NerdWallet App: Track Your Budget & Credit Score - NerdWallet (2024)

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (1)

Your Net Worth

See how your spending, savings, investments, and equity add up. Explore net worth feature

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (2)

Your Cash Flow

All your spending from all your accounts — all at a glance. How cash flow works

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (3)

Your Credit Score

Check your score anytime, and get alerts when we see a change.Read on: credit score

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (4)

Your Home Value

Keep track of your home equity and know when to refinance.See how it works

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (6)

Your Credit Report

Monitor your credit report, and start a dispute if something’s off.Our credit report feature

Ready for the mobile app?

Click to scan a QR code with your mobile device.

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (7)

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Frequently asked questions about NerdWallet

Do I need to sign up to use NerdWallet?

Anyone can access NerdWallet’s articles, money management advice, andcalculators. However, the only way to get the full benefit of NerdWallet is tocreate a free accountand connect all your finances. That lets us give you the most personalized and relevant insights to build your credit and grow your money.

Why does NerdWallet require me to connect my credit score and bank account when I sign up?

Linking your TransUnion® credit profile, bank accounts, credit cards, and loans allows the Nerds give you the most relevant personalized insights based on your unique financial position. However, general guidance is still available without an account on NerdWallet.com.

Is NerdWallet safe? Secure?

We have several measures in place to keep your personal data personal. Your data is encrypted for enhanced protection, and every account you link is protected by a secure, third-party connection service.

Does NerdWallet hurt your credit score?

Nope! Checking your own credit on NerdWallet will not affect your score at all. You can even access your full credit report to monitor it as often as you’d like.

Is NerdWallet accurate?

The accuracy of the information displayed is entirely dependent on the accounts you link with NerdWallet. To see the most accurate information, connect all of your bank accounts, credit cards, loans, and your home value, where applicable.

Is NerdWallet free? How does NerdWallet make money?

NerdWallet is entirely free for our account holders. So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Have a question you don’t see here? Check out our NerdWallet community forum.

Jon S.

Uses NerdWallet app for Android

“I've been looking for an app to help me manage my finances, and although I had some good experiences with other apps, this is the one I've been looking for. It has all the features and functions to help you monitor your credit, accounts, and investments.”

Cameron A.

Uses NerdWallet app for Android

“I am always learning something new which I can apply....and it makes me feel empowered.”

Kari H.

Uses NerdWallet app for Android

Could your dollars use a dose of nerdy wisdom?

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Retirement Calculator: Free Estimate of How Much You NeedHow much money do you need for retirement? Use our free retirement calculator to calculate how much income you'll have in retirement and whether you’re saving enough.Read more
Monthly 50/30/20 Budget CalculatorEnter your monthly after-tax income into this free budget calculator to create a suggested budget.Read more

Have a different calculator in mind? See our full list here.

More money wisdom

Pay Off Debt: Tools and TipsLearn strategies for whittling down what you owe, and get insight into the best approach depending on your debt load.Read more
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How to Set Financial GoalsThink about what you want and why. Then, assess where you are right now to determine what you need to do to get there.Read more

Your security. Our priority.

We always have your security in mind. Rest easy knowing your data is encrypted for enhanced protection.

Learn more

Get even more financial clarity with the NerdWallet app

Track your budget and see all of your finances together in a single place.

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (8)

NerdWallet App: Track Your Budget & Credit Score - NerdWallet (2024)

FAQs

Is the NerdWallet budget app free? ›

NerdWallet is a totally free and eclectic personal finance app that's good at many things. For one, it has excellent information about your credit score. It also lets you import financial transactions from your banks and credit cards so you can track your income and spending in one place—and your net worth.

Is NerdWallet money tracker safe? ›

Rest easy knowing that we've done our nerdy research and partnered with industry experts to keep your data secure. Your sensitive data and details are encrypted for enhanced security. We partner with the leaders in account linking technology. Why do you need my bank's username and password?

Is there a fee to use NerdWallet? ›

To see the most accurate information, connect all of your bank accounts, credit cards, loans, and your home value, where applicable. Is NerdWallet free? How does NerdWallet make money? NerdWallet is entirely free for our account holders.

Is it safe to link my bank account to NerdWallet? ›

NerdWallet does not sell your account information to third parties, nor do NerdWallet employees have the ability to see or access your account details.

Why does NerdWallet need my SSN? ›

We may also ask for your Social Security number, or a portion of it, to verify your identity in connection with services that enable you to see your current credit score or other financial information. To prepare customized offers of third-party financial products or services for you.

What are the requirements to use NerdWallet? ›

To use the Services you must (i) be at least eighteen (18) years of age; (ii) have not previously been suspended or removed from the Services; and (iii) register for and use the Services in compliance with any and all applicable laws and regulations.

What is the NerdWallet controversy? ›

Financial guidance platform NerdWallet says it was the victim of a fraudulent bankruptcy filing. As Reuters reported Saturday (March 2), the company said that it did not file for bankruptcy and that the filing that showed up on an electronic public access service for U.S. federal court documents was fraudulent.

How do I get rid of NerdWallet? ›

To close your account from the NerdWallet app

For Android devices: Tap the circle icon in the upper right-hand corner. Tap Settings. Scroll down toward the bottom and tap Close My Account. Tap Yes, Close.

Is NerdWallet like credit karma? ›

Credit Karma's competitors include NerdWallet and Credit Sesame, both of which also offer free credit score information and financial tools.

Does NerdWallet show your credit score? ›

Yes! You can sign in to NerdWallet at any time to see your free credit score, your free credit report information — and much more. There's no credit card required, no cost.

What is the 50 30 20 rule in NerdWallet? ›

50% of your income on 'needs', or essentials. 30% on 'wants' and non-essential spending. 20% on paying off debt and/or topping up your savings.

What's better than NerdWallet? ›

NerdWallet's top competitors include SmartAsset, Pawlicy Advisor, and Frank. SmartAsset is a financial decision-making platform operating in the personal finance and investment advisory sectors. The company offers a range of tools and services d…

Why should I use NerdWallet? ›

Becoming a registered user of NerdWallet is free and gives you a dashboard displaying your finances. You can get a TransUnion credit score and link financial accounts to track cash flow and net worth. There's also a free app you can download for easy access anytime.

How does NerdWallet make money? ›

How does NerdWallet make money: revenue model. NerdWallet made $379.6 Million in 2021. NerdWallet makes money by promoting financial products to its users. Financial service partners of NerdWallet pay in the form of revenue per action, revenue per click, revenue per lead, and revenue per funded loan arrangements.

How do I unlink my bank account from NerdWallet? ›

If you are using the NerdWallet mobile app
  1. Log into your NerdWallet account.
  2. Navigate to your Net worth view.
  3. Select the account you no longer want included in your NerdWallet account totals.
  4. Select the best option.
Oct 2, 2023

Is there a completely free budget app? ›

Honeydue is an app built specifically for couples who need help managing their household bills, balances, and spending. It's completely free, although you can choose to tip the developers to help support new features.

Is the Good Budget app free? ›

You can use the free version of Goodbudget for as long as you like. You will never be charged for it.

Does you need a budget app cost money? ›

Then I realized that, after a 34-day free trial, the app costs money. Starting August 1, YNAB even raised its prices from $99 a year to $109 a year.

What is better than NerdWallet? ›

NerdWallet's top competitors include SmartAsset, Pawlicy Advisor, and Frank. SmartAsset is a financial decision-making platform operating in the personal finance and investment advisory sectors. The company offers a range of tools and services d…

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