FAQs
You'll likely need at least a good credit score (670 to 739) to qualify for the co-branded Amazon Prime Visa. This means you may need to work on improving your credit score if you're below that range and still prefer the Prime Visa's offerings.
How hard is an Amazon Prime Visa to get? ›
Your Amazon Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Amazon Credit Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What is the Amazon Prime Visa card limit? ›
The Prime Visa credit limit is $500. Everyone who gets approved for Prime Visa is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.
Is Amazon visa a hard inquiry? ›
When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.
What is the easiest credit card to get approved for? ›
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit.
Can you get an Amazon Credit Card with bad credit? ›
The Amazon Secured Card and Amazon Prime Secured Card are designed for people who are looking to build or rebuild their credit and requires a security deposit when the account is opened.
How do you get approved for Amazon Prime Visa? ›
The Amazon Credit Card requirements for approval include having a credit score of at least 700 (good credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number.
Is an Amazon Credit Card instant approval? ›
You may be instantly approved for the Amazon Credit Card, if you're a clear match for the card's approval requirements. Otherwise, it could take as long as two to four weeks to receive a decision on your application. The same goes for the Amazon Store Card, too.
How much income do you need for an Amazon Credit Card? ›
You need enough income to afford monthly bill payments on the Amazon Credit Card. While the terms and conditions of the Amazon Credit Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved.
Does Amazon Prime Visa card build credit? ›
The Amazon Secured Card is built for people who are new to credit, or who would like to rebuild their credit. This card has no annual fee, can be used at Amazon.com and Amazon physical stores, and your payment activity is reported to major credit bureaus to help you build a credit history.
Best High Limit Credit Cards of September 2024
- Chase Sapphire Preferred® Card: $5,000+ Credit Limit.
- Citi Double Cash® Card: $500+ Credit Limit.
- Chase Sapphire Reserve®: $10,000+ Credit Limit.
- Wells Fargo Reflect® Card: $1,000+ Credit Limit.
- Chase Freedom Unlimited®: $500+ Credit Limit.
Can I use Amazon Prime Visa card anywhere? ›
Prime Visa and Amazon Visa (previously known as the Amazon (Prime) Rewards Visa Signature Card) are Amazon's general use credit cards, and can be used anywhere Visa is accepted. The card designs and benefits were refreshed in 2023 to offer new ways to earn rewards everywhere you shop with no annual credit card fee.
What credit score is needed for an Amazon Prime Visa? ›
What credit score do you need for the Amazon Prime Rewards Visa card? Applicants with a good to excellent credit score — a 670 FICO score or higher or a 661 VantageScore or higher — have the best approval odds when applying for the Amazon Prime Visa card.
Why is it so hard to get an Amazon Credit Card? ›
The Amazon Credit Card and the Prime Visa are fairly hard to get because you need at least good credit (a 700+ credit score) to have good approval odds. The Amazon Store Credit Card and the Amazon Secured Credit Card are much easier to get.
What bank is behind Amazon Visa? ›
Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.
How hard is it to get approved for the Amazon Store Card? ›
The Amazon Store Card requirements for approval include having a credit score of at least 640 (fair credit), and enough income to make monthly minimum payments.
What credit card can I get with a 600 credit score? ›
The Discover it® Secured Credit Card is one of the best secured cards that offers rewards, and it's available to people with limited or no credit. You'll have to put down a security deposit, but then you may be able to upgrade to the Discover it® Cash Back and get your deposit back once your credit improves.
What bank does Amazon Prime Visa use? ›
Prime Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply.