Send Money to the United States - Transfer money online safely and securely (2024)

Fee for Debit Card Deposit

Paying with Fee in USD
PayPal USD (PYUSD) 0.00
PayPal balance 3.75
Bank account 2.00
Debit card 4.00
Credit card 4.00

Fee for Bank Deposit

Paying with Fee in USD
PayPal USD (PYUSD) 0.00
PayPal balance 3.75
Bank account 2.00
Debit card 4.00
Credit card 4.00

Fee for Cash Pickup

Paying with Fee in USD
PayPal USD (PYUSD) 0.00
PayPal balance 5.99
Bank account 5.99
Debit card 5.99
Credit card 5.99

Your credit card company may charge a cash advance fee.

Send Money to the United States - Transfer money online safely and securely (1) Our fee is waived for your first transfer. Terms apply.

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New to Xoom? Sign Up Now

Send Money to the United States - Transfer money online safely and securely (2)

Send to banks and cash pickup locations throughout the United States

Make bank deposits in the United States, including Bank of America, Chase, Wells Fargo, and Citibank. Or send money for cash pickup to more than 5,000 convenient Walmart and Ria locations.

Send Money to the United States - Transfer money online safely and securely (3)

Send to Visa and MasterCard debit cards

Deposit directly to a US bank account by quickly entering your recipient’s debit card number. The money will be deposited into your recipient’s bank account – like a bank deposit. Funds are typically deposited in minutes. Available only to US senders who are sending to eligible debit cards. Fees, limits and other holds may apply.

Send Money to the United States - Transfer money online safely and securely (4)

The power of PayPal at the speed of Xoom

Xoom is a PayPal service. That means we’re part of something bigger, something that empowers over 250 million people around the world to make secure online transactions every day. That’s a strength in numbers you can trust. And the best part is, if you have a PayPal account you can start sending money to the United States right now with all of your PayPal payment options right at your fingertips.

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How fast will my money arrive throughout the United States?

Send a bank deposit and your money will typically arrive next business day to any bank in the United States. Send a debit card deposit to an eligible bank-issued Visa or MasterCard debit card, and the money will typically arrive in minutes (may take up to 30 minutes and can vary by bank). Choose cash pickup and your money is typically available in minutes at thousands of Ria and Walmart locations throughout the US.

Send Money to the United States - Transfer money online safely and securely (6)

How do I start sending money to the United States?

Xoom makes it quick and easy to start sending money today. Step 1: You can log in with your PayPal account or easily create a Xoom account, starting with your name and email address. Step 2: Simply enter how much money to send, who it’s going to, and where they’ll receive it in the United States. Step 3: Conveniently pay with your bank account, credit card, debit card, or PayPal account and you're done! Sign up now to get started

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How to send money for cash pickup to the United States

Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Walmart and Ria. Step 4: Easily pay with your bank account, credit card, debit card, or PayPal account. View all cash pickup locations

Send Money to the United States - Transfer money online safely and securely (8)

How to send bank deposits to the United States

Step 1: Just tell us how much to deposit. Step 2: Choose Bank Deposit, or Debit Card Deposit if you’re sending to a debit card. Step 3: Choose any bank in the US, including Bank of America, Chase, Wells Fargo, and Citibank. Step 4: Enter your recipient's account or debit card details on our secure page. Step 5: Conveniently pay with your bank account, credit card, debit card, or PayPal account. View all banks

Send Money to the United States - Transfer money online safely and securely (9)

How to send to Visa or MasterCard debit cards

Step 1: Enter a send amount. Step 2: Choose Debit Card Deposit. Step 3: Enter your recipient's Visa or MasterCard debit card number and expiration date on our secure page. Step 4: Conveniently pay with your bank account, credit card, debit card, or PayPal account.

Send Money to the United States - Transfer money online safely and securely (10)

We're here to help

Get human support when you really need it from people who care. We have customer service centers on multiple continents with support in multiple languages. Simply contact us or visit our Help Center for assistance and information. Last but not least, we guarantee your money will be received or we’ll refund your payment in full.

