Send Money with a debit card - Wise, formerly TransferWise (2024)

Send Money with a debit card - Wise, formerly TransferWise (1)4.3/5 from 231,788 reviews

Send money with a debit card from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers

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FCA regulated

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  • 3.86 GBPOur fee

  • 10.42 GBPTotal fees

  • =

    989.58 GBPTotal amount we’ll convert

  • ×

    1.1877

Should arrive in 4 hours

Get started

Send Money with a debit card - Wise, formerly TransferWise (2)Send Money with a debit card - Wise, formerly TransferWise (3)

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 GBP withRecipient gets(Total after fees)
Send Money with a debit card - Wise, formerly TransferWise (4)

1,183.07 EUR

Transfer fee

3.88 GBP

Exchange rate(1 GBP EUR)

1.18768

Exchange rate markup

0 GBP

Cost of transfer

3.88 GBP

Send Money with a debit card - Wise, formerly TransferWise (5)

1,154.95 EUR- 28.12 EUR

Transfer fee

0 GBP

Exchange rate(1 GBP EUR)

1.15495

Exchange rate markup

27.56 GBP

Cost of transfer

27.56 GBP

Send Money with a debit card - Wise, formerly TransferWise (6)

1,145.45 EUR- 37.62 EUR

Transfer fee

0 GBP

Exchange rate(1 GBP EUR)

1.14545

Exchange rate markup

35.56 GBP

Cost of transfer

35.56 GBP

Send Money with a debit card - Wise, formerly TransferWise (7)

1,137.26 EUR- 45.81 EUR

Transfer fee

0 GBP

Exchange rate(1 GBP EUR)

1.13726

Exchange rate markup

42.45 GBP

Cost of transfer

42.45 GBP

Send Money with a debit card - Wise, formerly TransferWise (8)

1,135.06 EUR- 48.01 EUR

Transfer fee

2.99 GBP

Exchange rate(1 GBP EUR)

1.13846

Exchange rate markup

41.44 GBP

Cost of transfer

44.43 GBP

Show more providers
Send Money with a debit card - Wise, formerly TransferWise (9)

How to send money with a debit card in 3 easy steps

Send Money with a debit card - Wise, formerly TransferWise (10)

Enter amount to send in GBP

Pay in GBP with a debit card.

Send Money with a debit card - Wise, formerly TransferWise (11)

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send Money with a debit card - Wise, formerly TransferWise (12)

Send GBP with a debit card, receive EUR

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is Debit Card money transfer?

Making a debit card transfer is easy and convenient, and can come with speedy delivery times, too. You’ll see an estimate of your payment’s arrival time before you confirm your transfer - but paying by card can often be a fast way of getting your money moving.

You can make a debit card money transfer with Wise using a Visa or Mastercard debit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Some Maestro debit cards are also supported - but unfortunately, you can’t make a Wise debit card money transfer using an American Express card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise debit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using debit cards.

Send Money with a debit card - Wise, formerly TransferWise (13)
Online money transfer fees

How much does it cost to send money with a debit card?

To send money with a debit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money with a debit card - Wise, formerly TransferWise (14)

Calculate how much you can save

Send Money with a debit card - Wise, formerly TransferWise (15)

How long does a money transfer with a debit card take?

Send Money with a debit card - Wise, formerly TransferWise (16)

A money transfer with a debit card (GBP-EUR) should arrive in 4 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

Send Money with a debit card - Wise, formerly TransferWise (17)

GBP

Send Money with a debit card - Wise, formerly TransferWise (18)

EUR

Should arrive

in 4 hours

Wise works nearly everywhere

Send money

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money with a debit card - Wise, formerly TransferWise (96)

Send Money with a debit card - Wise, formerly TransferWise (2024)

FAQs

Send Money with a debit card - Wise, formerly TransferWise? ›

We'll show you the available payment methods when you're paying for your transfer. For most currencies, you can pay using your debit or credit card. We only accept Visa, Mastercard, and some Maestro cards.

Can you use a debit card with Wise? ›

We'll show you the available payment methods when you're paying for your transfer. For most currencies, you can pay using your debit or credit card. We only accept Visa, Mastercard, and some Maestro cards.

