R&R Solutions: Professional Debt Collection Services for Businesses (2024)

Debt collection is a critical aspect of any business, and it’s not always easy to handle. It can be frustrating chasing people for payments, especially when they don’t respond to your calls and emails. If you’re struggling with debt collection, then R&R Solutions could be the right choice for you.

R&R Solutions is a debt collection agency that has been helping businesses recover their debts for many years. They specialize in commercial debt collection and have a team of experienced debt collectors who are well-versed in the tactics used to recover debts. In this article, we’ll take a closer look at R&R Solutions and what they can offer your business.

Who are R&R Solutions?

R&R Solutions is a debt collection agency that was established in 2002. They have over 18 years of experience in the debt collection industry and have helped thousands of businesses recover their debts. They are a member of the Credit Services Association (CSA) and are regulated by the Financial Conduct Authority (FCA).

R&R Solutions: Professional Debt Collection Services for Businesses (1)R&R Solutions: Professional Debt Collection Services for Businesses (2)

R&R Solutions is known for its professional and ethical approach to debt collection. They understand that debt collection can be a sensitive issue, and they work hard to ensure that their clients are happy with the service they receive. They have a team of experienced debt collectors who are trained to handle debt collection in a professional and efficient manner.

What services do they offer?

R&R Solutions offers a range of debt collection services to businesses of all sizes. Here are some of the services they offer:

Commercial Debt Collection

R&R Solutions specializes in commercial debt collection. They work with businesses of all sizes to recover debts from other businesses. They understand the importance of maintaining good relationships with your clients, and they work hard to ensure that the debt collection process doesn’t damage your reputation.

International Debt Collection

If you have clients who owe you money in other countries, then R&R Solutions can help. They have experience in international debt collection and can work with businesses in many different countries around the world.

Tracing Services

If you’re struggling to locate a debtor, then R&R Solutions can help. They have access to a range of tracing services that can help you locate debtors who have moved or changed their contact details.

Legal Services

If legal action is required to recover your debt, then R&R Solutions can help. They work with a team of experienced solicitors who specialize in debt recovery and can provide legal advice and assistance.

Credit Control

R&R Solutions can also help with your credit control. They offer a range of services, including credit checks, credit control training, and credit control outsourcing.

How does it work?

If you decide to use R&R Solutions for your debt collection, then the process is straightforward. Here’s how it works:

Step 1: Contact R&R Solutions

The first step is to contact R&R Solutions and provide them with details of the debt you’re trying to recover. They will ask you for information about the debtor, including their name, address, and contact details.

Step 2: Assessment

Once they have all the information they need, R&R Solutions will assess your case and provide you with a quote for their services. They will also provide you with an estimate of how long it will take to recover the debt.

Step 3: Debt Collection

If you decide to proceed, then R&R Solutions will start the debt collection process. They will contact the debtor by phone, email, and letter to request payment. If the debtor still doesn’t pay, then they may take legal action on your behalf.

Step 4: Payment

Once the debt has been recovered, R&R Solutions will take their fee and then transfer the rest of the payment to you. Their fees are transparent, and there are no hidden costs.

Why choose R&R Solutions?

There are many reasons why you should choose R&R Solutions for your debt collection. Here are just a few:

Professional and Ethical

R&R Solutions is known for its professional and ethical approach to debt collection. They understand that debt collection can be a sensitive issue, and they work hard to ensure that their clients are happy with the service they receive.

Experienced

R&R Solutions has over 18 years of experience in the debt collection industry. They have helped thousands of businesses recover their debts and have a team of experienced debt collectors who are trained to handle debt collection in a professional and efficient manner.

Transparent Fees

R&R Solutions charges transparent fees, and there are no hidden costs. They will provide you with a quote for their services upfront, so you know exactly what you’re paying for.

International Debt Collection

If you have clients who owe you money in other countries, then R&R Solutions can help. They have experience in international debt collection and can work with businesses in many different countries around the world.

Conclusion

In conclusion, R&R Solutions is an excellent choice for businesses that are struggling with debt collection. They offer a range of services, including commercial debt collection, international debt collection, tracing services, legal services, and credit control. They are known for their professional and ethical approach to debt collection, and their fees are transparent. If you’re struggling with debt collection, then R&R Solutions could be the right choice for you.

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R&R Solutions: Professional Debt Collection Services for Businesses (2024)

FAQs

What are 3 things that a debt collection agency Cannot do? ›

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take.

