See Pre-Qualified Credit Card Offers in CardMatch (2024)

FAQs

How accurate is CardMatch? ›

Keep in mind: Matching through CardMatch does not guarantee approval — it only shows whether you are likely to be approved if you take the steps to apply. The issuer still has the final say on whether you're approved for the card.

The CardMatch tool itself does not have an impact on your credit score. It conducts a soft credit check, which is the same type of inquiry that happens when you check your own credit. If you complete an application for any of the offers the tool finds for you, it will affect your credit score.

To trigger a credit card offer, you can use the prequalification/preapproval tool on a bank's website and see if any personalized offers pop up. If you already have a credit card, updating your annual income on your current card's online account profile might also trigger more credit card offers.

You may be able to fill out a simple form found on the card issuer's website. These forms will often ask you to provide basic personal information such as name, address and last four digits of your Social Security number. Once the information is entered, you may be shown credit cards offers from the issuer.

Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

What card issuers do you work with? We bring you card offers from some of the industry's most trusted issuers, including American Express, Discover, Bank of America, Wells Fargo, U.S. Bank, Citi and Chase.

Hardest Credit Card to Get Overall

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

The easiest type of credit card to get approved for is generally a secured credit card. You can qualify for a secured credit card with bad credit or no credit history. Secured credit cards are an excellent option for building your credit history or improving your credit score.

The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher). The interest rate on purchases is 21.99%.

You may receive a pre-approved credit card offer by mail or email. Issuers you already have a credit card with may also send you new offers through your online account. Or, if you check for pre-qualification yourself, you might get offers for one or multiple cards online.

How to attract credit card offers? ›

Most people usually make one payment each month, when their statement is due. With the 15/3 credit card rule, you instead make two payments. The first payment comes 15 days before the statement's due date, and you make the second payment three days before your credit card due date.

Begin your credit story with Chase: No prior credit history is required to qualify. Chase does not require a prior credit history to qualify for a Freedom Rise card.

Is it safe to use? Yes. The CardMatch tool uses bank-level security to ensure your personal information is safe.

Is The Points Guy CardMatch Safe? Yes, The Points Guy (TPG) CardMatch tool is safe to use. TPG is a big name in the credit card and travel rewards space.

Is it safe to use? Yes. The CardMatch tool uses bank-level security to ensure your personal information is safe.

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important.

Another aspect of the probability of card counting is that, at higher counts, the player's probability of winning a hand is only slightly changed and still below 50%. The player's edge over the house on such hands does not come from the player's probability of winning the hands.