Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (2024)

Table of Contents
Save when you send money to Germany How to send money to Germany in 3 easy steps Enter amount to send in CAD. Choose recipient in Germany. Send CAD, receive EUR. Get dedicated support for large transfers Moving big money? Get our how to guide and start a chat with our team of large-amount experts. How to send money to Germany from Canada How much does it cost to transfer money to Germany? Pay a small, flat fee and percentage Fee depends on your chosen transfer type No hidden fees How long will a money transfer to Germany take? Your transfer route What you’ll need for your online money transfer to Germany Register for free. Choose an amount to send. Add recipient’s bank details. Verify your identity. Pay for your transfer. That’s it. Best ways to send money to Germany Trust Wise with safe & secure money transfers to Germany Safeguarded with leading banks Extra-secure transactions Data protection Dedicated anti-fraud team Send money to Germany from Canada with the Wise app Wise works nearly everywhere See why customers choose Wise for their international money transfers Let's answer some of your questions

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (1)4.3/5 from 232,996 reviews

Fast, low-cost, and secure online money transfers from Canada to Germany.

Send money from Germany to Canada instead.

FINTRAC regulated

Learn more

Over 10 million customers

Read on Trustpilot

  • 0.31 CAD

  • 6.03 CADOur fee

  • –

    6.34 CADTotal fees

  • =

    993.66 CADTotal amount we’ll convert

  • ×

    0.6645

Should arrive by Tuesday, 17 September

Get started

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (2)Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (3)

Save when you send money to Germany

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 CAD withRecipient gets(Total after fees)
Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (4)

660.26 EUR

Transfer fee

6.34 CAD

Exchange rate(1 CAD EUR)

0.664473

Exchange rate markup

0 CAD

Cost of transfer

6.34 CAD

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (5)

643.83 EUR- 16.43 EUR

Transfer fee

0 CAD

Exchange rate(1 CAD EUR)

0.643830

Exchange rate markup

31.07 CAD

Cost of transfer

31.07 CAD

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (6)

638.61 EUR- 21.65 EUR

Transfer fee

1.99 CAD

Exchange rate(1 CAD EUR)

0.639879

Exchange rate markup

37.01 CAD

Cost of transfer

39.00 CAD

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (7)

634.95 EUR- 25.31 EUR

Transfer fee

2.99 CAD

Exchange rate(1 CAD EUR)

0.636858

Exchange rate markup

41.56 CAD

Cost of transfer

44.55 CAD

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (8)

628.19 EUR- 32.07 EUR

Transfer fee

25 CAD

Exchange rate(1 CAD EUR)

0.644294

Exchange rate markup

30.37 CAD

Cost of transfer

55.37 CAD

Show more providers
Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (9)

How to send money to Germany in 3 easy steps

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (10)

Enter amount to send in CAD.

Pay in CAD with your debit card or credit card, or send the money from your online banking.

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (11)

Choose recipient in Germany.

Select who you want to send money to and which pay-out method to use.

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (12)

Send CAD, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now
Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (13)

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Germany from Canada

How to send money to Germany from Canada

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Germany?

Pay a small, flat fee and percentage

To send money in CAD to Germany, you pay a small, flat fee of 1.87 CAD + 0.45% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (14)

Fees for our low cost transfers

Fixed fee

1.87 CAD

Variable feeup to 35,665.80 CAD/month

0.45%

Variable feemore than 35,665.80 CAD/month

Discount applies

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (15)

How long will a money transfer to Germany take?

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (16)

A money transfer from Canada (CAD) to Germany (EUR) should arrive by Tuesday, 17 September. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (17)

CAD

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (18)

EUR

Should arrive

by Tuesday, 17 September

What you’ll need for your online money transfer to Germany

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5

Pay for your transfer.

Send your money from Direct debit, wire transfer, Bill payment, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Germany

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

    Read more how to use bank transfers as a payment option.

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

    Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards.

    Read more about how to pay for your money transfer with a credit card.

  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Trust Wise with safe & secure money transfers to Germany

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (19)

Send money to Germany from Canada with the Wise app

Looking for an app to send money to Germany? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (20)

Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (21)Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (22)

Wise works nearly everywhere

Send money

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (23)

    Andorra

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (24)

    Argentina

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (25)

    Australia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (26)

    Austria

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (27)

    Bangladesh

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (28)

    Belgium

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (29)

    Botswana

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (30)

    Brazil

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (31)

    Bulgaria

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (32)

    Canada

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (33)

    Chile

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (34)

    China

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (35)

    Colombia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (36)

    Costa Rica

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (37)

    Croatia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (38)

    Cyprus

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (39)

    Czech Republic

  • Denmark

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (41)

    Egypt

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (42)

    Estonia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (43)

    Fiji

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (44)

    Finland

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (45)

    France

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (46)

    Georgia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (47)

    Germany

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (48)

    Ghana

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (49)

    Greece

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (50)

    Hong Kong

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (51)

    Hungary

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (52)

    India

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (53)

    Indonesia

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    Ireland

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (55)

    Israel

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (56)

    Italy

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (57)

    Japan

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (58)

    Kenya

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (59)

    Latvia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (60)

    Liechtenstein

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (61)

    Lithuania

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    Luxembourg

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (63)

    Malaysia

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    Malta

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    Mexico

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (66)

    Monaco

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (67)

    Morocco

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (68)

    Nepal

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (69)

    Netherlands

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (70)

    New Zealand

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (71)

    Nigeria

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (72)

    Norway

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (73)

    Pakistan

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (74)

    Philippines

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (75)

    Poland

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (76)

    Portugal

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (77)

    Romania

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (78)

    San Marino

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (79)

    Singapore

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (80)

    Slovakia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (81)

    Slovenia

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (82)

    South Africa

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (83)

    South Korea

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (84)

    Spain

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (85)

    Sri Lanka

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (86)

    Sweden

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (87)

    Switzerland

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (88)

    Tanzania

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (89)

    Thailand

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (90)

    Turkey

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (91)

    Uganda

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (92)

    Ukraine

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (93)

    United Arab Emirates

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (94)

    United Kingdom

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (95)

    United States

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (96)

    Uruguay

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (97)

    Vatican City

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (98)

    Vietnam

  • Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (99)

    Zambia

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (100)

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Send Money to Germany | Money Transfer to Germany - Wise, formerly TransferWise (2024)
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