Money in Google Pay & Google Pay balance (US only) (2024)

When you receive money from someone or get cash back from rewards, it goes to your account as money in Google Pay.

Google Pay app

Once you verify your identity, you will have access to your Google Pay balance.

If you haven’t verified your identity, you can still:

  • Receive money from someone on Google Pay
  • Receive cash back rewards as money in Google Pay
  • Transfer out money in Google Pay to your bank account or debit card
  • Send money to other users with a bank account or debit card

Once you verify your identity and have access to Google Pay balance, you are able to take advantage of extra features:

  • Use Google Pay balance to send money to friends and family.
  • Use your money in Google Pay to make purchases for Google products such as purchases on Play and YouTube.
  • Add money to your Google Pay balance that can be used for future purchases or sends.
  • Unlock higher transaction limits.
  • Set up your Google Pay balance to make contactless payments in stores or online.

Find out how you can verify your identity.

Check how much money you have in Google Pay

  1. Open the Google Pay app Money in Google Pay & Google Pay balance (US only) (1).
  2. On the top right of your home screen, select your profile.
  3. The money you have in Google Pay is displayed below your profile picture.

Download monthly statements for money in Google Pay

  1. Open the Google Pay app Money in Google Pay & Google Pay balance (US only) (2).
  2. On the top right of your home screen, select your profile.
  3. Tap on Money in Google Pay or Google Pay balance.
  4. On the top right, tapMore Money in Google Pay & Google Pay balance (US only) (3).
  5. TapAccount Statements.
  6. Selectthe statement you want to download.
    • To view more statements, click Last three months and choose the time period from the menu.
  7. Tap Download.

Verify your identity

  1. Open the Google Pay app Money in Google Pay & Google Pay balance (US only) (4).
    • If you're not already signed in to your account, you’ll be asked to sign in.
  2. At the bottom, tap InsightsMoney in Google Pay & Google Pay balance (US only) (5).
  3. Tap Money in Google Pay.
  4. Tap Complete Verification.
  5. Confirm your personal information:
    • Name
    • Address
    • Date of birth
    • Social Security number
  6. At the bottom, tap Confirm.

Tip: We may ask for other documents,like a selfie.

Verify identity

Google Pay website

Check how much money you have in Google Pay

  1. Go to pay.google.com.
  2. Click Payment Methods.
  3. Click Money in Google Pay or Google Pay balance.

Download monthly statements for money in Google Pay

  1. Go to pay.google.com.
  2. Click Money in Google Pay or Google Pay balance.
  3. At the top right, click Statements.
    • You'll be redirected to payments.google.com.
  4. Select the statement that you want to download.
    • To find more statements, click Last three months and choose the time period from the menu.
  5. Tap Download.

Common questions about balances in Google Pay


Why do I get Google Pay or Google Pay balance emails?

If you have a Google Pay balance, you get notification emails on your Google Pay balance activity. To help you check and recognize the transactions you’ve made with your Google Pay balance, we send notification emails.

When money is sent or received with Google Pay, most Google Pay balance notifications are automatically created.

How often you receive emails depends on how often you use Google Pay. If you rarely use Google Pay, you get these emails once every month or every 3 months.

Why do I get emails even if I don’t have a balance?

If you have a debit card or bank account information saved to your Google Account you can use Google Pay to send money to friends or family, and might receive emails.

We’re also required to send an annual notice to all eligible users to help you understand our customer service and error resolution policy.

Why can’t I unsubscribe from notification emails?

You can't unsubscribe because we send notification emails to you for certain legal reasons.

How do I report a transaction I didn’t make?

If you notice unauthorized payments sent from your money in Google Pay to someone else, contact us.

How do I find a reward issued by Google Pay?

Google Pay app

To find your reward:

  1. Open the Google Pay appMoney in Google Pay & Google Pay balance (US only) (6).
  2. At the top right, select your profile.
  3. Below your profile picture, you can find your reward.

If you have more questions about the Google Flight Price guarantee, learn about Price guarantee on Google Flights.

Google Pay website

  1. Go to pay.google.com.
  2. Click Payment Methods.
    • The money you have in Google Pay appears as "Money in Google Pay" or "Google Pay balance."

Why did I get the email‘Your annual notice about our customer service and error resolution policy’ ?

