No Claims Bonus (NCB) is a way of giving safer riders our best price. For every year you continuously hold insurance and don't have any claims that are classed as your fault, you may get a discount on your premium. The more years claim free that you have, the more discount you may receive.
When you get a quote, you'll be asked how many years NCB you have. If you are eligible for a discount, this will be reflected in your premium.
You only need to send us proof of your NCB if we ask for it. You can upload your proof, if we request it via your Customer Portal and it must:
- Be in the name of the policyholder
- Be less than two years old
- Show the number of years claim free
- Have been earned in the last three years.
If you have been asked to send in your Proof of NCB please access the Customer Portal.
