Policygenius (2024)

FAQs

Is Policygenius.com legit? ›

Policygenius has near-perfect ratings on Trustpilot, BBB, and Google. Here's what our customers are saying. I had a very good experience using Policygenius. They did most [of] the heavy lifting and made everything super easy.

Policygenius is the one-stop platform where you can compare and buy insurance policies from top insurance companies. We've helped over 30 million shoppers across all 50 states protect their families with life insurance, homeowners insurance, car insurance, and more.

We're an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you're not paying any extra for working with us to buy a policy.

Insurify, Compare.com and Policygenius are the three best car insurance comparison sites.

Policygenius customer reviews typically praise the company's quick application process, communication and cost. It also has an A- Better Business Bureau (BBB) rating with a 4.69/5 customer rating based on 155 reviews.

The closest competitor to policygenius.com are moneygeek.com, libertymutual.com and progressive.com. To understand more about policygenius.com and its competitors, sign up for a free account to explore Semrush's Traffic Analytics and Market Explorer tools.

Warren Buffett described the insurance business as particularly enticing. “It's so much fun because you get the money at the start, you know, and then you find out whether you've done something stupid later on,” he quipped.

After you sign your application and complete the medical exam, the underwriting process can take anywhere from 4-6 weeks. (If you apply for an accelerated underwriting policy, you may receive a decision in as little as 24 hours.)

Life insurance is a popular way for the wealthy to maximize their after-tax estate and have more money to pass on to heirs. Life insurance can also be used as an investment tool with tax benefits when you're still alive.

Policygenius has 400 total employees.

How to get real insurance quotes online? ›

You can get auto insurance quotes online by visiting an insurer's website or working with an insurance agent or broker. NerdWallet recommends getting quotes from several different companies so you can compare them and find the best fit for you.

For annuities and life insurance, the surrender fee often starts at 10% if you cash in your investment in year one. It goes down to 1% if you cash it in during year nine and no surrender fees in year 10 or longer.

USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis.

Key Takeaways: Geico is best for you if you're simply looking for the cheapest option, as the provider has a cheaper average rate estimate in 82% of states across the U.S. Progressive is best for you if you're looking for more coverage options, add-ons and customizations.

If that insurer happens to offer online car insurance quotes, you may want to take advantage of it. It is generally cheaper to buy car insurance online, as there are no agent fees or markups. However, an agent can guide you through the purchase process and help you select the best coverage.

You will lose access to the cash value of your policy, and your family will not receive the death benefit when you die. Further, the money you gain from the sale may be subject to taxes and debt collection. The extra income may disqualify you from receiving Medicaid and other financial assistance programs.