- Featured
- Accounts
- Credit cards
- Borrowing
- Investments
- Learning
Featured
Helping plan for your financial future.
Special Offer
Earn up to $950 in value†
with the Scotiabank®* Gold
American Express® Card.
Learn more
Talk about money. Without the stress.
Take the Money Style quiz to make conversations about money easier.
Take the quiz
Special Offer
New to Canada?
Newcomers can earn up to $2,000* in value in the first year with StartRightTM.
*Potential value in 1st year. Certain conditions and assumptions apply.
StartRight offer details
Change or reset your password online or on the app
Locked out of your account? Need to change your password?
Learn to update your password
New
Discover your credit card rewards
Enter your monthly spending details to compare Scotiabank’s credit card benefits and calculate your rewards.
Use the rewards calculator
ScotiaRISE, a commitment to the future
10 years, $500 million, 1 program for the future. ScotiaRISE promotes economic resilience and creates new opportunities for disadvantaged groups.
See how we help
Accounts
Keep your finances on track with an account that gives you flexibility and control over your money.
The Ultimate Package
Earn up to $600with an Ultimate Package and an investment plan.
Open your account now About The Scotiabank Ultimate Package
The Preferred Package
Earn up to $600 with a Preferred Packageand an investment plan.
Open your account now About The Preferred Package
The MomentumPLUS Savings Account
Take the stress out of saving with the MomentumPLUS Savings Account and reward yourself with a great interest rate.
Start saving now with the Momentum Plus Savings Account
Special Offer for new Scotiabank eligible mortgage
Earn up to $600 with a Scotiabank banking package and an investment plan.Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.
Get offer
Special Offer
New to Canada?
Newcomers can earn up to $2,000* in value in the first year with StartRightTM.
*Potential value in 1st year. Certain conditions and assumptions apply.
StartRight offer details
Student Banking Advantage® Plan
A worry-free account matched for student life.
Open your account now
View all bank accounts
View all savings accounts
Credit cards
Browse all the Scotia cards so you can choose the one that’s right for you.
Travel & Lifestyle
Scotiabank Passport® Visa Infinite* Card
Special offer:
Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.1
Annual fee: $150
Interest rates: 20.99% purchases /22.99% cash advances
View more card details for the Scotiabank Passport Visa Infinite credit card
CASH BACK
Scotia Momentum®Visa Infinite*Card
Special offer:
Earn10% cash backon all purchases for the first 3 months (up to $2,000 in total purchases).1No annual fee in the first year, including onadditional cards.1
Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances
View more card details for the Scotia Momentum Visa Infinite credit card
Travel & lifestyle
Scotiabank GoldAmerican Express®Card
Special offer:
Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1
Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances
View more card details for the Scotiabank Gold American Express Card
REWARDS
Scotiabank® Scene+™
Visa* Card
Special offer:
Earn up to5,000 bonus Scene+ points within your first 3 months.2
Annual fee:$0
Interest rates:20.99%purchases /22.99%cash advances
View more card details for the Scotia Scene Plus Visa credit card
Low Interest
Scotiabank Value®
Visa*Card
0% introductory interest rateonbalance transfers for the first 10 months (13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2
Save up to hundreds of dollars a year on interest.
Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances
View more card details for the Scotiabank Value Visa credit card
Cash back
Scotia Momentum®
Visa*Card
Get a0% introductory interest rateon balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee:$39
Interest rates:19.99%purchases /22.99%cash advances
View more card details for the Scotia Momentum Visa credit card
Browse all credit cardsGo to All credit cards page
Borrowing
From buying your first home to renovating your current space, we have a borrowing plan that’s right for you.
Life changes fast
The Scotia Total Equity® Plan(STEP) Mortgage changes with it.*
A STEP Mortgage gives you the flexibility to use the equity from your home when you need it.
Learn more about STEP
Mortgage calculator
How much mortgage can you afford?
Launch mortgage calculator About Mortgage calculator
Auto loan payment calculator
Looking to buy a new car? We’ll do the math for you.
Launch auto loan calculator
Scotiabank eHOME – the online mortgage hub
Get pre-approved, search for a home, and get mortgage approval online.
Start your journey About Scotiabank eHOME – the online mortgage hub
Discover how to take the next STEP
Find the mortgage that’s right for you.
Visit our mortgage centre About Discover how to take the next STEP
Protect your biggest investment
Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.
Get started About Protect your biggest investment
Investments
Reach your investment goals tomorrow while enjoying your life today.
Special Offer
Registered Retirement Savings Plan (RRSP)
An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.
Earn up to $600 with a Scotiabank banking package and an investment plan.*
Learn more
Special Offer
Tax-Free Savings Account (TFSA)
A TFSA is a great way to save for bothshort and long-term goals, with the flexibility to withdraw your money at any time without penalty.1
Earn up to $600 with a Scotiabank banking package and an investment plan.*
Learn more
Guaranteed Investment Certificates (GICs)
A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return.
Learn about GICs
Savings Accelerator Account
Grow your savings faster within your investment plan with this high-interest savings account.
Accelerate your savings
Introducing Scotia Smart Investor via Advice+
Now you can set, change, and track your financial goals and rest easy.
Get started Go to Scotia Smart Investor page
ScotiaFunds® Portfolio Solutions
Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.
View all investment plans
View all investment products
Learning
Get investment ideas, insights, and information for managing your money.
10 steps to building a post pandemic plan for your family
It’s a great time to update your family’s financial plan.
Update your financial plan Get 10 tips for updating your family’s financial plan
What is a credit card installment plan and how can I make the most of it?
A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.
Learn about installment plans Learn about credit card installment plans and how to use them
4 tips to help organize your finances and prepare for the future
How to manage your cashflow and get ready for your goals.
Organize your finances Get 4 tips to help you organize your finances
Manage your budget for unexpected expenses
No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them.
Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses
New to digital banking?
Our step-by-step guides can help you start banking on your phone, tablet, or desktop computer.
Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer
How much should I have in savings?
You want to save but what should your goal be?
Learn more at Advice+ Get tips on how to align your savings with your goals
Go to Advice+