Send money and track transactions from anywhere with the Xoom app

Send Money to the United States - Transfer money online safely and securely (11)

The Xoom app makes it even easier

Conveniently send money to the United States and track transactions right from your phone. The Xoom mobile app is equipped with biometric login and features our easy Slide-to-Send technology. Get the Xoom app

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How to download and use the Xoom app

Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to the United States wherever you go with a few taps and slides right from your mobile device.

Send Money to the United States - Transfer money online safely and securely (13)

We've got your back!

We're committed to keeping your transaction secure by not sharing your financial information. Our encryption and fraud monitoring help protect your transaction 24/7. Check out these links to learn more:

  • Security and privacy
  • Sending money securely

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Money-back guarantee

We guarantee that your money will be received to the account you designate, or we’ll refund your transaction in full.

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Transfers are subject to review and may be delayed or stopped if an issue is identified. Learn more

Send Money to the United States - Transfer money online safely and securely (2024)

FAQs

What is the safest way to send money and not get scammed? ›

The safest way to transfer money to someone is to use a direct wire transfer between banks or a payment app with security features. Beware of scams with either method since getting your money back is hard or may be impossible.

What is the most secure online money transfer? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

What is the most secure way for someone to send you money? ›

A wire transfer is another type of electronic funds transfer. It's a good way to send money quickly and securely, especially large amounts of money or overseas transfers. It's safe for the sender as long as you know the recipient.

How to send money to someone in the USA from the USA? ›

Send money to any US state. With Western Union, you can send money to loved ones across the US. Transfer money for cash pickup at more than 61,0001 agent locations or send money directly to a US bank account.

Will PayPal refund money if scammed? ›

Will PayPal refund money if I get scammed? Yes, PayPal will refund you if you make an eligible purchase.

What is the best online payment method to not get scammed? ›

By and large, credit cards are easily the most secure and safe payment method to use when you shop online. Credit cards use online security features like encryption and fraud monitoring to keep your accounts and personal information safe.

What is the most reliable way to send money? ›

3 Best Ways to Send Money
  • PayPal. If you're sending money within the U.S., PayPal is a flexible option, allowing you to transfer money to your bank account or spend money directly from the app. ...
  • WorldRemit. ...
  • Wise. ...
  • PayPal. ...
  • WorldRemit. ...
  • Wise. ...
  • Register or Sign In. ...
  • Provide the Recipient's Details.
Jul 24, 2024

Is PayPal or Zelle more secure? ›

PayPal and Zelle have similar security protocols and encryption. They both have strict controls and offer two-factor authentication for payments. Zelle has the additional advantage of being embedded into many banking apps. Can someone access your bank account through Zelle?

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

Is Zelle safer than Venmo? ›

Both of the payment services are decently safe, have user-friendly interfaces, and allow you to conveniently send money when you need it. Zelle stands out from Venmo with its absence of instant transfer fees, but it also cannot be used as a wallet.

How to send large sums of money electronically? ›

Set up a wire transfer

For sending a large amount of money, wire transfers can be a solution. To make a wire transfer, you'll need the recipient's name and address and their bank account and routing numbers. Call, visit or go online with your bank or a trusted wire-transfer company.

How do I protect myself when sending money? ›

Here are some tips to protect yourself.
  1. Use extreme caution before sending money to someone you have never met in person. ...
  2. Gift cards are never an authorized type of payment, unless you are going shopping. ...
  3. Be cautious when accepting checks from anyone related to an online contact.

How do people send money to each other in USA? ›

You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle. Note that you may have to pay a fee if you fund your transfer with a credit card, and the recipient may have to pay a fee if they choose to receive the money instantly in their bank account or debit card.

How do I transfer money to a US friend? ›

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

How much does Western Union charge to send $1 000? ›

Assuming you're sending bank-to-bank, Western Union generally charges between $6.47 and $37.60 to send $1,000. However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $5,000?

Is Zelle safe to use with strangers? ›

Accepting Zelle payments from strangers can be problematic due to scam potential, money laundering, and personal information risks. Zelle's instant transfer of funds means it leaves no money trail. Scammers can withdraw funds instantly compared to money transfers from banks and financial institutions.

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