If luck is when opportunity meets preparation, then preparation is a pile of cash when opportunity knocks. And a pile of cash is the result of saving urgently.
Saving money urgently means saving money now. Saving now is the way to wealth, while saving someday is the way to scarcity.
Why save money with a sense of urgency?
Without urgency to save, you risk spending money arbitrarily and then wondering where the money goes. Urgency is vital because an empty bank account causes hopelessness, vulnerability, and dependence. Worse, a lack of savings will cause smart people to fear losing thankless jobs.
Money in the bank changes life quite a bit. Saving money provides a cushion against catastrophe. It is the power to absorb hard punches. It requires a discipline that, when mastered, qualifies one for richer opportunities.
“If you wish to get rich, save what you get,” advised Brigham Young. “A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.”
If we don’t save, we’ll stay broke no matter how much we earn. And if saving money is not urgent, it just won’t get done.
“Save money and money will save you,” reads a Jamaican proverb. Saving now is the way to wealth, while saving someday is the way to scarcity.
