Online Coupons & Cash Back | Shop 3,500+ Stores! | Rakuten (2024)

FAQs

Is there a downside to using Rakuten? ›

Rakuten partners with many stores but doesn't have deals with every retailer. You may find you can't earn cash back at some of your regular stores.

Start shopping in our app. Choose from over 3,500 partner stores that give Cash Back to our members.

You'll be paid for any confirmed Cash Back, bonuses and other rewards via the payment method you selected (check or PayPal) every three months. The time it takes for Cash Back to be confirmed depends on several factors, including the store, store policy, reporting schedule, exclusions and returns.

For the most part, the amount of cash back you receive will depend on the brand you're ordering from; cash back can be as low as 1% and as much as around 20% — and there's no limit to how much money you can cash out.

Even though Rakuten is not a scam, the service has some downsides you should know about before you sign up: Privacy concerns: Though you don't have to use a Facebook account to log into Rakuten, that is an option.

In-Store and Dining Cash Back work by letting you add Cash Back offers to a linked credit card. Any card information you share with Rakuten is held in a secure, encrypted environment and will never be exposed, sold or otherwise compromised.

Joining Rakuten is simple and free. Once you sign up, you can start shopping and earning Cash Back on qualifying purchases. Create a secure account with an email and password. You can also join using your Facebook, Google or Apple account.

No, credit card cash-back rewards are not taxable. The IRS treats cash-back rewards as a rebate on spending and not as income, so you aren't required to pay income tax on these rewards.

Amazon is no longer affiliated with Rakuten and does not sponsor or endorse Rakuten services. Amazon is your one-stop online resource for shopping a wide selection of products from names you already know and trust. Shop clothing, lawn and garden, electronics, books, beauty and more with Amazon.

Except where prohibited by applicable law, if you have not shopped or started a shopping trip via the Rakuten Properties for more than twelve (12) consecutive months, Rakuten reserves the right to debit your Account balance five dollars ($5.00) per month (“Maintenance Fee”) to recover the cost of account maintenance in ...

Do you keep Rakuten Cash Back if you return? ›

Returned or cancelled orders may void Cash Back and be deducted from your Cash Back Balance, depending on the store's policy. If a store processes your exchanged order as a cancellation and a new transaction is created, the exchange may be treated as a cancelled order.

Our cut-off time for a cash withdrawal is at 2.50pm on a business day. If you perform a withdrawal before 2.50pm on a business day, we will process the withdrawal on the same day, and it will be credited to your bank account by 11pm on the same business day.

"Rakuten pays you every 3 months," he said. "So I would probably get paid 300 or 400 dollars every three months. So that's real money." Cash back sites allow you to earn a percentage of cash back on your purchases, and some even run price comparisons for you.

The building out of the mobile network has resulted in massive debt and Rakuten has 627 billion yen ($4 billion) of outstanding bonds to be redeemed by the end of 2025, according to LSEG data.

Remember, you can only earn Cash Back if you start shopping at Rakuten. If you make a purchase without going through Rakuten, we won't be able to reward you with Cash Back. You can always try our browser extension which will notify you about Cash Back deals when you're on a website. It'll even find coupons for you!

Rakuten may use information we collect about you to provide you more personalized offers, special offers, discounts, and/or more relevant offers from our participating merchants via email and other direct communications, and through digital advertising.