OCBC Bank Accounts - Deposit, Savings Accounts, Online Banking (2024)

Personal Banking
Accounts

Deposit accounts for all your banking needs

Exclusive Promotion

Boost your savings with higher interest rates

From now till 30 September 2024, enjoy a promotional rate of 3.30% a year on your savings!

Simply make a deposit of S$50,000 fresh funds into your OCBC Statement Savings Account and maintain the amount for 88 days.

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Terms and conditions apply. Insured up to S$100k by SDIC.

*Includes 0.05% a year base interest.
Note: If you withdraw the funds before the end of the 88 days earmark period, no promotional interest will be paid.

all accounts

Day-To-Day Banking

360 Account

Earn up to 7.65% a year and more when you credit your salary, save and spend with us.

Savings

Bonus+ Savings Account

Earn up to 2.80% a year when you save and do not make any withdrawals.

Monthly Savings Account

Save monthly and earn higher interest.

Foreign Currency

USD Current Account

A USD account with chequing facilities.

Global Savings Account

An account that allows you to save in 10 major currencies (AUD, CAD, CNH, CHF, EUR, GBP, NZD, USD, JPY and HKD).

Children’s Account

Child Development Account (CDA)

A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.

Mighty Savers® Account

Teach your child the importance of saving and earn up to 0.30% a year.

Time Deposit

Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.

Other Accounts

Passbook Savings Account

A savings account that comes with a passbook.

Investment Accounts

CPF Investment Account

Invest in your future. Get more out of your retirement savings when you invest in your CPF Ordinary Account funds with us.

Supplementary Retirement Scheme (SRS) Account

Enjoy tax savings while saving up for a comfortable retirement.

Promotion

Higher returns of 3.50% a year on 6-month SGD Time Deposit is just a move away

For a limited time only, enjoy 6-month SGD Time Deposit rate of 3.50% a year to help you earn higher returns on your savings. Open a Time Deposit account and start transferring your funds to OCBC now to maximise your earnings.

Insured up to S$75K by SDIC. Terms and conditions apply.

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Account Highlights

Enjoy these services with your accounts

Opening an account with us is just the start. Make the most of your banking with our conveniently located branches, 24-hour ATMs and online banking services that let you access your account anytime, anywhere.

Easy accessibility with 29 branches and 9 Sunday banking branchesVisit any of our 29 branches located conveniently islandwide, with 9 open every day from 11am to 6pm on weekdays and 11am to 4.30pm on weekends (excluding public holidays).

Over 1,000 ATMsGet cash at all OCBC and UOB ATMs, Sheng Siong supermarkets, participating 7-Eleven stores and NETS merchants.

Online BankingFrom paying bills to transferring money, make any transaction you need, whenever you want.

Important notices

Deposit Insurance Scheme

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.

S$150 cash reward

Here's how:

Open an OCBC 360 Account
Credit your salary of at least S$1,800 per month through GIRO
Apply for an OCBC 365 Credit Card
Make 5 qualifying transactions on your OCBC 365 Credit Card within 2 months of account opening

S$118 cash reward

Here's how:

Open an OCBC 360 Account
Credit your salary of at least S$1,800 per month through GIRO

Promotion is applicable to any person who (i) currently does not hold any existing OCBC accounts or products, and (ii) has not held any OCBC account or products in the previous 6 months.

Till 31 October 2022. To qualify, you must credit your salary of at least S$1,800 per month to your OCBC 360 Account, and make at least 5 qualifying retail transactions in 2 months on your OCBC 365 Credit Card.

360 ACCOUNT

Why you will love this

Earn effective interest rate of up to 3.45% a year and more on your first S$70,000
Earn more interest when you save, spend, insure or invest

Who can apply

Anyone above 18 years old
Singaporean, Singapore PR or foreigner with a valid pass

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