Real Estate Tax Payments (2024)

Miami-Dade Office of the Tax Collector’s Public Service Office, located at 200 NW 2nd Avenue, Miami, Florida 33128, is open Monday through Thursday from 8:30 a.m. to 3:30 p.m. and Fridays from 8:30 a.m. to 12:30 p.m. We strongly recommend that you submit your payments online or by mail rather than visiting the Public Service Office. For additional information contact our office by calling 305-270-4916 or email [emailprotected].

The Office of the Tax Collector is charged with the duty of collecting taxes and distributing them to local governments. The Tax Collector does not set the taxes. Ad Valorem tax amounts are based on the property’s value, less any exemptions, if applicable, as set by the Property Appraiser Office, multiplied by the millage rate as set by the applicable taxing authority. Some tax bills may include Non Ad Valorem assessments set by the corresponding levying authority.

On Aug. 24, the Property Appraiser’s Office will issue TRIM Notices. TRIM Notices provide you with an estimate of your November tax bill. Please review your TRIM Notice for accuracy and contact the Property Appraiser’s Office at 305-375-4712 for any questions and/or discrepancies. You may view your TRIM notice online at miamidade.gov/paunder “Online Tools” in late Aug.

The 2024 annual tax notices will be mailed on Oct. 31. Subscribe to receive your tax bill by email, in addition to the e-bill you will continue receiving tax bills by mail. Accounts Exempt from Public Disclosure are not eligible to sign up for e-bill.

You may view and pay your 2024 taxes online starting Nov. 1 at midnight (12:00 a.m.) (Eastern Standard Time).

  • For inquiries regarding property values, exemptions, to include filing for exemptions, or to update the name and/or address of record, call the Miami-Dade Property Appraiser’s Office at 305-375-4712 or visit miamidade.gov/pa

  • Pursuant to Florida Statute 197.322, the property appraiser shall deliver to the tax collector the certified roll. The tax collector shall on November 1, or as soon as the assessment roll is open for collection, publish a notice in a local newspaper that the roll is open for collection. The tax collector shall send to each taxpayer appearing on such rolls, whose address is known to him or her, a tax notice, within 20 working days after the receipt of the certified roll.

  • Pursuant to Florida Statute 197.122, all owners of property are held to know that taxes are due and payable annually and are responsible for ascertaining the amount of current and delinquent taxes and paying them before April 1 of the year following the year in which taxes are assessed.

    Real estate property taxes, also known as ad valorem taxes, are collected annually. They are based on the assessed value of a property's land, building(s) and improvements, as determined by the Property Appraiser as of Jan. 1.

    County and municipal governments, as well as local taxing authorities (such as the School Board and South Florida Water Management District, Children's Trust), determine tax rates (also known as millage rates). The rate is multiplied against the assessed value of the property, minus exemptions, to determine the amount of taxes due.

    Real estate property tax notices also include non-ad valorem assessments levied against the property for services such as solid waste, fire rescue, libraries, and other special assessments.

    The Office of the Tax Collector is charged with the duty of collecting taxes and distributing them to local governments. The Tax Collector does not set the taxes.

    Real Estate Property Taxes are payable on Nov. 1 of each year and may be paid through March 31 of the following year without penalty.

    Pursuant to Florida Statute 197, Real Estate Property Taxes become delinquent on April 1. On April 1, interest is added to delinquent Real Estate Property taxes plus advertising costs and fees.

  • Florida Statute 197.162. The following payment discounts are offered for early payment:

    • 4 percent if paid in November
    • 3 percent if paid in December
    • 2 percent if paid in January
    • 1 percent if paid in February

    Gross tax if paid in March. No discount applies.

    If the discount period ends on a Saturday, Sunday or legal holiday, the payment due date is extended to the following business day if paid online or in person.

    Pursuant to Florida Statute 197.322, a discount period may not be extended due to a tax bill being returned as undeliverable electronically or by postal mail.

    Pursuant to Florida Statute 197.122, all owners of property are held to know that taxes are due and payable annually and are responsible for ascertaining the amount of current and delinquent taxes and paying them before April 1 of the year following the year in which taxes are assessed.

  • Make your payment (in U.S. funds from a U.S. bank) payable to:
    Miami-Dade Office of the Tax Collector
    200 NW 2nd Avenue, Miami, FL 33128

    Funds must be available for immediate withdrawal.
    Taxes are not paid until your funds are approved by the bank.