How do you answer a debt collection suit? ›

You have 30 days from the day you were served with the summons to respond to the debt collection lawsuit. You do this by filling out a court form (called an answer form), filing it with the court, and delivering it to the person who sued you (called the plaintiff).

How do you respond to a debt collection agency? ›

Communicating with debt collectors

In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them: I do not owe this debt . I need more information about this debt . I want the debt collector to stop contacting me .

What should I not tell a collection agency? ›

Don't provide personal or sensitive financial information

Never give out or confirm personal or sensitive financial information – such as your bank account, credit card, or full Social Security number – unless you know the company or person you are talking with is a real debt collector.

What is the 7 in 7 rule for debt collectors? ›

Consumers are well-protected when it comes to debt collection. One of the most rigorous rules in their favor is the 7-in-7 rule. This rule states that a creditor must not contact the person who owes them money more than seven times within a 7-day period.

What's the worst a debt collector can do? ›

Debt collectors are limited on when they can call you — typically, between 8 a.m. and 9 p.m. They are not allowed to call you at work. They can't lie or harass you. Debt collectors can't make you pay more than you owe or threaten you with arrest, jail time, property liens or wage garnishment if you don't pay.

How do you win against a debt collector? ›

Here are a few suggestions that might work in your favor:
  1. Write a letter disputing the debt. You have 30 days after receiving a collection notice to dispute a debt in writing. ...
  2. Dispute the debt on your credit report. ...
  3. Lodge a complaint. ...
  4. Respond to a lawsuit. ...
  5. Hire an attorney.

What do you say to a debt collector to settle for less? ›

Find a number you're comfortable with and say, “this is what I can afford to give you,” period. They can take or leave it, it's your choice and not theirs.” Oftentimes, debt collectors will agree to accept as payment-in-full a lump-sum amount that is only a fraction of the total debt.

How do you fight a collection letter? ›

What is the proper way to dispute collections? To dispute collections, send a letter to the debt collector within 30 days requesting proof of the debt and asking not to report it to the credit agency until the dispute is resolved. Keep a copy of the letter and any correspondence. Seek legal help if needed.

What happens if debt collectors can't find you? ›

If debt collectors want to find you, they have many tools at their disposal. If they can't locate you, or want to learn more about your ability to pay a debt, they can turn to “skip tracing” tools as they are called in the industry.

Does a debt collector have to provide proof of debt? ›

Once the collection company gets the letter, it must stop trying to collect the debt until it sends you written verification of the debt, like a copy of the original bill for the amount you owe.

How long does a debt collector have to respond to an answer? ›

There's no set time limit in which collectors must respond to a debt verification request you send them. However, they're required to send a debt validation letter within five days of first contacting you.

Why you should not pay a collection agency? ›

Paying an old collection debt can actually lower your credit score temporarily. That's because it re-ages the account, making it more recent again. This can hurt more than help in the short term. Even after it's paid, the negative status of “paid collection” will continue damaging your score for years.

How do you outsmart a debt collector? ›

You can outsmart debt collectors by following these tips:
  1. Keep a record of all communication with debt collectors.
  2. Send a Debt Validation Letter and force them to verify your debt.
  3. Write a cease and desist letter.
  4. Explain the debt is not legitimate.
  5. Review your credit reports.
  6. Explain that you cannot afford to pay.
Mar 11, 2024

How to get rid of debt collectors without paying? ›

Once you notify the debt collector in writing that you dispute the debt, as long as it is within 30 days of receiving a validation notice, the debt collector must stop trying to collect the debt until they've provided you with verification in response to your dispute.

What are the three things debt collectors need to prove? ›

Similarly, a debt collector must prove the following facts to win their case in court:
  • The debt collection agency owns your debt and has the legal right to sue.
  • You owe the debt.
  • The amount they claim you owe is accurate.
Mar 6, 2023

Can you dispute a debt if it was sold to a collection agency? ›

Can you dispute a debt if it was sold to a collection agency? Your rights are the same as if you were dealing with the original creditor. If you do not believe you should pay the debt, for example, if a debt is stature barred or prescribed, then you can dispute the debt.

What debt collectors don't want you to know? ›

Debt collectors don't want you to know that you can make them stop calling, they can't do most of what they tell you, payment deadlines are phony, threats are inflated, and they can't find out how much you have in the bank. Furthermore, if you're out of state, they may have no legal recourse to collect.

What are the illegal tactics of debt collectors? ›

Harassment and Abuse

use obscene, profane, or abusive language. publish your name as a person who doesn't pay bills (child support collection agencies are exempt from this restriction in some states) list your debt for sale to the public.

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