[name of the organisation you are writing to]*
This field is required.
Name of the organisation you are writing toInclude the name of the person or creditor you are writing to.
[their address line 1]*
This field is required.
Their address line 1Make sure you include the full address for the person or organisation. Don't forget the post code.
[their address line 2]
Their address line 2
[their address line 3]
Their address line 3
[their postcode]*
This field is required.
Their postcodeDon't forget their postcode.
[your address line 1]*
This field is required.
Your address line 1Make sure you include your full address.
[your address line 2]
Your address line 2
[your address line 3]
Your address line 3
[your postcode]*
This field is required.
Your postcodeDon't forget your postcode.
15th September 2024 [today’s date]*
Dear Sir/Madam
Without prejudice
Account No:
[your account or reference number]*
This field is required.
Your account or reference numberYou will find your account or reference number on any paperwork from your creditor.
I We amWe are getting advice from National Debtline on dealing with my our financial situation and choosing the right debt solution for me.
I We amWe are writing about the money which you are claiming on the above account.
I We can confirm that I We amWe are we are unable to pay the money which I We we owe in full.
[include a paragraph explaining your circ*mstances and details of your financial situation that you want the creditor to take into account.]*
This field is required.
Include a paragraph explaining your circ*mstances and details of your financial situation that you want the creditor to take into account.Include a paragraph explaining your circ*mstances and details of your financial situation that you want the creditor to take into account.
However, I We we can raise £
[enter the amount which you can afford to pay.]*
This field is required.
enter the amount which you can afford to pay.
and I We we want to offer this as full and final settlement of the account. I We amWe are we are making this offer on the clear understanding that, if you accept it, neither you nor any associate company will take any other action to collect or enforce this debt in any way and that I We we will be released from any liability.
Based on my our circ*mstances, and because these circ*mstances are very unlikely to improve in the future, I We we feel a full and final settlement is the best way to resolve the outstanding debt.
I We enclose a copy of my our budget sheet which gives details of my our financial circ*mstances. I We we also enclose
[put what other evidence is been being provided]*
This field is required.
put what other evidence is been being provided
.
If you accept this offer, please confirm that you will mark my our credit reference agency file to show that the above account has been paid and closed.
I We can pay the amount I We we have offered within
[enter the number of days or weeks within which you will pay.]*
This field is required.
enter the number of days or weeks within which you will pay.
of receiving your written agreement of this offer.
Please give me us details of how I We we can pay.
I We look forward to hearing from you.
(Please note, all further correspondence should be addressed to me. National Debtline are a self-help agency and are not acting as my our representative).
Yours faithfully
[include your full name]*
This field is required.
Include your full name
