22 February, 2024
Synopsis
HDFC Bank has revamped its online payments app, PayZapp.
The all-new PayZapp includes features like swipe-to-pay, passbook, timely reminders and money transfer facilities.
PayZapp can be accessed by both, HDFC Bank and non-HDFC Bank, customers.
In a life full of hustle and bustle, standing in a queue to pay your electricity bill or recharge your mobile phone is the last thing you’d want to do. This is when you can turn to online payment services on the internet. For more convenience, you can download an online payments app like PayZapp. This app lets you pay and manage a multitude of bills, recharges and payments for other financial services. Continue reading on to know more about PayZapp and its benefits.
PayZapp – An Overview
PayZapp is an online payments app from HDFC Bank. It allows you to make a wide range of payments. The app is easily available on the Google Play Store or the Apple Store for Android and iOS devices, respectively. Both HDFC Bank and non-HDFC Bank customers can register for PayZapp using their mobile number. The next steps involve completing the KYC process which is typically not required for HDFC Bank customers.
What are the Benefits of PayZapp
Explained below are the benefits of PayZapp:
Wide range of payments
With PayZapp, you can pay your electricity and gas bills, recharge your mobile and FASTag, make Mutual Fund and insurance payments, donate to charity, scan QR codes and transfer money.
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Online payments save you a lot of time since you don’t have to wait in lines, write cheques and so on. It takes less than a few minutes to pay a bill online.
Potential cost-savings
PayZapp does not charge any transaction or service charges for bill payments. Plus, you may save up on transportation costs to visit brick-and-mortar establishments.
24/7 accessibility
You can access PayZapp any time you want, throughout the day. This means that you can pay your bills or make recharges any time you prefer, from anywhere.
Multiple payment choices
The payment options offered by PayZapp include Credit Card, Debit Card, UPI and PayZapp wallet. You can link multiple cards and accounts to PayZapp, with the option to delink them whenever needed.
OTP-less payments
When you can link your HDFC Bank Credit and Debit Cards to PayZapp, you can make payments with a single swipe; you don’t have to wait for OTPs. The swipe-to-pay feature is also available for payments via PayZapp wallet.
Ability to maximise savings
Another benefit of PayZapp is assured cashback. You can check the available offers under ‘Cashpoints and Offers’ and apply relevant promo codes during payment.
The UPI benefit
PayZapp is integrated with the Unified Payment Interface (UPI). You can send money, make payments and scan QR codes via UPI. Typically, UPI transfers are settled immediately, allowing for the money to reach the beneficiary faster.
Prepaid wallet
You can load PayZapp’s prepaid wallet and make payments with a single swipe. You can redeem the cashback in the prepaid wallet. You may also transfer money from the wallet to a bank account.
Travel bookings
You can conveniently book train, flight and bus tickets, book hotels and rent cars under the app’s ‘Shop’ section. You can also earn cashback on these transactions.
Convenient management of transactions
The app comes with a passbook feature which keeps a record of all your transactions. This way, you can check the status of various transactions.
Quick support
You can get answers to your queries within the app itself. All you have to do is select the transaction from the passbook and raise a ticket.
Secured data
With PayZapp, you can rest assured that your data is protected. PayZapp does not share or store your financial information.
Timely reminders
You only need to add the biller in PayZapp once. The app will send notifications once subsequent bills are generated.
Click here for online bill payment through PayZapp on your IOS phone.
Click here to pay bill online through PayZapp on your Android phone.
What Payments Can You Make on PayZapp
You can use PayZapp for the following payments:
Recharges: Mobile Recharge, DTH, Cable and FASTag
Utilities: Electricity, Gas Cylinder, Piped Gas, Water, Mobile Postpaid, Broadband, Landline and Rent
Financial Services: Credit Card, Mutual Fund, Insurance, Loan, Municipal Tax and Municipal Services
Other Services: Subscriptions, Housing Society, Club & Association, Hospital, Education and Donation
Enjoy faster and secure payments with PayZapp. Get more information here.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circ*mstances.
