FAQs
While you can use your debit card to pay off your credit card in many cases, it is always important to check your provider's policies to ensure you know how to make your payments. Often, this can be done online, by mail, or even over the phone.
Can I pay with a debit card if it says credit card? ›
Yes, using a debit card as credit to make purchases online can be done if the card has the Visa or Mastercard logo on it. Online merchants typically do not distinguish between debit card and credit card payments.
Can I pay my credit card bill through a debit card? ›
In addition to the offline mode, users have numerous options to pay Credit Card bills online instantly, through UPI, Net Banking or Mobile Banking. However, the most popular, simple and convenient option is to pay using a Debit Card.
What is the biggest mistake you can make when using a credit card? ›
Not paying on time
Sometimes, schedules are busy and budgets are tight. But it's best to always pay at least part of your credit card bill on time. Missing or late credit card payments can have a big impact on your credit score and fees.
Why can't I use my debit card to pay my credit card? ›
To use your debit card to pay a credit card bill, you must do so via bank transfer payment. In other words, you have to use either a credit card provider's payment portal or a third-party payment portal that includes not only your debit card information, but also your banking information.
Can I pay my Capital One card with a debit card? ›
Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.
Is it safer to pay bills with a credit card or debit card? ›
Paying with a credit card not only provides you with an extra layer of security compared to a debit card, but rewards you with cash-back, redeemable points or travel miles.
What bills Cannot be paid with a credit card? ›
Mortgages, rent and car loans typically can't be paid with a credit card. You may need to pay a convenience fee if you pay some bills, like utility bills, with a credit card. Using a credit card for your monthly bills can offer opportunities to earn rewards.
How do I pay my Chase credit card with a debit card? ›
Make a payment
- Insert your Chase debit card and enter your PIN.
- Choose Main menu and then More…
- Choose Pay bills.
- Choose the amount you want to pay and the checking account to transfer from.
- Choose an amount to pay or enter a specific payment amount.
- Tap Pay it and how you would like your receipt.
Pay your balance every month
Paying the balance in full has great benefits. If you wait to pay the balance or only make the minimum payment it accrues interest. If you let this continue it can potentially get out of hand and lead to debt. Missing a payment can not only accrue interest but hurt your credit score.
- Pay on time. Paying your credit card account on time helps you avoid late fees as well as penalty interest rates applied to your account, and helps you maintain a good credit record. ...
- Stay below your credit limit. ...
- Avoid unnecessary fees. ...
- Pay more than the minimum payment. ...
- Watch for changes in the terms of your account.
Make debt payments beyond the minimum.
Making more than your required minimum payment can help you pay off debts more quickly and save money in interest charges. Earmark unanticipated funds, such as your tax return or a bonus, for debt payments.
Is it legal to pay off a credit card with another credit card? ›
In general, you can't pay your monthly credit card bill using another credit card. If you're set on using a credit card, you might be able to pay with a balance transfer or cash advance, but they can be risky and add to your debt. A balance transfer may offer a promotional period that could save you money in interest.
Can I transfer money from debit card to credit card? ›
the only way to transfer money from a debit to a credit card is where you have a debt balance on your credit card (you owe them money) and you use funds from your debit card's linked bank account to submit a payment to the credit card. ...
Can I pay my Chase credit card with my debit card? ›
You can pay your Chase credit card with a debit card at select ATMs. To do so, insert your credit card and follow the on-screen instructions to make a payment. Alternatively, you can a pay a Chase card with the checking account that your debit card is linked to, by doing an electronic transfer.
Can you pay a credit card with a prepaid debit card? ›
Prepaid cards cannot be used for credit card payments or car payments. You cannot split payments online so you can only spend the amount that is on your card. You should keep your prepaid cards until they expire in case you receive any refunds to your cards. Virtual cards are meant to be used online or over the phone.
