Send Money Online | Online Money Transfers - Wise, formerly TransferWise (2024)

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (1)4.3/5 from 233,259 reviews

Send money online from our website or mobile app, in just a few clicks.

FINTRAC regulated

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Over 10 million customers

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  • 0.31 CAD

  • 7.09 CADOur fee

  • 7.40 CADTotal fees

  • =

    992.60 CADTotal amount we’ll convert

  • ×

    0.7349

Should arrive by Wednesday

Get started

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (2)Send Money Online | Online Money Transfers - Wise, formerly TransferWise (3)

Find out how much it costs to send money online

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 CAD withRecipient gets(Total after fees)
Send Money Online | Online Money Transfers - Wise, formerly TransferWise (4)

729.45 USD

Transfer fee

7.40 CAD

Exchange rate(1 CAD USD)

0.734889

Exchange rate markup

0 CAD

Cost of transfer

7.40 CAD

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (5)

718.95 USD- 10.50 USD

Transfer fee

0 CAD

Exchange rate(1 CAD USD)

0.718946

Exchange rate markup

21.69 CAD

Cost of transfer

21.69 CAD

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (6)

715.83 USD- 13.62 USD

Transfer fee

0 CAD

Exchange rate(1 CAD USD)

0.715827

Exchange rate markup

25.94 CAD

Cost of transfer

25.94 CAD

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (7)

713.23 USD- 16.22 USD

Transfer fee

1.99 CAD

Exchange rate(1 CAD USD)

0.714654

Exchange rate markup

27.53 CAD

Cost of transfer

29.52 CAD

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (8)

703.72 USD- 25.73 USD

Transfer fee

2.99 CAD

Exchange rate(1 CAD USD)

0.705830

Exchange rate markup

39.54 CAD

Cost of transfer

42.53 CAD

Show more providers
Send Money Online | Online Money Transfers - Wise, formerly TransferWise (9)

Send money online in 3 easy steps

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (10)

Enter amount to send in CAD.

Pay in CAD with your debit card or credit card, or send the money from your online banking.

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (11)

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (12)

Send CAD, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now
Send Money Online | Online Money Transfers - Wise, formerly TransferWise (13)
Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (14)

Check the price now

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (15)

Delivery time for online money transfers from Canada

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (16)

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (17)

CAD

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (18)

USD

Should arrive

by Wednesday

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

    Read more how to use bank transfers as a payment option.
  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

    Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards.

    Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (19)

Send money online with the Wise app

Looking for an app to send money online? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (20)

Send Money Online | Online Money Transfers - Wise, formerly TransferWise (21)Send Money Online | Online Money Transfers - Wise, formerly TransferWise (22)

Wise works nearly everywhere

Send money

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (23)

    Andorra

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (24)

    Argentina

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    Australia

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    Austria

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    Bangladesh

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    Belgium

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    Botswana

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    Brazil

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    Bulgaria

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    Canada

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    Chile

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    China

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    Colombia

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    Costa Rica

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    Croatia

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    Cyprus

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    Czech Republic

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    Denmark

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    Egypt

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    Estonia

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    Fiji

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    Finland

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    France

  • Georgia

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    Germany

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    Ghana

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    Greece

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    Hong Kong

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    Hungary

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    India

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    Indonesia

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    Ireland

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    Israel

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    Italy

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    Japan

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    Kenya

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    Latvia

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    Liechtenstein

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    Lithuania

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    Luxembourg

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    Malaysia

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    Malta

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    Mexico

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    Monaco

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    Morocco

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    Nepal

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    Netherlands

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    New Zealand

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    Nigeria

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    Norway

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    Pakistan

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    Philippines

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    Poland

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    Portugal

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    Romania

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    San Marino

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    Singapore

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    Slovakia

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    Slovenia

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    South Africa

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    South Korea

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    Spain

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    Sri Lanka

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    Sweden

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    Switzerland

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    Tanzania

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    Thailand

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    Turkey

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (91)

    Uganda

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    Ukraine

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    United Arab Emirates

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    United Kingdom

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    United States

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (96)

    Uruguay

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    Vatican City

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (98)

    Vietnam

  • Send Money Online | Online Money Transfers - Wise, formerly TransferWise (99)

    Zambia

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money Online | Online Money Transfers - Wise, formerly TransferWise (100)

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Send Money Online | Online Money Transfers - Wise, formerly TransferWise (2024)
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