N26 Crypto (2024)

Crypto lands in your banking app

Welcome to a new kind of crypto experience.Located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app — trying crypto just got a lot more convenient. Tap in your N26 app to find out more.

N26 Crypto (1)

Couldn’t be more convenient

N26 Crypto (2)

All-in-one app

Manage and monitor your cash and crypto in one place. No need to download another app or make a new account to start trading crypto — check it out right in your N26 app.

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Make moves — instantly

You can turn your cash into crypto, or vice-versa, in a flash with N26 Crypto. Thanks to our partner Bitpanda, a registered digital assets service provider, you can buy and sell almost 200 coins right from your N26 app. Plus, all of your crypto transactions are processed in an instant.

Crypto with confidence

Buying crypto doesn’t have to be costly. After all, you only need €1 to get started. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (or less if you upgrade to Metal)*.

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Get comfortable with crypto

Our simple app experience takes the chaos out of crypto. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto.And whether you’re a current customer or a new one, signing up is a piece of cake.

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Track the top movers

Now you can get the latest info on coins and make trades with confidence. See which coins have made the biggest gains and losses in the last 24 hours, right from your portfolio.

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Build your watchlist

Track your favorite coins and get familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!

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Search and filter

Navigate your way through almost 200 coins with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.

Get started in just 3 steps

Try N26 Crypto by following these steps in your N26 app:

  • Tap the Finances tab and scroll to Trading
  • Select Get started with Crypto** and browse the coins
  • If you’re ready, tap Buy and sign up

You can now freely buy and sell cryptocurrencies directly from your N26 app thanks to our partner Bitpanda.

One more way to pay less on fees

N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins.*** Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support over the phone, seven days a week.

Upgrade to N26 Metal

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Catch up on crypto

Crypto may seem like a tough nut to crack — but, as always, we’ve got your back. Whether you’re wondering about the basics — like what is crypto? and is it safe? — or ready to jump into crypto mining, we're here to help.

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A few things before getting started

Digital assets present a risk of total or partial loss of capital due to the specific volatility of digital asset prices and due to cybersecurity risks. A return equal to the money spent is not guaranteed and a complete loss of the money spent is possible at any time. Past performance is not a reliable indicator of future performance. Make sure you have sufficient knowledge before proceeding with any transaction.****

N26 Crypto (11)
  • What are cryptocurrencies?

  • What can I use cryptocurrency for?

  • Which coins can I buy with N26 Crypto?

  • Why don’t I see Crypto in my N26 app?

  • Are there any limits to trading Crypto with N26?

  • Are there fees for trading Crypto with N26?

  • Do I need to set up a crypto wallet to use N26 Crypto?

  • Is the cryptocurrency I buy on N26 stored in a safe place?

  • Are crypto transactions taxable?

  • Can I use N26 Crypto on my desktop?

  • What is Bitpanda?

  • What are the top gainers and top losers?

*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins. Spreads also apply.**Digital assets present a risk of total or partial loss of capital due to the specific volatility of digital asset prices and due to cybersecurity risks. A return equal to the money spent is not guaranteed and a complete loss of the money spent is possible at any time. Past performance is not a reliable indicator of future performance. Make sure you have sufficient knowledge before proceeding with any transaction.***The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent — to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction, including a possible spread, are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.****The returns depicted are fictional and for illustrative purposes only. The illustration and statements do not constitute investment advice. Service of reception and transmission of orders of digital assets provided by N26 Bank AG (Voltairestr. 8, 10179 Berlin, Germany CR Berlin Charlottenburg HRB 247466 B). Trading and custody of digital assets by Bitpanda GmbH (Stella-Klein-Löw-Weg 17, 1020 Vienne Autriche, RC FN569240 v), Digital Asset Service Provider registered with the French Financial Market Authority under the number E2023-076 and with the Austrian Financial Market Authority under the number FN423018k.

N26 Crypto (2024)

FAQs

What is the N26 crypto limit? ›

N26 Crypto Limits

The following limits apply to trading crypto on N26: A €50,000 limit on daily transactions by Personal customers. A €100,000 limit on daily transactions by Business customers. 200 trades within 24 hours, per user.

