Set up Apple Cash - Apple Support (2024)

When you set up Apple Cash, you can easily send and receive money in Messages or Wallet or make purchases using Apple Pay or your virtual card number.1

What you need

Set up Apple Cash - Apple Support (1)

How to set up Apple Cash

  1. Open the Settings app on your iPhone, iPad, or Apple Vision Pro.

  2. Scroll down and tap Wallet & Apple Pay.

  3. Turn Apple Cash on.

  4. Under Payment Cards, tap Apple Cash.

  5. Tap Continue, then follow the instructions on your screen.

Set up Apple Cash - Apple Support (2)

When someone sends you money, it's automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.

If you want to set up Apple Cash for a family member under 18 years old, learn how to set up Apple Cash Family. If you're under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.

If you turn off Apple Cash on a device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.

What you can do with Apple Cash

Learn more

  • There’s no fee to send, receive, or request money using Apple Cash.

  • Setting up Apple Cash doesn't affect your credit and won’t be impacted by any credit freezes.

  • To protect your account, you might be asked to verify your identity at certain points when using Apple Cash. If you don't want to provide this information, you won't be able to use the full functionality of Apple Cash. Learn how to verify your identity.

  • Learn about the minimum and maximum amounts you can send, receive, transfer, and more.

  1. Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.

  2. You can't use person-to-person payments with Apple Cash for business-related activities, like operating a business or paying employees.

  3. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsem*nt. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Published Date:

Set up Apple Cash - Apple Support (2024)

FAQs

Set up Apple Cash - Apple Support? ›

Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account. Security checks may require more time to make funds available.

Why am I not old enough for Apple cash? ›

Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account. Security checks may require more time to make funds available.

Why is Apple cash not working? ›

Restart your device. See if you, or the recipient, need to verify your identity. Make sure that the recipient is eligible to receive Apple Cash payments. The recipient must meet the requirements, and they need the latest versions of iOS or watchOS.

How do I set up Apple daily cash? ›

You can choose to send your Daily Cash to Apple Cash, or you can choose to have your Daily Cash automatically deposited into Savings.
  1. On your iPhone, open the Wallet app and tap Apple Card.
  2. Tap the More button. , then tap Daily Cash.
  3. Under Daily Cash Election, select Savings or Apple Cash.
Jun 16, 2024

Why is Apple asking for SSN for Apple cash? ›

About identity verification requests

To protect your account and the security of your money, you might be asked to verify your identity when using Apple Cash, even if you have previously done so. You'll also be asked to verify your identity if you add or receive $500 or more in your Apple Cash account in total.

What happens if you don't have enough Apple cash? ›

If you don't have enough money in your Apple Cash balance to send a payment, you can pay the remainder with your debit card.

Why did Apple restrict my Apple cash? ›

Your account may also be restricted if you dispute an unauthorized transaction with your bank and a chargeback is filed. Your account restriction or lock may be temporary until you verify your identity or while your account is under review, or you may need to contact Apple Support for next steps.

Is there a problem with Apple Cash today? ›

According to its status page Apple Cash is currently up.

Why won't my phone let me set up Apple Pay? ›

Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region. Check that your device is compatible with Apple Pay.

How do I get my Apple cash to work? ›

How to set up Apple Cash
  1. Open the Settings app on your iPhone, iPad, or Apple Vision Pro.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Turn Apple Cash on.
  4. Under Payment Cards, tap Apple Cash.
  5. Tap Continue, then follow the instructions on your screen.
Mar 5, 2024

How do I contact Apple cash customer service? ›

Please call 1-800-MY-APPLE and speak to an Apple Specialist for more information.

Are Apple Pay and Apple cash the same? ›

What's the difference between Apple Cash and Apple Pay? Apple Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay.

Why is Apple not verifying my identity? ›

There are 2 potential reasons why you can't verify your Apple ID on your device. The problem might be on Apple's part—like a technical problem with its systems—or it might be an issue on your end—with your devices or your network. Fortunately, in either case, there are steps you can take to resolve it.

Does Apple Cash report to the IRS? ›

A 1099-K form reports payment card and third-party network transactions to the IRS. It reports income received from electronic or online payments, such as credit cards, debit cards, Apple Pay, Samsung Pay, Android Pay, PayPal, and other non-cash payment types.

Do I have to call my bank to verify Apple Pay? ›

Read and agree to the terms and conditions. Select a verification method, either by email, text or call and enter the verification code when prompted. Then click “Next.” Your bank or card issuer will verify your information and once your card is verified, tap “Next” to start using Apple Pay.

What's the minimum age requirement for Apple Pay? ›

2. If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app.

How to get Apple Pay under 16? ›

To set up Apple Pay you must be at least 13 years of age to use Apple Pay (Set up Apple Pay - Apple Support see note 2). If your Apple ID was created before you were 13 and you are unable to sign up for Apple Pay try signing out of your Apple ID and back in.

How do you change your age for Apple Pay? ›

On your iPhone, iPad, or iPod touch
  1. Go to Settings > [your name].
  2. Tap Name, Phone Numbers, Email. You might need to enter your Apple ID password.
  3. Tap Change Birthday or Birthday.
  4. Update your birth date, then tap Done. If you're changing a birth date for a child, learn what to do.
May 1, 2024

What is the age limit for an Apple ID? ›

Children under 13 can't create an Apple ID on their own. (This age varies by region.) But if you're the family organizer or a guardian, you can create an Apple ID for your child.

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