Our Most Comprehensive Travel Insurance Plan (2024)

Our Most Comprehensive Travel Insurance Plan (1)

Travelex’s Travel Select travel insurance provides comprehensive coverage for most travelers.

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Whether you’re traveling for business, with your family, or for fun, Travelex’s comprehensive travel insurance plan, Travel Select, offers the benefits and upgrades you need to help keep yourself — and your vacation investment — protected.

What does Travel Select travel insurance cover?

Thanks to Travel Select’s variety of benefits and available upgrades, this comprehensive travel insurance plan is perfect for most kinds of trips.

If your trip is delayed, interrupted, or cancelled because of sickness, injury, death, inclement weather, pregnancy, or other covered reasons, Travel Select can provide coverage for incurred expenses. Additionally, with the Travel Select plan you also receive coverage for emergency medical and dental expenses, and medical evacuations.

Travel Select also provides primary coverage with no deductibles, as well as 24/7 access to travel assistance.

How is Travel Select different from other travel insurance plans?

Travel Select contains the same benefits as the Travel Basic plan - plus so much more.

In addition to covering the essentials, Travel Select provides comprehensive travel insurance to all children 17 and under when accompanied by a covered adult. The number of children is unlimited subject to maximum insured limits. Please list the accompanying child when enrolling. If the child’s trip cost exceeds the adult's trip cost, the child will be charged the corresponding plan cost.

Travel Select also offer travelers three "early purchase benefits" when the plan is purchased within 15 days of the initial trip payment, which includes coverage for:

  1. Business travelers who experience unforeseen cancellations or interruptions.
  2. Pre-existing medical condition waivers.
  3. Financial default.

Additionally, Travel Select offers upgrades such as Cancel For Any Reason, Additional Medical Coverage, Adventure Sports Coverage, , and Car Rental Collision if you’re looking for a plan that can be tailored to your vacation.

How do I purchase Travel Select insurance?

Buying Travel Select is quick and easy. Enter your travel details into the quote box - including your state of residence as well as your departure and return dates - and you’ll receive a free, online quote instantly. From here, you have the option of choosing Travel Select as your travel insurance plan. Once Travel Select is selected, you’ll also be able to customize your policy with any upgrades.

By picking the Travel Select plan, you can be confident that you and your trip are well protected.

Travel Select Plan Benefits and Details

Benefit

Travel Select

Trip Cancellation

100% of insured trip cost (up to $50,000)

Trip Interruption

150% of insured trip cost (up to $75,000)

Trip Delay

$2,000 (with a daily sublimit of $200 and with a minimum delay of 5 hours)

Missed Connection

$750 (with a minimum delay of 3 hours)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$200 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Yes

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 364 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Pre-existing Medical Condition Exclusion Waiver 

Trip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000) 

Early Purchase Benefit: Cancel for Work Reasons 

Included as Unforeseen Covered Event

Upgrade: Cancel for Any Reason

75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000

Upgrade: Car Rental Collision Coverage 

$35,000 per policy (with a $100 deductible)

Upgrade: Additional Medical Coverage – Additional Emergency Medical Expense

Additional $50,000 ($100,000 benefit total)

Upgrade: Additional Medical Coverage – Additional Emergency Evacuation & Repatriation of Remains

Additional $500,000 ($1,000,000 benefit total)

Upgrade: Adventure Sports Exclusion Waiver 

Additional activities coverage 

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000 

Travel Select PlanBenefits and Details

Benefit

Travel Select

Trip Cancellation

100% of insured trip cost (up to $50,000)

Trip Interruption

150% of insured trip cost (up to $75,000)

Trip Delay

$2,000 (with a daily sublimit of $200 and with a minimum delay of 5 hours)

Missed Connection

$750 (with a minimum delay of 3 hours)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$200 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Yes

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 364 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Pre-existing Medical Condition Exclusion Waiver

Trip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Cancel for Work Reasons

Included as Unforeseen Covered Event

Upgrade: Cancel for Any Reason

75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

Upgrade: Additional Medical Coverage – Additional Emergency Medical Expense

Additional $50,000 ($100,000 benefit total)

Upgrade: Additional Medical Coverage – Additional Emergency Evacuation & Repatriation of Remains

Additional $500,000 ($1,000,000 benefit total)

Upgrade: Adventure Sports Exclusion Waiver

Additional activities coverage

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000

Customized Upgrades

Our Most Comprehensive Travel Insurance Plan (6)

Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

Our Most Comprehensive Travel Insurance Plan (7)

Protect yourself while flying to and from your vacation destination.

Our Most Comprehensive Travel Insurance Plan (8)

Additional Medical Coverage

Enjoy extra medical expenses coverage in the event of an accident, injury or medical evacuation.

Our Most Comprehensive Travel Insurance Plan (9)

Adventure Sports

Engage in the adventurous activities you love while traveling.

Our Most Comprehensive Travel Insurance Plan (10)

Cancel For Any Reason

Cancel your trip for any reason up to 48 hours prior to your departure.