    Pay online by eCheck or credit/debit card at miamidade.county-taxes.com. If paying by eCheck, funds must be available for immediate withdrawal from a regular checking or savings account, open to ACH transactions. If paying by credit or debit card, a non-refundable convenience fee of 2.39 percent (minimum $1.95) will apply to each transaction. We accept American Express, Visa, MasterCard and Discover. Discounts when applicable are determined by the date the payment is submitted.

    If you are experiencing any online payment technical problem, call our online payment vendor, Grant Street Group’s Help Desk at 877-818-4323.

    Pay by mail, we accept checks, cashier checks, money orders or certified funds. Write your folio and phone number on your check and mail your payment to Miami-Dade Office of the Tax Collector, 200 NW 2nd Avenue, Miami FL 33128. Do not mail cash. Discounts when applicable are determined by the postmark date.

    Due to processing delays during peak season, please allow a minimum of four weeks for payment processing. To ensure that your payment is received by the due date, we recommend that you submit your payment online at miamidade.county-taxes.com.

    Pay in person, we accept checks, cashier checks, money orders, certified funds, cash, credit card, debit card, Google Pay, Samsung Pay and Apple Pay. If paying by credit card, debit card, Google Pay, Samsung Pay or Apple Pay, a non-refundable convenience fee of 2.39 percent (minimum $1.95) will apply to each transaction. We accept American Express, Visa, Mastercard and Discover. Discounts when applicable are determined by the date the payment is submitted.

    If you're paying $10,000 or more in cash and/or money order, your Social Security card and a valid ID (passport or U.S.-issued driver's license) are required.

    Pursuant to Florida Statute 68.065, a service fee of not less than $25 up to a maximum of 5 percent will be charged for all returned payments. Discounts or interest, if applicable, will be determined by the date you resubmit your payment.

  • Pursuant to Florida Statute 194, a petitioner who challenges the assessed value of real property, with the Value Adjustment Board, must pay all the Non-Ad Valorem Assessments and pay at least 75 percent of the Ad Valorem taxes and a petitioner who files a petition on the denial of a classification, exemption, or on property not substantially complete, must make a good faith payment, less the applicable discount by March 31, 2025.

    The failure to make this minimum payment by March 31, 2025, will result in the denial of the property owner’s VAB petition. Any prior adjustments will be reversed, and the taxes will become delinquent.

    The VAB will issue a denial for non-payment even if the property owner's petition was heard by the VAB prior to March 31, 2025 and the VAB has agreed to reduce the property's assessment. In such cases, and pursuant to Florida law, the VAB will cancel its decision reducing the property's assessment, and the Property Appraiser's preliminary assessment will be reinstated.

    Online payment by eCheck or credit card is only available for owners who elect to pay the full amount of taxes, 100 percent of the Ad Valorem and 100 percent of the Non-Ad Valorem Assessment.

  • Property owners who have an account that is Exempt from Public Disclosure (Confidential Account) have the option of paying their property taxes online by entering the account (folio) number and the total combined taxes and assessments (gross amount) as noted on the tax bill.

    Duplicate bills may be requested by calling 305-270-4916. The bill will only be mailed to the owner/address of record.

    For additional information, please submit your inquiry to [emailprotected].

  • Beginning on or before June 1, the Tax Collector is required by law to hold a Tax Certificate Sale. The tax certificate represents a lien for unpaid real estate property taxes. The amount of the certificate is the sum of the unpaid real estate taxes and the non-ad valorem assessment, interest, advertising costs and fees.

    A tax certificate represents a first lien that is offered to the investor who will accept the lowest interest rate. The purchase of a tax certificate does not entitle the investor to the property. Florida law prohibits investors from contacting property owners for a two-year period.

    The annual tax certificate sale was held on June 1.

    To find out the status of a Tax Deed Sale visit the Clerk of Courts website.

    Delinquent tax payment methods
    Make your payment (in U.S. funds from a U.S. bank) payable to:
    Miami-Dade Office of the Tax Collector
    200 NW 2nd Avenue, Miami, FL 33128

    Funds must be available for immediate withdrawal
    Taxes are not paid until your funds are approved by the bank.

    Pay delinquent taxes online by credit or debit card at miamidade.county-taxes.com. A non-refundable convenience fee of 2.39 percent (minimum $1.95) will apply to each transaction. We accept American Express, Visa, MasterCard and Discover cards. If you are experiencing any online payment technical problem, call our online payment vendor, Grant Street Group’s Help Desk at 877-818-4323.

    Pay delinquent taxes by mail, we accept cashier checks, money orders or certified funds. Write your folio and phone number on your check and mail your payment to Miami-Dade Office of the Tax Collector, 200 NW 2nd Avenue, Miami FL 33128. Do not mail cash. Postmarks will not be honored for delinquent taxes.

