Resident & Tenant ScreeningBrett Troisi2024-01-25T13:35:56-07:00
RESIDENT AND TENANT BACKGROUND SCREENING
Reliable Background Screening’s resident screening and tenant screening background check products and services add peace of mind in an uncertain world. Since 1990, Reliable Background Screening has been a leader in providing nationwide resident screening and tenant screening services – helping our clients reduce their risk and increase their profitability.
Each day Reliable Background Screening helps our clients further safeguard their most valuable assets – their properties, their employees, their residents, and their brand, with comprehensive residential screening, rental background check and tenant screening solutions.
As a result of our memberships and partnerships with the major credit bureaus, as well as other national data sources, we have exclusive access to national resident screening and tenant screening data, including comprehensive eviction and criminal records for all 50 states.
By providing FCRA-compliant resident and tenant background checks for renters, we help:
Identify higher-quality residents and tenants
Safeguard existing residents and tenants
Protect owners from the potential liability of renting to known criminals
Reduce skips and evictions
Minimize legal costs
Generate fee income
Allow site staff to spend more time marketing their community and serving their residents and tenants
Maintain Fair Housing Act and Fair Credit Reporting Act (FCRA) compliance
TENANT BACKGROUND SCREENING
Whether you choose an instant resident or tenant screening report available in seconds, or a personally investigated, live-agent verified report, we have the resident and tenant screening services risk mitigation products to serve your background checking needs. We will also help with tenant criminal background checks.
TENANT BACKGROUND SCREENING
- Unmatched Quality Control review of FCRA-compliant background screening reports will help ensure that any input errors do not result in invalid results
- Partner with the major credit bureaus, with Canadian Credit Reports also available
- Capabilities to research records from every county courthouse throughout the nation
- Exclusive access to national and state data, including comprehensive motor vehicle records, eviction records, and criminal records for all 50 states
- International criminal checks are also available
- Personalized screening, with Customer Service Agents available weekdays
- Secure online services tailored to your specific requirements available 24/7
- A+ Accredited with the Better Business Bureau
- Winner of the Sterling Award, honoring companies for quality service, integrity, and community stewardship
“I have only ever used Reliable Background Screening since I have been in business for almost 17 years. I always receive the best customer service from any of the team that I have worked with over the years.”
RYAN BROWN SALES & PROPERTY MANAGEMENT, RMB PROPERTIES, LLC
faq
What does a rental background check consist of?
A rental background check, whether it is resident screening or tenant screening, typically consists of a credit report (with or without a credit score), a separate eviction search, and a criminal background check. A distinct Eviction Search is critical, as all judgments (including rental/eviction judgments) have disappeared from all three credit bureaus’ credit reports, since July 1, 2017. Other options can include verifying employment/income history and verifying rental/residence history. An Applicant Decision, based upon the specific Applicant Qualifying Criteria of the rental property, can also be included when ordering a rental background check.
How to check someone's credit for renting?
In order to obtain an individual’s credit report, proper authorization and disclosure must be provided to the prospective renter, as required by the Fair Credit Reporting Act (FCRA – the federal law that governs credit reports and consumer reports, known as background checks). A background screening company, that is also a consumer reporting agency (CRA) and that has credit bureau access, can provide a credit report. It is always important to check the legal name and date of birth of the individual are being processed, by verifying them against a valid Government ID, such as a Driver’s License, State ID, or Passport. Ensuring that a valid and correct Social Security Number is utilized is also essential.
How to do a credit check on a tenant?
In order to obtain a credit check, proper authorization and disclosure must be provided to the prospective tenant, as required by the Fair Credit Reporting Act (FCRA – the federal law that governs credit reports and consumer reports, known as background checks). A background screening company, that is also a consumer reporting agency (CRA) and that has credit bureau access, can provide a credit check. It is always important to confirm the legal name and date of birth of the individual are, by verifying them against a valid Government ID, such as a Driver’s License, State ID, or Passport. Ensuring that a valid and correct Social Security Number is utilized is also essential.
How to do background check for renters?
In order to obtain a background check on a prospective renter, proper authorization and disclosure must be provided to the prospective renter, as required by the Fair Credit Reporting Act (FCRA – the federal law that governs credit reports and consumer reports, known as background checks). A background screening company, that is also a consumer reporting agency (CRA) and that has credit bureau access, can provide a background check report. It is always important to check the legal name and date of birth of the renter who is being processed, by verifying this date against a valid Government ID, such as a Driver’s License, State ID, or Passport. Ensuring that a valid and correct Social Security Number is utilized is also essential.
How far back do apartment background checks go?
The Fair Credit Reporting Act (FCRA – the federal law that governs apartment background checks) allows for credit history to be reported for seven years, and bankruptcy information for ten years. Regarding criminal records, the FCRA allows only criminal convictions to be reported that are older than seven years. Some states and jurisdictions have a seven-year maximum for reporting.
What do landlords look for in credit checks?
Landlords often use the generic term “credit checks” but what they really mean is a resident or tenant background check. A rental background check, whether it is resident screening or tenant screening, typically consists of a credit report (with or without a credit score), a separate eviction search, and a criminal background check. A distinct Eviction Search is critical, as all judgments (including rental/eviction judgments) have disappeared from all three credit bureaus’ credit reports, since July 1, 2017. Other options can include verifying employment/income history and verifying rental/residence history. An Applicant Decision, based upon the specific Applicant Qualifying Criteria of the rental property, can also be included when ordering a rental background check.
