cards are generally accepted everywhere that Visa credit cards are accepted. However, in Canada, some merchants may not accept Visa Debit cards unless they specifically requested to accept them from their payment processor.

With a Visa Debit Card, you can access your funds 24/7 and make purchases at millions of locations that accept Visa.

Visa gift cards may be used anywhere a Visa debit card is accepted. Sometimes referred to as “non-reloadable prepaid cards,” these cards were originally created to be used by those locked out of financial institutions for lack of credit, bad credit or other eligibility restrictions.

You'll be able to use your card wherever Visa is accepted, including overseas and online. Remember, you're only ever spending funds from your transaction account. Use your NAB Visa Debit card to: Withdraw money at ATMs or at a branch, and to make purchases in person, online or over the phone.

Most ATMs will charge foreign transaction fees — which will be either a flat fee or an additional charge of between 1-3% of the money being withdrawn¹. These fees may potentially be sidestepped by using specific ATMs.

Unauthorized transactions, unusual use patterns, lost or stolen cards, or scams and malware can automatically trigger a card decline as a safety measure. Protect yourself by using mobile and online banking to keep an eye on your activity in real time so you can quickly see and report any unrecognized transactions.

Cost: Accepting debit cards as a form of payment can come with additional costs for businesses, such as transaction fees or equipment fees. Some businesses, particularly small or cash-based establishments, may choose to avoid these costs by not accepting debit cards.

The Cons of Using a Visa Debit Card

If you have a limited amount of funds in your bank account, a debit card will restrict your spending to that amount. Unlike a credit card, if you have an emergency expense or unexpected bill, you will not have access to additional funds you may need to cover emergency expenses.

Using your Visa debit card to pay when you shop online is safe and convenient. In fact, it's very similar to using your credit card for ecommerce shopping.

Can I use Visa Debit like a credit card? ›

If your debit card has a Mastercard or Visa logo on it, you can use it just like a credit card for online purchases. If you're shopping online and there's an option to pay with a credit card, simply select it. Enter the information from your debit card and finalize the payment.

The Visa Gift card is accepted everywhere Visa cards are accepted, including ATMs, around the world.

The most common reasons are that the card hasn't been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card's balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

It is accepted anywhere that Visa Debit cards are accepted. And you don't have to worry about overdraft fees since your spend cannot exceed the balance on your card.

Yes, anywhere Visa is accepted. Visa fees will apply, and it will show on your statement as an international 1% transaction service fee.

Make everyday spending more convenient and secure

Make purchases anywhere Visa Debit cards are accepted.

The Visa foreign transaction fee is usually either 0% or 3%, depending on which Visa credit card or debit card you have.