    Pay delinquent taxes in person, we accept cashier checks, money orders, certified funds, cash, credit card, debit card, Google Pay, Samsung Pay and Apple Pay. If paying by credit card, debit card, Google Pay, Samsung Pay or Apple Pay, a non-refundable convenience fee of 2.39 percent (minimum $1.95) will apply to each transaction. We accept American Express, Visa, Mastercard and Discover cards. If you're paying $10,000 or more in cash and/or money order, your Social Security card and a valid ID (passport or U.S.-issued driver's license) are required.

  • Pursuant to Florida Statute 68.065, a service fee of not less than $25.00 up to a maximum of 5 percent will be charged for all returned payments. The taxpayer will be held responsible for penalties, interest, fees and/or loss of discount resulting from any returned payment.

    Discounts or interest, if applicable, will be determined by the date you resubmit your payment.

    In lieu of a service charge authorized under subsection (3), s. 832.062(4)(a), or s. 832.07, the payee of a payment instrument, the payment of which is refused by the drawee because of lack of funds, lack of credit, or lack of an account, or where the maker or drawer stops payment on the instrument with intent to defraud, may lawfully collect bank fees actually incurred by the payee in the course of tendering the payment, plus a service charge of $25 if the face value does not exceed $50; $30 if the face value exceeds $50 but does not exceed $300; $40 if the face value exceeds $300; or 5 percent of the face value of the payment instrument, whichever is greater. The right to damages under this subsection may be claimed without the filing of a civil action. Pursuant to Administrative Order 4-86 the taxpayer will be responsible for fees and/or loss of discount resulting from returned payments.

  • We are no longer accepting applications for the 2024 Quarterly Installment Payment Plan. The application due date was April 30, 2024. Please contact our office in Nov. to apply for tax year 2025.

    2024 Quarterly Installment Payment Plan Schedule:

    If your taxes are paid through your mortgage company, you should not participate in this plan.

    First Installment payment due by June 30, 2024, bills will be mailed on May 31. One quarter of the total estimated taxes discounted 6 percent based on taxes from the previous year (2023). Late payment on the first installment will be accepted through July 31, without discount. By paying the first installment you confirm participation in the plan and are automatically reenrolled for the following year. If your payment is not received by July 31, 2024, you will be removed from the plan.

    If you do not receive your tax First Installment notice/bill by June 15, 2024, call 305-270-4916 to request a copy or visit miamidade.county-taxes.com to view your bill and/or pay your taxes.

    Second Installment Payment due by September 30, 2024, bills will be mailed on August 30. One quarter of the total estimated taxes discounted 4.5 percent based on taxes from the previous year (2023).

    Third Installment Payment due by December 31, 2024, bills will be mailed on November 30. One quarter of the total estimated taxes plus one-half of any adjustment pursuant to a determination of actual tax liability for (2024) discounted three percent.

    Fourth Installment Payment due by March 31, 2025, bills will be mailed on February 28. One quarter of the total estimated taxes plus one-half of any adjustment pursuant to a determination of actual tax liability for (2024). No discount.

    Special assessments for improvement districts may have interest added as required by law.

    If the installment due date falls on a Saturday, Sunday or legal holiday, the due date for the installment is extended to the following business day if the installment payment is paid online or delivered in person.

    Discounts do not apply to late payments. If you elect to discontinue participation, you will not be entitled to the discounts required by law.

    Pursuant to Florida Statute 197.322, a discount period may not be extended due to a tax bill being returned as undeliverable electronically or by postal mail.

    Pursuant to Florida Statute 197.122, all owners of property are held to know that taxes are due and payable annually and are responsible for ascertaining the amount of current and delinquent taxes and paying them before April first of the year following the year in which taxes are assessed.

  • Partial payments for 2024 taxes are accepted from Nov. 1, 2024, through March 31, 2025. Applications will be available as of Nov. 1, 2024. The Partial Payment Plan is not available for delinquent (2023 and prior) taxes.

    Once you have elected to participate in the Partial Payment Plan by paying the first payment, you are required to continue participation for the tax year, and you waive your right to receive the applicable discounts granted per Florida Statute 197.162.

    The final partial payment must be paid by March 31. Any remaining balance that is not paid by April 1 becomes delinquent and applicable interest and fees will be added.

    You may not participate in the Partial Payment Plan if:

    • You maintain an escrow account with your mortgage company
    • You are a quarterly installment plan participant
    • You filed a petition with the Value Adjustment Board

    If there is an outstanding Water, Road, and Sewer (WRS) lien being paid on an installment basis on your yearly tax bill, the installment portion for this year must be paid in full before April 1 to avoid the remaining balance due on the lien to become delinquent and a separate tax certificate to be sold for the remaining delinquent amount of the Water, Road, and Sewer lien.

