Pay with UPI Lite on Google Pay (2024)

1. Open the Google Pay app .
2. At the top right, tap your Profile picture.
   

3. Tap Pay PIN-free UPI Lite.
   

4. Enter the amount you want to add.
   • You can load up to ₹2,000 INR.
5. Enter your UPI PIN.
   

Tip: You can only create one UPI Lite account on Google Pay.

You can make payments of up to ₹500 INR each with UPI Lite.

To pay:

1. Open the Google Pay app .
2. Scan the merchant QR code or enter a phone number.
3. Enter the amount to pay.
4. Pay with your UPI Lite account.
   

You can add up to ₹2,000 INR to your UPI Lite balance.

1. Open the Google Pay app .
2. At the top right, tap your Profile picture > UPI Lite.
   
3. Add an amount of up to ₹2,000 INR.
   Tip: UPI Lite can have a maximum balance of ₹2,000 INR.
   
4. To load the amount, enter your UPI PIN.
   

The UPI lite balance will be visible on the home screen.

You can also check your UPI Lite balance by:

1. Open the Google Pay app .
2. At the top right, tap your Profile picture.
3. Under “Payment methods,” select your UPI Lite account.
4. You can find your UPI Lite balance above the “Add money” section.
   

You can find your UPI Lite transactions on Google Pay in the transaction history section.

1. Open the Google Pay app .
2. At the bottom of the screen, tap Show transaction history.
3. Tap the search bar.
4. Select UPI Lite from the suggestions.
   

1. Open the Google Pay app .
2. At the top right, tap your Profile picture > UPI Lite.
   
3. At the top right, tap the three dots .
   
4. Tap Delete UPI Lite.
5. To confirm, tap Delete.
   

Tip: When you deregister your account, the money is credited back to your bank account.

UPI Lite Autopay allows you to automatically top-up your UPI Lite balance when it falls below a certain amount.

1. Open the Google Pay app .
2. Tap the UPI Lite chip.
3. Enter the amount you want to add and tap Add.
   • UPI Lite can have a maximum balance of ₹2,000 INR.

     
     

   • To change your Autopay settings, tap Edit.

     
     

4. Tap Continue with Autopay.

   
   

5. Enter your UPI PIN.

   
   

Your Autopay info will be available after it’s successfully set up.

Learn more about Top up UPI Lite with Autopay.

UPI Lite is an online wallet where you can pay without the use of a UPI PIN on the Google Pay app. It doesn’t require an e-KYC.

You can pay up to ₹500 INR per transaction and have multiple transactions up to a total of ₹4,000 INR in a day.

• Make payments without a UPI PIN: You don’t need a UPI PIN when you make a payment for less than ₹500 INR.
• Cleaner bank statements: You can find all your UPI Lite transactions on Google Pay instead of your bank statements. Only your initial load, top up and unload transactions show up on your bank statement.
• No KYC: You don’t need to have an additional KYC to set up a UPI Lite account.
• Pay anywhere: Scan and pay at shops or pay people on Google Pay with UPI Lite for amounts up to ₹500 INR.
  Tip: You can’t use UPI Lite for some payments like:
  • Payment collect requests
  • Autopay
  • UPI International payments

• You can pay up to ₹500 INR per transaction and have multiple transactions up to a total of ₹4,000 INR within 24 hours.
• Your balance can hold up to ₹2,000 INR.

If you use the same phone number that you used to activate your UPI Lite account on your new device, your balance remains intact.

To claim your balance, use the same mobile number registered to UPI Lite and deregister your UPI Lite account. Deregistration transfers your balance back to the bank account that you used to add the money to the UPI Lite account. If you can't access the same mobile number, contact your bank's customer support team.

The DigiSaathi 24x7 helpline is an initiative of NPCI, Payment System Operators, and participants. To get the contact details of your banks, go to www.digisaathi.info. You can also contact DigiSaathi through their helpline numbers: 14431 or 1800 891 3333.

Contact your bank for this issue. Your bank can take 10 business days to resolve the issue.

The DigiSaathi 24x7 helpline is an initiative of NPCI, Payment System Operators, and participants. To get the contact details of your banks, go to www.digisaathi.info. You can also contact DigiSaathi through their helpline numbers: 14431 or 1800 891 3333.

Tip: Refunds are credited to your bank account, not the UPI Lite account.