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Find out about insurance options for your rabbit and compare pet insurance quotes for your animal companions with Savvy.
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, updated on October 6th, 2023
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Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget.
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As with any other pet, the health and well-being of your rabbit will be a top priority. Pet insurance can help ensure your bunny is taken care when in need, providing financial support for veterinary care and medical expenses.
If you are looking for pet insurance, you can compare options with Savvy’s user-friendly comparison tool. This free online service provides a range of quotes from our panel of trusted insurers, helping you find cover that suits your furry friend.
What does pet insurance for rabbits cover?
Rabbit insurance is a specialised form of pet insurance designed to provide cover for the health and well-being of pet rabbits in Australia. Just as with dogs and cats, rabbits can face a range of health challenges, and having rabbit insurance can help alleviate the financial burden of veterinary care.
A type of exotic pet insurance, rabbit insurance typically offers various levels of coverage, allowing owners to choose a plan that suits their budget and their rabbit’s specific needs. Cover may include:
- Veterinary fees: the cost of veterinary care for your pet to treat injury and illness.
- Alternative or complementary treatment: this could be exams, consultations, tests, prescribed medications, and therapies like acupuncture, physiotherapy and herbal medicine recommended by your vet.
- Referral hospital or specialist vet: the cost of referral or specialist veterinary treatment up to the maximum benefit when your pet is referred by a primary vet for treatment.
- Diagnostic examinations: the cost of MRI, NMRI, CT or CAT scans.
- Dental care: coverage for dental check-ups, dental cleaning and issues such as removal or repair of misaligned or retained deciduous teeth, and teeth rasping and de-burring.
- Advertising and reward expenses: advertising costs and the reward offered and paid to recover your pet in the event it is stolen or goes missing.
- Third-party liability: coverage for compensation, claimant’s costs, legal expenses and defence costs if your rabbit is in an incident causing property damage, injury, illness or fatality for which you are legally responsible.
Are there any limitations or exclusions on pet insurance for rabbits?
While rabbit insurance offers valuable protection, it’s essential to be aware of potential limitations and exclusions that might affect the extent of coverage you receive. The coverage provided by each policy can vary, so it is important to check the product disclosure statement (PDS), but restrictions may include:
- Pre-existing conditions: these are health issues your rabbit had before the policy’s start date.
- Age limits: you may only be able to take out new insurance for rabbits within a certain age range, generally between 8 weeks and 5 years.
- Waiting periods: this is a set amount of time that must pass before coverage becomes active for specific conditions or treatments, generally 21 days for rabbits.
- Location: coverage might vary based on your location within Australia – for example, rabbits cannot be kept as pets or insured in Queensland.
- Annual limits and benefit percentage: most policies have annual coverage caps, and insurers might reimburse a percentage of eligible expenses.
- Excess: you may need to pay a set amount for each claim, which you’ll need to pay before the insurance coverage kicks in.
- Availability: limited options might be available for rabbit insurance in Australia due to the unique nature of exotic pet coverage.
Is it worthwhile taking out pet insurance for my rabbit?
Deciding whether to take out pet insurance for your rabbit is a significant consideration for any responsible pet owner. However, keep in mind that even if you take excellent care of it, your rabbit, like any other animal, can face unexpected health challenges that can be costly to treat. Health issues your rabbit could face include:
- Dental problems such as overgrown teeth and dental abscesses.
- Respiratory infections such as “snuffles”.
- Hairballs, caused when hair is swallowed during grooming.
- Parasitic infections caused by creatures such as fleas and mites.
- Myxomatosis and calicivirus, which are fatal viral diseases spread by contact with contaminated rabbits, items or insects.
Veterinary care can be expensive, but having pet insurance for your rabbit can provide coverage for health issues, providing financial peace of mind and helping you address your rabbit’s healthcare needs when needed.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
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Top tips for looking after your rabbit’s health
Desex your rabbit
Spaying or neutering is vital for your rabbit's health, preventing illnesses and ensuring a longer, happier life. It can curb hormone-related issues and protect against diseases like uterine cancers.
Regular vet visits
Schedule routine check-ups with a rabbit-savvy veterinarian for preventive care, early detection of issues, and expert guidance on your rabbit's well-being.
Balanced diet
Prioritise a diet of hay, fresh vegetables and controlled portions of pellets to maintain proper nutrition and strong teeth.
Appropriate housing
A suitable habitat is essential for your rabbit's physical and mental well-being. Provide spacious, clean and safe living quarters that allow your rabbit to stretch, hop and move comfortably.
Dental care
Monitor your rabbit's teeth regularly for alignment and smoothness. Encourage natural chewing behaviour to prevent dental problems, and visit the vet if you observe any issues.
Frequently asked questions about pet insurance for rabbits
Can I insure a rabbit wherever I live in Australia?
You can own and insure a domestic rabbit in all Australian states except for Queensland. In Queensland, it is illegal to keep rabbits, including as pets.
Can I use any vet for my pet rabbit?
Most insurers allow you to choose your own vet, though it is important to check your policy to be sure. If you have an exotic animal such as a rabbit, you may want to consider a specialist vet with experience treating creatures other than cats and dogs. A specialist vet who focuses on small mammals like rabbits can provide tailored care, understanding their unique needs and potential health issues.
Do I need to get my rabbit microchipped?
Microchipping is not a legal requirement for pet rabbits but it can be a valuable safety measure to identify your rabbit if it escapes or gets lost, helping to reunify you with your pet.
What other animals can be insured in Australia as exotic pets?
Apart from rabbits, other exotic pets that can often be insured in Australia include reptiles (such as snakes, lizards and turtles), birds (including birds of prey) and small mammals (such as guinea pigs, ferrets and rodents).
