Our Free 34-Day Trial | YNAB (2024)

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Our Free 34-Day Trial | YNAB (3)Our Free 34-Day Trial | YNAB (4)

A friend

sent you a free month of YNAB!

Join the movement ofYNABers who spend guilt-free thanks to our simple set of life-changing habits.

Start with our 34-day free trial and you'll both get an additional free month when you subscribe.

Start Your Free Trial

Try YNAB for free during your 34-day trial, no commitment (or credit card) required.

Try YNAB for Free

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Try YNAB for Free

Take YNAB for a test drive

You want to wrangle your money, that much you know. But is YNAB the money management method for you? Maybe you’ve tried to get organized about your finances before, maybe this is your very first time. And you’re worried—what if it doesn’t even work?

We get it, it’s a big commitment to find a new system to manage your money. That’s why we’re inviting you to try our app for free: no commitment, no credit card on file, no risk of getting charged for a forgotten cancellation.

Get started with a free trial of YNAB

But what can you do in a mere month? We’ll let these customers speak for themselves on what they accomplished during their free trial.

Our Free 34-Day Trial | YNAB (7)

I paid off $1,500 in my first month of YNAB

The day we started YNAB we were nearly $20,000 in debt and only had $300 for an emergency. One year later, we've saved $18,000 and have paid off almost half our debt.

Krys

Our Free 34-Day Trial | YNAB (8)

Our Free 34-Day Trial | YNAB (9)

I have a lot less stress

I have money in my savings account for the first time in 10 years.

Kevin

Our Free 34-Day Trial | YNAB (10)

Our Free 34-Day Trial | YNAB (11)

It takes me 30 seconds per day

I tried other programs—it was all just a whole lot of work, and I never had a clear sense of how we were actually doing. YNAB has made a huge difference in my awareness and day-to-day decision making.

Andrew

Our Free 34-Day Trial | YNAB (12)

Here’s how it works

Our Free 34-Day Trial | YNAB (13)

Start your free trial

Get started right away with just your email—no credit card required. You’ll have 34 days to try YNAB, with all of its powerful features.

Our Free 34-Day Trial | YNAB (14)

Learn the YNAB way

Access live Q&As or recorded workshops anytime, along with our entire roster of educational content—always free.

Our Free 34-Day Trial | YNAB (15)

Reach your goals

Pay off debt, save more money, start reaching your financial goals at warp speed. If you like it, convert to a paid subscription at anytime during your trial.

Start Your Free Trial

Our Free 34-Day Trial | YNAB (16)

Our Free 34-Day Trial | YNAB (17)Our Free 34-Day Trial | YNAB (18)

Our Free 34-Day Trial | YNAB (19)

My wife and I can attest to the fact that the average YNABer saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”

Gideon,

YNAB user since 2019

Our Free 34-Day Trial | YNAB (20)

Why 34 days?

You’ll feel the real power of YNAB when the month rolls over. And while 30 days has September, April, June, and November, all the rest have 31. So, the usual 30-day trial wouldn’t be quite enough for someone who started on the first day of the month. We built in a few extra days so you could really feel the magic, no matter when you begin.

You’ll have access to all the tools and features

Here's what you get during your trial…

Our Free 34-Day Trial | YNAB (21)

Full access to YNAB's powerful software

Whether you manage money on mobile or web, you have access to the full powerhouse of features during your free trial, including the loan planner, reports, multiple money plans, spending targets, auto import, and more.

Our Free 34-Day Trial | YNAB (22)

One-on-one instruction

Our team of world-class educators will guide you through setting up YNAB and more. We offer real human instruction at all hours of the day to fit your busy schedule, with plenty of time built in to answer your specific questions.

Our Free 34-Day Trial | YNAB (23)

A tool you can trust

Your data is private—it’s yours and only yours. We will never sell your user data of any kind, whether you’re a subscriber or just going through the free trial. You're not our product.

Our Free 34-Day Trial | YNAB (24)

Award-winning customer support

Our support team is Mr. Rogers-level friendly and available via chat or email to answer every question! They’ve even been known to send memes and videos for highly-personalized support.