This is an annual email we send to users who have a form of payment linkedto their Google account. We send this in case you want to learn aboutor report any unauthorized activity in your Google Payaccount. No action is required from you unless you wantto report unauthorized activity.If you think a purchase was made fraudulently, you can dispute the transaction here.

If you had a debit card or bank account information saved to your Google Account at any point this year, you were eligible to sendmoney to friends or family in the Google Pay app. If you still have the payment method attached to your account, you should be able to see it at pay.google.com underPayment methods.

Need more help?

Try these next steps:

Contact us Tell us more and we’ll help you get there
Money in Google Pay & Google Pay balance (US only) (2024)

FAQs

What does Google Pay balance mean? ›

Your Google Pay balance is a virtual form of payment and not a physical card. It doesn't have a full 16-digit card number and can only be used for specific purchases. You can use your Google Pay balance for: Contactless payments wherever Google Pay and VISA® are accepted.

How do I withdraw money from Google balance? ›

You can transfer money from Google Pay to a bank account.
  1. Go to wallet.google.com.
  2. Click Payment Methods.
  3. Click Money in Google Pay or Google Pay balance. Transfer out.
  4. Enter the amount that you want to transfer out.
  5. Select the bank account that you want to transfer to. ...
  6. Click Transfer out.

Why is my GPay balance insufficient? ›

Insufficient funds in the linked bank account or payment method. A GPay transaction failure could be due to insufficient funds in the connected bank account or the payment method. Ensuring that you have enough money in your account to cover the transaction amount is essential.

What should be the minimum balance in Google Pay? ›

Other limits

If you're having trouble making a transaction and you don't think you reached a limit, contact Google Pay support for more help. Note: If you try to send or receive less than ₹1, the money won't go through and you'll get an error message.

What is Google Play balance for? ›

Your Google Play balance is credit that you can use to buy apps, games, and digital content on Google Play. Here's how you can add money to recharge your balance: Redeem Google Play gift cards.

How much is my Google Pay balance? ›

Open Google Pay . Bank account. Tap on the account whose balance you want to check. Tap Check Balance.

Why is my GPay showing less balance? ›

Check for the bank account, if there is temporary suspension of debit / credit due to inactivity. KYC is pending with the phone pay or bank account.

How do I fix Google Play insufficient funds? ›

To fix these errors, try the following steps:
  1. Make sure your card & address information is up to date. ...
  2. Submit any extra information that is requested. ...
  3. Check you have sufficient funds for the purchase. ...
  4. Contact your bank or card issuer. ...
  5. If you see "Your payment was declined due to an issue with your account"

Why is my account showing insufficient funds when I have money? ›

1. If you have recently funded your account, it's possible that the funds did not fully clear into the account when you attempted to make a payment. 2. If you are using overdraft or credit facilities on your account.

Is Google Pay safe from hackers? ›

Payment method encryption: Since Google Pay doesn't store your card details on your device, no one can access your info, even if it's unlocked. Learn more about automatic security features.

Does Google Pay charge a fee? ›

There are currently no fees to use Google Pay for commercial payments. It's up to you, the business owner, to collect and pay taxes such as sales tax, service tax, VAT or any other similar taxes or levies. Google is not responsible for collecting or paying any taxes related to your business.

What is the highest Google Pay balance? ›

Google Pay UPI Transactions Limit

The maximum UPI transaction limit for Google Pay stands at ₹1 lakh (Rs 100,000) across all banks, allowing users to send or receive up to this amount daily. For new users, an initial UPI transaction limit of ₹5,000 is applicable for the first 24 hours.

Do I get charged when I use Google Pay? ›

Google Pay won't charge you a fee when you use your phone or other smart device to tap and pay, or to make a payment online. However, that doesn't necessarily mean your purchases will come with zero fees — as your own card issuer might have charges you need to take into consideration.

How much is my Google balance? ›

Things You Should Know. In the Google Play app, tap your profile icon, select Account, tap Payments & Subscriptions, and then Payment Methods to view your balance. On a computer, go to the Google Play website, click the profile icon, and then Payments & subscriptions.

What's the point of using Google Pay? ›

You can use the Google Pay app to do things like: Make contactless payments. Buy items online or in apps. Send money to friends and family.

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