GET QUOTE

Frequently Asked Questions

Do I have to pay extra to ensure my children also receive travel protection?

As long as your children are 17 and under, traveling with a covered adult, and their trip cost is less than the adult trip cost, your kids will also receive travel protection coverage at no additional cost. The number of children is unlimited subject to maximum insured policy limits.

Please note: If you include any upgrade(s) in your policy, the child(ren) listed on your policy will be charged for the upgrade premium.

If I have an existing medical condition will it be covered by Travel Select?

Yes, coverage for pre-existing medical conditions is available if you purchase the Travel Select plan within 15 days of your initial trip payment. Additional requirements vary per plan.

I’m traveling internationally, will Travel Select cover my trip?

Travel Select is Travelex’s best travel insurance plan for traveling internationally because it features higher benefit amounts that may be needed abroad. With its variety of benefits and upgrades, it provides excellent coverage both stateside and abroad.

What if I would like to upgrade my current travel insurance plan to Travel Select?

If you need to change any details on your Travelex travel insurance policy, please call our friendly Customer Solutions department at 1-800-228-9792, Monday-Friday, 8:00 a.m. to 7:00 p.m. CST.

I can’t decide between the Travel Select plan and Travel Basic — help!

Both plans will provide quality coverage, but differing trip factors might help decide which plan is best suited for you.

For instance, if you are taking a trip with your family, Travel Select offers coverage for children 17 years of age and under at no additional cost when accompanied with an insured adult (terms and conditions apply).

Or if you plan to go mountain climbing on your next vacation, Travel Select provides an optional Adventure Sports upgrade to ensure you’re properly insured.

To learn more about the differences between the Travel Select and Travel Basic plans, check out the plan comparison chart.

Our Most Comprehensive Travel Insurance Plan (2024)

FAQs

What is comprehensive travel insurance? ›

Comprehensive travel insurance is the highest level of cover you can buy. It typically includes cancellation cover, 24/7 medical cover, lost or damaged luggage costs, personal liability, family emergencies, additional cover for travel delays, and alternative transport expenses.

Is comprehensive insurance the same as travel insurance? ›

Comprehensive Travel Insurance vs.

A comprehensive travel insurance policy covers your financial investment in a trip and your health. In contrast, a travel medical plan generally protects only your health.

How much travel medical insurance is enough? ›

As a general guideline, it's wise to buy at least $100,000 in travel medical expense coverage. The most generous travel insurance plans provide $500,000 per person for emergency medical expenses. Other good plans have ample medical coverage of $250,000 or $100,000 per person.

Is Allianz travel insurance any good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Does comprehensive insurance worth it? ›

Even if you are not required to purchase comprehensive insurance, it may be a good idea to add it to your car insurance policy, especially if you have a new car or the value of your vehicle is high.

What are the two 2 basic types of travel insurance? ›

There are two main types of travel insurance: trip protection plans and travel medical plans. Trip protection protects U.S. residents while traveling within the United States and abroad and is important if you don't want to lose the money you paid for your trip if you must cancel, interrupt, or delay your trip.

Does comprehensive cover driving abroad? ›

Insuring your car for travelling abroad

Some insurers will ask you to pay an additional premium for comprehensive cover so that you have the same amount of protection as in the UK. Some may include it at no cost. Check with your broker who will help you select the most appropriate cover.

What is the difference between limited and comprehensive travel insurance? ›

Comprehensive coverage insurance is the preferred choice for most travelers due to its superior protection. While limited coverage plans provide basic travel medical protection, they may only cover a small amount of your medical bills in the case of a serious sickness or injury.

What is a good rate for travel insurance? ›

How much is travel insurance? The average cost of travel insurance is 5% to 6% of your nonrefundable trip expenses.

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

Does my health insurance cover me when I travel internationally? ›

Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.

Does Allianz pay claims? ›

Quick claim processing

Once we have all the information required, we can process and pay a claim within 48 hours. However, we can only do this if you have told us your diagnosis, so please make sure you include this with your claim. Otherwise, we will need to request the details from you or your doctor.

Why should I choose Allianz? ›

Work with an industry leader

We're also known for innovative financial products that help address today's risks to retirement security, such as longevity, inflation, and market volatility.

What is the reputation of Allianz? ›

Car Insurance you can trust

For car insurance, Defaqto has given our Allianz cover level 5 stars – their highest rating. We're rated Excellent on Trustpilot - 4.5 stars out of 5! Thanks to our customers. We were voted 'best motor insurance provider' at the Insurance choice awards 2023.

What is comprehensive travel medical insurance? ›

Comprehensive travel insurance: A comprehensive travel insurance plan often includes travel medical coverage. If you experience an unexpected illness or injury during your trip, you may file a claim for covered medical and dental expenses.

What is comprehensive insurance in simple terms? ›

Comprehensive coverage helps repair or replace your car after something other than a collision with another car. Things like theft, fire, hail damage or hitting an animal. It's optional if you own your car outright—but since these situations can happen to any driver, it's recommended to help with costly repairs.

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