    Online payment by e-check or credit card is available at miamidade.county-taxes.com. Online banking/bill pay is not accepted for Partial Payment Plan participants.

  • You can defer a portion or all of your property taxes and any non-ad valorem assessments. The deferred taxes, non-ad valorem assessments, and interest are a prior lien on the homestead with interest accruing on the deferred amount until the balance is paid. The interest rate may not exceed seven percent. Delinquent (2023 and prior) taxes cannot be deferred.

    The Homestead Tax Deferral program is not an exemption. For tax exemptions application or inquiries, please contact the Miami Dade Property Appraiser’s Office at 305-375-4712 or visit miamidade.gov/pa.

    To defer payment, a property owner must:

    • Claim a Homestead Exemption
    • Provide proof of fire and extended (hurricane) insurance coverage on the property listing Miami-Dade Office of the Tax Collector as loss payee
    • Show proof of income (2023 income tax return)
    • All taxes may be deferred if an applicant’s household income is less than $10,000
    • The total amount of deferral plus accrued interest and the balance of the primary mortgage cannot exceed 85 percent of the just value. The applicant's primary mortgage cannot exceed 70 percent of the just value
    • If the applicant is less than 65 years old with a household income of $10,000 or more, the tax bill portion that exceeds five percent of the applicant's household income may be deferred. If the applicant is 65 years of age or older with a household income greater than the Senior Homestead Exemption adjusted income limitation, the tax bill portion that exceeds 3 percent of the applicant's household income for the prior calendar year may be deferred

    The deferred tax amount plus interest becomes due and payable to Miami-Dade County if:

    • You sell your home
    • Fire and extended insurance coverage is not maintained
    • Change of property use occurs and owner is no longer entitled to claim homestead exemption for such property

    The Application for Homestead Tax Deferral is accepted by the Tax Collector's Office starting November 1 and must be submitted by March 31 of the following year.

  • The Miami-Dade Office of the Tax Collector offers property owners the convenience of receiving their tax bills by email.

    Subscribe to receive your tax bill by email, in addition to the e-bill you will continue receiving your bill by mail. Accounts Exempt from Public Disclosure are not eligible to sign up for e-bill.

    Once you have subscribed to receive your bill electronically, you will receive your tax bill from noreply@grantstreet. This is not a spam email. Grant Street Group is our software vendor. If you no longer wish to receive your bill electronically, click Unsubscribe at the bottom of the email you received from noreply@grantstreet. Under Florida law, email addresses are public records. If you register for electronic billing your email address may be subject to public record requests.

  • Escrow payment files must be processed online. Download the roll, submit request files and payments online using Grant Street Group on Escrow Express.

    Pursuant to Florida Statute 213.755, the Office of the Tax Collector requires all tax paying agents and escrow companies that paid more than $20,000 of property taxes last year to upload payment files for 2023 through EscrowExpress. Payment files from entities that paid more than $20,000 of property taxes last year will not be accepted unless they are submitted through EscrowExpress.

    To register, send the following information to [emailprotected]:

    Company name
    Escrow code
    Names of your contacts and email addresses

    For assistance using EscrowExpress, call 1-866-261-1636 or email [emailprotected].

  • The Miami-Dade Office of the Tax Collector will accept escrow payments allowing taxpayers to obtain a release of Lis Pendens from the Office of the Property Appraiser. Taxpayers may return uncashed VAB refund checks to release the Lis Pendens and stop the accrual of interest. Taxpayers who have cashed the VAB refund check may request an Estimate Balance Due to be placed in Advance Deposit by sending an email to the Tax Collector Paralegal Unit at [emailprotected].

Real Estate Tax Payments (2024)

FAQs

At what age do seniors stop paying property taxes in Tennessee? ›

You must be 65 years of age or older by the end of the tax year for which you are applying. You must be the owner(s) shown on the recorded deed. The home must be your principal place of residence. All owners' total combined 2023 income from all sources must not exceed $60,000 (income of spouse must be included).

How long can property taxes go unpaid in Tennessee? ›

Taxes on real and personal property are barred, discharged and uncollectible after the lapse of 10 years from April 1 of the year following the year in which such taxes become delinquent, unless the property is sold at a tax sale during this period.