Can I transfer money using a debit card? ›

Transferring money online using a debit card is widely available and supported by most banks and payment platforms. This means that you can transfer money online using a debit card from anywhere in the world. All you need is an internet connection and a debit card.

How do I send money to someone's debit card? ›

Send money transfers from the United States to an eligible debit card 1
  1. Sign up or log in. Enter your information, so that we can verify your identity.
  2. Select a receiver or send to someone new. ...
  3. Select 'Debit Card Deposit' ...
  4. Enter Receiver Information. ...
  5. Review & send!

How do I transfer money from my card to Wise? ›

Add money to your Wise account

Add money by opening the Wise app, choosing the currency you want to add money to, and how much you'd like to add. Then, choose to pay using different payment methods such as bank transfer or card.

Does Wise accept prepaid debit cards? ›

Wise supports overseas transfers using a prepaid card, with many cards which have a 16 digit number, expiry date and 3DS eligible. However, not all prepaid cards can be used with Wise — so you will need to double check your own card before you proceed.

How to send money with card number? ›

How does Visa Direct work?
  1. Access the service through Netbanking, mobile or ATM.
  2. Enter the recipient's 16 digit Visa card number and the amount you want to send.
  3. The money will be received into the recipient Visa credit, debit or prepaid card.
  4. Recipient can use the received funds at any Visa merchant or ATM.

How to make online payments using a debit card? ›

How to shop online?
  1. Visit your merchant website.
  2. Select the products you want to buy and choose to check out.
  3. Select Debit/Credit Card as payment option.
  4. Enter the details like Debit Card No, Expiry Date, CVV printed on your Card.
  5. Enter your 6 digit 3D Secure PIN or One time password.

How can I send money instantly online? ›

You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle. Note that you may have to pay a fee if you fund your transfer with a credit card, and the recipient may have to pay a fee if they choose to receive the money instantly in their bank account or debit card.

How to activate debit card for online transaction? ›

You need to login to the respective bank's internet banking portal. Once you log in, go to the section marked as 'Debit Card'. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.

How to make an international payment through a debit card? ›

Steps to enable international transactions on your Debit Card
  1. Log into Axis Bank's online banking portal.
  2. On the 'Cards' section, select your Debit Card.
  3. Look for the option to 'Manage Card' or 'Enable International Usage'
  4. Follow the prompts to activate your card for international use.
Jul 26, 2024

Can I send money through Western Union with my debit card? ›

If your money is needed within minutes, you can send online using your credit or debit card. Receivers can pick up cash at Western Union locations worldwide, depending on the hours of operation at that location. How much can I send online?

Can you mail a debit card internationally? ›

Is it illegal to send my credit or debit card overseas by courier? It is not illegal to send such items by post or courier; however, the shipping of credit cards internationally is restricted by many courier companies.

How do I use my debit card to transfer money? ›

Insert your debit card into the ATM card slot. Enter your PIN to access your account. From the main menu, select the option for "Fund Transfer" or "Transfer Money." ATM machines typically offer options like "Transfer to another bank account" or "Transfer to the same bank account."

How do I send money to someone's Wise card? ›

How to send money with Wise
  1. Go to Send. From the Home screen, select Send.
  2. Choose or add a recipient. You can either search for one of your existing recipients, or add a new one. ...
  3. Enter how much you'd like to transfer. ...
  4. Choose how to pay. ...
  5. Review. ...
  6. That's it!

Can you withdraw money from Wise debit card? ›

You can use your Wise card like any other bank card to withdraw money at ATMs around the world. The exact fees you pay depend on where your card was issued — it's usually the registered address on your Wise account.

Do you need a bank account to use Wise? ›

No, you cannot use Wise as a bank account, because Wise is not a bank, it's a Money Services Business. However, with the Wise Account you'll get some features which are similar to those available from bank accounts, such as the option to hold a balance, send and receive payments, and spend with a linked card.

How much can I withdraw from ATM with Wise debit card? ›

Monthly limits
Payment typeDefault limitMaximum limit
Magnetic stripe1,500 USD6,000 USD
Apple/Samsung/Google Pay1,500 USD4,000 USD
Online payment1,500 USD6,000 USD
ATM withdrawal1,500 USD4,000 USD
1 more row

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