PayPal Credit - PayPal (2024)

Easy Payments offers:

Select an Easy Payments offer at checkout to take advantage of special financing available with this merchant.

The total cost of your purchase with interest, if applicable, will be divided into substantially equal monthly payments.

If the merchant ships your items separately, the total cost of each shipment will be divided into substantially equal payments.

Your PayPal Credit minimum monthly payment will include your Easy Payments purchase as well as other PayPal Credit purchases.

You can find your monthly payment amount, the term, and other transaction details on your billing statement under the Promotional Details section. Be sure to make payments by the due date.

You’ll need an account with PayPal to manage your PayPal Credit account online.

Availability of Easy Payments and the corresponding offer term(s), minimum purchase amount(s), and APR(s) vary by merchant and may be available for a limited time only. Offers aren’t valid on previous returns, refunds, and exchanges, or when using the Send Money feature in your account with PayPal.

For New Accounts: Variable Purchase APR is 29.24%. The APR is accurate as of 3/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. If approved, Synchrony Bank will extend credit to you to pay for your purchase. Read the complete Terms and Conditions.

Purchases of $99.00+:

No Interest if paid in full in 6 months on purchases of $99.00 or more.

• Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 months period.
• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
• For New Accounts: Variable Purchase APR is 29.24%. The APR is accurate as of 3/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
• Individual items that are less than $99.00 qualify for special financing when combined for a total of $99.00 or more in a single transaction.
• Multiple separate transactions of less than $99.00 per transaction cannot be combined to meet the minimum purchase amount.
• Special financing is not available when using the Send Money feature in your account with PayPal.

Purchases of $98.99 or less:

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

• If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
• Or, make minimum monthly payments, or any additional amount of your choosing, until you've paid off your balance according to your standard account terms. Please note, interest charges may apply.
• We'll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.

Purchases of $99.00+:

No Interest if paid in full in 6 months on purchases of $99.00 or more.

• Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 months period.
• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
• For New Accounts: Variable Purchase APR is 29.24%. The APR is accurate as of 3/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
• Individual items that are less than $99.00 qualify for special financing when combined for a total of $99.00 or more in a single transaction.
• Multiple separate transactions of less than $99.00 per transaction cannot be combined to meet the minimum purchase amount.
• Special financing is not available when using the Send Money feature in your account with PayPal.

Purchases of $98.99 or less:

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

• If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
• Or, make minimum monthly payments, or any additional amount of your choosing, until you've paid off your balance according to your standard account terms. Please note, interest charges may apply.
• We'll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.