Send money internationally (US only) (2024)

FAQs

How can I send money internationally from USA? ›

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

The US has no legal limit on international money transfers. However, your bank or money transfer provider may have constraints. They may also enquire about the transfer's purpose and recipient. Your bank may limit how much money you can receive.

No, you cannot use Zelle or Venmo for international money transfers. Both services are limited to the United States. They require both the sender and receiver to have US bank accounts.

Venmo cannot be used to send money overseas. It is only available for domestic money transfers or payments in US dollars within the United States. There are, however, plenty of alternatives if you need to send or receive money internationally.

With PayPal, your international transfers can reach numerous destinations like Mexico, India, Philippines, the UK, and several European countries quickly. The actual time might vary based on the chosen disbursem*nt service. Also, transfers could be delayed or stopped if any issues arise during the process.

Can I use Apple Pay abroad? Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage. Apple Pay Later is available only for eligible applicants when shopping at merchants located in the United States.

1. Wise. Wise, previously known as TransferWise, is one of the best money transfer apps that enable both personal and business users to send and receive money internationally, check exchange rates, and manage bills from any location.

Remitly helps you send money worldwide and pay using your bank account, credit card, or debit card. More money makes it home to friends and family thanks to Remitly's great rates, special offers, and no hidden fees. Remitly uses multiple levels of security designed to keep you protected.

So, you can send an international wire of as much as you like, provided that it's within the maximum wire transfer limits set by your bank. However, you should be aware that transfers over $10,000 will automatically be reported to the IRS.

Are wire transfers over $10,000 reported to the IRS? ›

Under the Bank Secrecy Act (BSA) of 1970, financial institutions are required to report certain transactions to the IRS. This includes wire transfers over $10,000, which are subject to reporting under the Currency and Foreign Transactions Reporting Act (31 U.S.C.

Is There A Wire Transfer Limit? The IRS does not impose any transfer limits on international transfers but there are reporting requirements for transfers of $10,000 or more and for individual payments made over a short period of time that add up to exceed $10,000.

OFX gives you a better and cheaper way to send your money internationally. With us, there are no setup costs or monthly fees to keep your account open.

You can send an international wire transfer by visiting a U.S. bank branch. Feel free to save time by setting up an appointment. See: How do I schedule an appointment at a U.S. Bank branch? If there is not a U.S. Bank branch in your area, we may be able to help you by phone.

SWIFT/ Wire transfer with banks

Wire transfers, commonly known as SWIFT transfers, are electronic transfers between banks that are part of the SWIFT global network. The transfers allow for money to be sent from one bank account to another bank account around the world within 3-5 business days on average.

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

Choose how you want to send money to the US

Send money online or with our mobile app. You can also call 1-800-CALL-CASH® (1-800-225-5227) to send money within the US. Send money to US agent locations for cash pickup. Choose from more than 61,000¹ agent locations across the country.

If you're looking for a rough estimate of Western Union's wire transfer fees, you can generally expect to pay around $0.65 and $3.76 for every $100 that you send. Bear in mind, though, that these charges can be a lot higher still depending on the currency you're sending from and to.