In addition to using AppleCash to make purchases in stores, you can use it to send money to friends and family. It’s as simple as sending a message or using Siri. You can request and receive money just as easily.
Note: AppleCash isn’t available in all regions. See the iPhone User Guide for details on using ApplePay and AppleCash.
Send a payment from AppleWatch
Siri: Say something like “Send Claire $25.” If you have more than one Claire among your contacts, you’re asked to choose one.
Open the Messages app
on your AppleWatch.Start a new conversation or select an existing conversation, tap
, then tap .Turn the Digital Crown or tap the plus or minus button to select a whole dollar amount.
To send an amount not in whole dollars—$10.95, for example—tap the dollar amount, tap after the decimal, then turn the Digital Crown to choose a value.
Tap Send, confirm the payment, then double-click the side button to send.
on your AppleWatch.
, 
.
When the payment is complete, a confirmation message appears.
The payment first draws from your AppleCash balance. If your AppleCash balance is insufficient, the remaining balance is paid with a debit card.
Cancel a payment
You can cancel a payment as long as the recipient hasn’t already accepted it.
Open the Wallet app
on your AppleWatch.Tap to select a card, then scroll the list of transactions.
Tap the unpaid transaction, then tap Cancel Payment.
on your AppleWatch.You can also open the AppleWatch app on your iPhone, tap My Watch, tap Wallet & Apple Pay, then tap your Apple Cash card. Tap Transactions, tap the unpaid transaction, then tap Cancel Payment.
Request a payment from AppleWatch
You can request payment with Siri or a message.
Use Siri: Say something like “Ask Nisha to send me $30.”
Send a message: Open Messages
on your AppleWatch, start a new conversation or select an existing conversation, tap , then tap . Swipe left on the Send button, enter an amount, then tap Request.
When you use AppleCash for the first time, you must agree to the terms and conditions on your iPhone before accepting the payment. Subsequent payments are automatically accepted unless you choose to manually accept each payment. To change this setting, open Wallet on your iPhone, tap the AppleCash card, tap 
, tap Card Details, then tap Manually Accept Payments.
Respond to a payment request on AppleWatch
Tap the Send button that appears in the payment request in Messages.
Turn the Digital Crown or tap buttons on the screen to change the amount, if desired.
Tap Send, then double-click the side button to make the payment.
See transaction details on AppleWatch
See transactions in Messages: Open the Messages app
on your AppleWatch, then tap an ApplePay message to view a transaction summary.See transactions in Wallet: Open the Wallet app
on your AppleWatch, tap a card, then scroll to see a list of transactions. Tap a transaction for details.
To view all your AppleCash transactions on your iPhone, open the AppleWatch app on your iPhone, tap MyWatch, then tap Wallet & Apple Pay. Tap your AppleCash card, then tap Transactions. To receive a PDF statement of your AppleCash transaction history by email, tap your AppleCash card, tap Transactions, swipe to the bottom, then tap Request Transaction Statement.
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