How do I maximize my real estate tax deductions? ›

Strategies to Optimize Real Estate Tax Deductions
  1. Maximize Your Mortgage Interest. ...
  2. Keep Accurate Records of Expenses. ...
  3. Deduct Investment Property Expenses. ...
  4. Structure Your Ownership in the Right Entity. ...
  5. Keep Track of Depreciation on Properties. ...
  6. Offer Lease-to-Buy Programs. ...
  7. Plan When to Buy and Sell Properties.

Why do real estate investors not pay taxes? ›

However, your profit does not classify as earned income if you own a rental property. It means the rental income is not subject to these FICA taxes. Even if you are self-employed, any income relating to a rental property is immune to the social security and Medicare taxes you would otherwise pay on a 1099 or W-2.

Who is exempt from paying property taxes in Tennessee? ›

Under general exemption law, property owned by a religious, charitable, scientific, or non-profit educational institution and used for an exempt purpose may qualify for exemption.

Who is eligible for the property tax relief program in Tennessee? ›

The State of Tennessee offers a property tax relief program for individuals age 65 and older and/or those rated totally and permanently disabled by the Social Security Administration or other qualified agency.

What happens if I don't pay my property taxes in Tennessee? ›

Once delinquent taxes are turned over to Chancery Court, additional fees accumulate as a result of prosecuting the tax collection suit. Interest continues to accumulate. After the conclusion of the delinquent tax suit, the County holds a tax sale to sell property in order to collect delinquent taxes.

Does paying property tax give ownership in Tennessee? ›

Importantly, payment of taxes does not increase a co-owner's ownership interest. Rather, it creates a claim for reimbursem*nt from any co- owner who is not paying the taxes. Anyone who pays taxes on the property should keep tax bills and receipts so that they can request or claim reimbursem*nt.

Do you have to pay property taxes every year in Tennessee? ›

Tax relief is payment by the State of Tennessee to reimburse homeowners meeting certain eligibility requirements, for a part or all of paid property taxes. Tax Relief is not an exemption. You still receive your tax bill(s) and are responsible for paying your property taxes each year.

Is real estate a tax write-off? ›

As of 2021, California property owners may deduct up to $10,000 of their property taxes from their federal income tax if they are filing as single or married filing jointly. Unfortunately, any property taxes you have paid in excess of $10,000 cannot be counted toward your deduction.

What is the biggest tax deduction available to homeowners? ›

Mortgage Interest

In the past, homeowners could deduct up to $1 million in mortgage interest. However, the Tax Cuts and Jobs Act has reduced this limit to $750,000 as a single filer or married couple filing jointly. If you are married but filing separately, the deduction limit is $375,000 for each party.

How to lower taxes with real estate? ›

Table of Contents
  1. Take Common Tax Deductions.
  2. Qualify for Capital Gains Tax.
  3. Calculate and Take the Depreciation Deduction.
  4. Open a Self-Directed IRA.
  5. Reduce Self-Employment Tax.
  6. Utilize a 1031 Exchange.
  7. Invest in Opportunity Zones.
  8. Capitalize on Real Estate Tax Advantages.
Feb 28, 2024

How do billionaires avoid estate taxes? ›

You can assign a portion of your wealth to charitable trusts of two types: lead trusts and remainder trusts. Your estate, such as investments, hard assets, and even cash, can be allocated to a trust in the form of charitable donations. Most billionaires and ultra-rich individuals use this strategy for tax planning.

What is a lazy 1031? ›

The answer is something called the Lazy 1031 Exchange. This tax strategy involves selling a property (or exiting a syndication) and investing in a new one in the same calendar year. Cost segregation study and bonus depreciation are applied to mimic a 1031 exchange without its complexities effectively.

What is the Augusta rule in taxes? ›

The Augusta Rule allows you to rent your home for up to 14 days without reporting the income on your taxes. Smaller cities that host major events are likely to benefit the most from the rule because they can charge premium prices during the time of the rental.

What taxes do seniors pay in Tennessee? ›

Age 65 or Older with Limited Income

Any person 65 years of age or older having a total annual income below specific limits is completely exempt from the tax. Total annual income means income from any and all sources, including social security.

Who qualifies for homestead exemption in Tennessee? ›

(a) An individual, whether a head of family or not, shall be entitled to a homestead exemption upon real property which is owned by the individual and used by the individual or the individual's spouse or dependent, as a principal place of residence.

Do you own the property if you pay someone's property taxes in Tennessee? ›

The county government, not an individual taxpayer, holds the lien. Paying off someone else's tax debt does not transfer this lien to you. Tennessee does have a process where the county can auction off properties with sufficiently delinquent taxes, which is one way to acquire ownership.

How much is property tax in Tennessee? ›

Overview of Tennessee Taxes

The average effective property tax rate in Tennessee is 0.56%.

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