Our Free 34-Day Trial | YNAB (25)Our Free 34-Day Trial | YNAB (26)

Pricing

You can subscribe any time during your trial and your free trial time will still count! We offer monthly and annual subscriptions.

Annual Plan

$9.08*/month

$70 Savings!

Our Free 34-Day Trial | YNAB (27)

$109 paid annually

Monthly Plan

$14.99*/month

*USD; plus tax where applicable

Start Your Free 34-Day Trial

Our Free 34-Day Trial | YNAB (28)

Are you ready to gain total control?

Imagine a world where you’re not worried about bank balances…
…where you have a pile of money waiting to pay bills…
…where you actually forget it’s payday (yes, really!)…
… and where you can fund a future you’ll love to live.

Start Your Free Trial

Join a Free Class

Our Free 34-Day Trial | YNAB (2024)

FAQs

How long is the YNAB free trial? ›

Start your free trial

Get started right away with just your email—no credit card required. You'll have 34 days to try YNAB, with all of its powerful features.

How do I cancel my YNAB free trial? ›

  1. From the web app, click the name of your budget (located at the top of the left sidebar).
  2. Select Account Settings.
  3. Scroll down and click the Cancel Subscription button.
Jul 11, 2024

Is there a free YNAB? ›

Sign up and try YNAB free for 34 days without ever entering your credit card by using the Free Trial button above. At the end of your free trial, you can pick one of the plans (monthly or yearly) and enter your payment method.

How to get a free year of YNAB? ›

If you're in the US, we'll have a process to get your free year added automatically. If you're outside the US, sign up and then contact support ([email protected]) with proof you're a student (think: student ID, registration, class schedule) and we'll get you set up.

What are the 4 rules of YNAB? ›

The YNAB Method: An Overview
  • Rule One: Give Every Dollar a Job ↗️ This rule is key to the YNAB Method. ...
  • Rule Two: Embrace Your True Expenses ↗️ Large, less frequent expenses are the ones that can catch you off guard. ...
  • Rule Three: Roll With the Punches ↗️ Life happens. ...
  • Rule Four: Age Your Money ↗️
Apr 25, 2024

Why is YNAB so popular? ›

By assigning every dollar to a category right when you get paid, you no longer feel like you can spend money on frivolous purchases even though you technically have money in the bank. That's the beauty of YNAB: it makes you feel like you have less money than you do, which makes it much easier to save.

What is an alternative to YNAB? ›

If you prefer a zero-based budgeting approach, EveryDollar may be the best fit. If you're looking for a more comprehensive financial management tool, Personal Capital may be the way to go. MoneyPatrol is one of the best YNAB alternatives. Another important factor to consider is cost.

What are the pros and cons of YNAB? ›

Pros and Cons of YNAB
Pros of YNABCons of YNAB
Syncs with over 12,000 banksNo bill tracking or bill pay features
Syncs with multiple devicesNo bill tracking or bill pay features
Easily track spendingLack of reporting
Free for 34 daysDoesn't do a good job of showing your overall financial health
4 more rows

Is there a completely free budget app? ›

Honeydue: Best for couples

Honeydue is an app built specifically for couples who need help managing their household bills, balances, and spending. It's completely free, although you can choose to tip the developers to help support new features.

What is the rule 2 in YNAB? ›

How Rule Two works. Future-proof your finances by anticipating large, non-monthly expenses (they're going to happen!) and breaking them down into smaller, manageable chunks of monthly saving instead.

Do students get YNAB free? ›

YNAB offers a 34 free day trial, plus a year free for students.

Is YNAB better than monarch? ›

YNAB: Which app is right for you? There isn't a clear winner in this comparison. Monarch Money is best suited for people who want an all-in-one personal finance tracking and planning app, while YNAB excels if you're looking for a straightforward budgeting tool with a tried-and-true strategy.

How much does YNAB cost per month? ›

YNAB is a no-frills app designed for people trying to curb their spending who want to be hands-on with their budgeting. The app's price, $14.99 per month, or $98.99 for the year, reflects the fact that it's meant for serious budgeters.

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