Send Money Abroad with your Credit Card (2024)

FAQs

Can I send money internationally with my credit card? ›

Though a costly option, you can pay for a wire transfer with your credit card. Wire transfer fees can be as high as $50 or more, depending on the transfer company and whether your recipient is domestic or international.

Online Payment Platforms

They allow users to make international payments. You would use your credit or debit cards, bank accounts, or e-wallets. These platforms often have lower fees compared to traditional banks. They also provide an added layer of security.

Like Venmo and PayPal, you can use a credit card as your payment method. However, a 3% fee does apply and your credit card provider may code the transaction as a cash advance.

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

Credit cards are widely accepted in most countries so you don't need to carry as much cash. You also have the added reassurance that if your card is lost or stolen while away, we'll get a replacement card couriered to you and even provide emergency cash if required.

It is possible to use a credit card to transfer money into a bank account by using a cash advance or balance transfer check, but we can't recommend it. Cash advances are risky because of the high interest rates and costly one-time fees. Balance transfers can lead to more debt if they're not handled correctly.

Wire transfers are usually possible with a credit card, but they can be pricey to initiate. Cash advance and wire transfer fees are usually based off set dollar amounts or percentages based off the total transaction amount. To save money, you should only use credit card wire transfers as a last result.

It depends on the credit card. Some credit cards will charge a fee overseas, while other cards will not. Confirm with your credit card company what kind of fees, if any, will be charged if the card is used abroad.

How Much is a Foreign Transaction Fee? Usually, MasterCard and Visa charge a foreign currency transaction fee of 1%. However, most credit card companies add an extra percentage on it, making the fee range from 1.5% to 3% or even more. Therefore, this fee differs from one credit card issuer to the other.

OFX. OFX does not charge any fees, and the exchange rate is less than 1%, but all transfers must occur within bank accounts, and it typically takes two to four days for your recipient to get the money. The company can transfer money to over 170 countries or 50-plus currencies.

Can I use my credit card to pay in foreign currency? ›

When you choose to pay in the currency of the country or region you're in, Visa or MasterCard will set the exchange rate. Your bank may charge a fee to carry out the transaction.

You can pay for the transfer with your credit card, debit card or a direct transfer from your bank. Paying for the transfer from your bank account will be the least expensive option, while payment by credit card will likely trigger fees.

It's possible, however, to transfer money straight from your credit card to your or someone else's bank account, although there are a number of things you should be aware of so you don't end up paying too much for your transfer in extra fees.

Zelle also doesn't allow for credit card payments. Venmo, Cash App and PayPal, on the other hand, let you link your credit card.

Visa is accepted at millions of locations around the world, bringing you a seamless, secure and convenient payment experience wherever you go. And, as if that wasn't enough, you can also benefit from a wide range of exclusive offers and perks.

Only specially certified and registered companies can organise your credit card shipping internationally or domestically. It is important to note that these special certified and registered companies are not necessarily the same logistics companies you use to ship many standard items.