Does N26 allow crypto? ›

Welcome to a new way of buying and selling cryptocurrencies—N26 Crypto. With N26 Crypto, you can buy and sell almost 200 cryptocurrencies without leaving the N26 app. No waiting times, no complex terms, and no new accounts or apps. Turn your cash into crypto instantly and conveniently.

How much does N26 charge for crypto? ›

Buying crypto doesn't need to be costly. You only need €1 to get started and with N26 Crypto, you'll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins* (deviations for special coins are possible).

Who is N26 crypto partner? ›

You can turn your cash into crypto, or vice-versa, in a flash with N26 Crypto. Thanks to our partner Bitpanda, a registered digital assets service provider, you can buy and sell almost 200 coins right from your N26 app. Plus, all of your crypto transactions are processed in an instant.

What is the maximum withdrawal from N26? ›

Please be aware that you can only withdraw as many funds as you have deposited on your account. Otherwise, if you don't have an overdraft, the withdrawal will be rejected. The fixed maximum daily (24 hours rolling) withdrawal amount is 1000€, and the fixed weekly withdrawal limit per week is 2500€.

How do I increase my N26 limit? ›

How to increase my card limits?
  1. In the home screen tap on Cards.
  2. Select the card of which you want to increase the limits.
  3. Tap on Limits.

Is N26 better than Revolut? ›

With features like multi-currency support, loans, and investments, Revolut offers a broader range of financial services compared to N26. If you want more flexibility and greater control over your money, Revolut may be exactly what you're looking for.

Is money safe in N26? ›

More than an app: A fully licensed bank

N26 is a fully licensed German bank. That means we have the same security regulations as any other bank. It also means your funds are protected up to €100,000 by the German Deposit Protection Scheme.

What bank to use for crypto? ›

If you're getting into cryptocurrencies, consider banks like Revolut, Wirex, Juno, Monzo, Ally Bank, or BankProv. They make it easy to trade, manage wallets, and integrate with crypto exchanges, offering a convenient mix of traditional and digital financial services.

How much money can I put on N26? ›

Top up at N26 with a debit or credit card

card. Just tap 'Add Money,' in your N26 app, select 'Apple Pay' or 'Google Pay,' and follow the prompts. Again, add between €20 and €150 per top up, up to €450 per month.

Is there a fee for N26 withdrawal? ›

N26 Smart and N26 Business Smart: 5 free ATM withdrawals per month in euros (free and unlimited ATM withdrawals in Italy). A charge of €2 applies to each withdrawal beyond this limit. For withdrawals in currencies other than the euro an exchange rate of 1.7% applies.

Does N26 have a monthly fee? ›

N26 Standard—your free bank account

Get a free bank account and easily manage your money right from your smartphone. You'll get intuitive features like N26 Insights that give you more control over your finances, and push notifications for every transaction. Plus, enjoy 3 free ATM withdrawals per month within Germany.

Which bank owns N26? ›

N26
FormerlyNumber 26 (2013–2016)
Key peopleValentin Stalf (co-CEO) Maximilian Tayenthal (co-CEO)
ServicesDirect bank
Revenue120,375,000 Euro (2021)
OwnerN26 AG
8 more rows

Is N26 a unicorn? ›

Berlin witnessed the emergence of its first fintech unicorn, N26, a 100% mobile bank operating under a full German banking license.

Is N26 a bank or fintech? ›

General details. N26 is a digital bank that offers a bank account with no hidden fees. With a German banking license, a technology that sets standards and without an expensive branch network, N26 is significantly changing banking in the 21st century in order to digitise and simplify it.

Does N26 have a limit? ›

Cash withdrawal: limits and amounts

Most ATM withdrawal limits are between €200–€300 a day. Always be aware of your bank's withdrawal limit, especially if the money you need exceeds that amount.As a N26 user, you can set a withdrawal limit in your smartphone app.

What is the maximum amount of crypto? ›

The maximum total supply of Bitcoin is 21 million. The number of Bitcoins issued will likely never reach 21 million due to the use of rounding operators in the Bitcoin codebase. No additional bitcoins will be generated when the Bitcoin supply reaches its upper limit.

What is the crypto coin supply limit? ›

Its protocol ensures that there will never be more than 21 million Bitcoins in existence. This intentional limitation has, in part, contributed to Bitcoin's portrayal as "digital gold", drawing comparisons between its scarcity and that of the precious metal.

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