1A TD Unlimited Chequing Account (the “New Chequing Account”) must be opened in order to qualify for the monthly account fee rebate. The monthly account fee will only be rebated for the first 12 months that the New Chequing Account is open and is limited to one account per person and the type of chequing account cannot change during the 12-month period. The monthly account fee rebate only applies to the regular/pro-rated monthly fee; all other fees will continue to apply. If the minimum monthly balance is maintained in the New Chequing Account in any given month during the first 12 months that the account is open and the monthly account fee is not charged, no monthly account fee rebate will be applied for that month. For details on fees, please see: https://www.td.com/ca/en/personal-banking/products/bank-accounts/accounts-fees
2Limited Time TD Unlimited Chequing Account Offer: The $400 Cash offer is available to individuals qualifying as New to Canada, that are the age of majority at time of account opening in their province or territory who:
a) Open a TD Unlimited Chequing Account (the New Chequing Account) between June 4, 2024 and September 26, 2024, and
b) Complete any two of the following with the New Chequing Account:
i. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before November 30, 2024. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
ii. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before November 30, 2024;
iii. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before November 30, 2024. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-authorized Debit.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $400 Cash offer:
I. Customers who already have a TD Chequing account that was closed on or after June 4, 2023; or
II. Customers who received any Chequing account offers from TD in 2021, 2022, 2023; or
III.TD staff members or any TD customers who have a joint account with a TD staff member
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $400 Cash offer per customer per New Chequing Account.
The $400 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $400 is deposited to the New Chequing Account.
We can change, extend, or withdraw the $400 Cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
3TD Everyday Savings Account 1.00% Interest Rate Bonus for 3 months Terms & Conditions: Savings Account bonus offer only applies to a TD Every Day Savings Account that is opened by customers who open the New Chequing Account. Bonus offer is limited to 1 eligible savings account per person and the type of savings account cannot change during the Offer Period. The bonus rate is in addition to the posted interest rate on the savings account and will be applied to the savings account commencing no later than 10 business days after the customer has accepted the New to Canada banking package and will be effective for 3 months thereafter (“Offer Period”). During the Offer Period, your New Savings Account is not eligible for any other offer. Regular posted interest rates will apply after the end of the Offer Period. Bonus interest will be calculated separately and paid monthly. Interest rates are subject to change without notice. All interest rates are per annum. For details on rates, please seehttps://www.td.com/ca/en/personal-banking/products/bank-accounts/account-rates/
4TD Savings Deposit Offer Terms and Conditions1: The $200 is based on a $10,000 balance in the New Savings Account. The cash offer is available to individuals qualifying as New to Canada, that are the age of majority at the time of the New Savings Account opening in their province or territory.
1)To earn between $50 to $1,000 in cash for the New Savings Account, a New eligible TD Chequing account customer must:
(a) Open a TD Unlimited Chequing Account between June 4, 2024, and September 26, 2024, and
(b) Open a new TD ePremium Savings Account or TD EveryDay Savings Account (the New Savings Account) within 30 days of the New Chequing Account opening, and
(c) Deposit or transfer a minimum of $2,500 or more directly into the New Savings account from another financial institution(s) within 30 days of the New Savings Account opening AND maintain the balance for 150 days noting:
(d) The balance of the New Savings Account at the end of the 30 days will be the "Qualifying Balance" that will be eligible to earn the cash offer noting:
- Transfers originating from existing TD accounts do not qualify for the cash offer;
- The cash offer will be awarded based on the cash amount transferred into the New Savings Account for a maximum of $1,000 in total per eligible customer:
Savings Tiered Offer
Cash Tier Minimum | Cash offer |
$2,500 | $50.00 |
$5,000 | $100.00 |
$10,000 | $200.00 |
$25,000 | $500.00 |
$50,000 | $750.00 |
$100,000+ | $1,000.00 |
If a customer withdraws or transfers out of the New Savings Account at any time after the 30 days, such amounts will be subtracted from the Qualifying Balance. The customer may still be eligible to earn a lower cash offer, provided the customer meets a Cash Tier Minimum for the 150 days.
The up to $1,000 cash offer will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account and New Savings Account is still open, in good standing, with all conditions continuing to be met.
The following are not eligible to earn the up to $1,000 cash offer:
1.Customers who already had a TD Chequing Account that was closed on or after June 4, 2024
2. Customers who already have a TD Savings account as of June 4, 2024,
3. Customers who had a TD Savings account that was closed on or after June 4, 2023,
4. Customers who received any Savings account offer from TD in 2021, 2022, 2023;or
5. TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. Maximum offer of up to $1,000 per New Savings Account. Maximum offer of up to $1,000 per customer. For information about transactions and a complete list of account fees, seeAbout Our Accounts and Related Services.We can change, extend, or withdraw the up to $1,000 cash offer at any time.
5TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer: Account must be approved by January 6, 2025. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points ("Additional Bonus"), you must make $1,000 in net Purchases (including your first purchase less any returns and credits) on your Account, within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional CardholderAnnual Fee Rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by January 6, 2025. The applicable Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and Additional BonusAeroplan points awarded to any one person. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome BonusAeroplan points and Additional BonusAeroplan points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome BonusAeroplan points and Additional BonusAeroplan points to be credited to your Aeroplan Member account.Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
Interest rates, fees and features are effective as of June 4, 2024 unless otherwise indicated and are subject to change.
Offer ends January 6, 2025.The value up to $524 could be earned in the first year of Account opening and is based on the combined total value of:
- $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
- $400: 20,000 Aeroplan points earned based on the following requirements:
- Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
- Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,000 within 90 days of Account opening
Value is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of Nov 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Nov 1, 2023.
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found athttps://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online athttps://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
