Mississippi Insurance Department - Property and Casualty Company Information (2024)

This page contains rate and form filing information, monthly filing bulletins, workers compensation loss cost data, and the Online Form and Rate Filing Search. For Property and Casualty Claims information, please refer to the Consumers section of our website.

Use the index below to go directly to a particular section on this page:

Property and Casualty Rate Filing Information
Property and Casualty COVID-19 Company Discounts
Company COVID-19 Changes
Property and Casualty Monthly Filing Bulletins
Workers' Compensation Loss Costs Data
Property and Casualty Online Form and Rate Filing Search
Property and Casualty Rating Division Bulletins
Company Resources
Quick Links

Property and Casualty Rate Filing Information

State Filing Procedures and Forms

(Please refer to Bulletin 2003-6 and the General Submission Instructions.)

NAIC Universal Transmittal Forms
- Mississippi Property andCasualty Filing Fee Form
NAIC Product Coding Matrix

The following information is to be used by companies in making rate filings:

Loss Cost Filing Procedures (October 19, 1990)
- Mississippi Insurer Rate Filing
- Adoption of Rate Service Organization
- Prospective Loss Costs
Reference Filing Adoption Form
Summary of Supporting Information Form / Calculation of Company Loss Cost Multiplier
Speed to Market Checklist
Mississippi Expense Constant Supplement
Mississippi Ratemaking Worksheet
MID Property/Casualty Rate Filing - General Submission Instructions
MID Property/Casualty Rate Filing Exhibits
- Exhibit A - Statewide Average Rate Level Information
- Exhibit B - Historical Experience
- Exhibit C - Expense Information
- Exhibit D - Derivation of Target Underwriting Profit Provision

Property and Casualty COVID-19 Company Discounts

Automobile Club Inter-Insurance Exchange - Private Passenger Auto (3rd Relief Filing)
Automobile Club Inter-Insurance Exchange - Private Passenger Auto
Shelter Mutual Insurance Company - Private Passenger Auto
Privilege Underwriters Reciprocal Exchange - Private Passenger Auto
AIG Property Casualty Company - Private Passenger Auto
ROOT Insurance Company - Private Passenger Auto
State Farm Fire and Casualty Insurance Company - Commercial Multi-Peril Program
Midvale Indemnity Company - Private Passenger Auto (2nd premium relief filing)
Coast National Insurance Company - Private Passenger Auto
Travelers Group of Companies - Commercial Lines
Travelers Group of Companies - Private Passenger Auto (2nd premium relief filing)
Berkshire Hathaway Homestate Insurance Company - Commercial Auto
State Auto Companies - Private Passenger Auto
Esurance Insurance Company - Private Passenger Auto
Brotherhood Mutual Insurance Company - MinistryFirst/MinistryEssentials Commercial Package
Brotherhood Mutual Insurance Company - Commercial Auto Liability
Midvale Indemnity Company - Private Passenger Auto
American National Property And Casualty Company - Special Farm 10 Package
Federated Insurance Group of Companies - Businessowners and Commercial Auto
Grain Dealers Mutual Insurance Company - Businessowners
Vanliner Insurance Company - Commercial Auto
National General Group of Companies – PPA/ Motorcycle/Recreational
American National General Insurance Company - Private Passenger Auto
Chubb Group of Companies - Private Passenger Auto
Mississippi Farm Bureau Casualty Insurance Company - Private Passenger Auto
National Interstate Insurance Company - Commercial Auto
Liberty Group of Companies/Safeco Insurance Company of America - Businessowners
Chubb Group of Companies - Commerical Auto
Pharmacists Mutual Insurance Company - Private Passenger Auto
Merastar/Kemper/Unitrin Companies - Private Passenger Auto
Automobile Club Inter-Insurance Exchange - Private Passenger Auto
Equity Insurance Company - Private Passenger Auto
Berkshire Hathaway Direct Insurance Company - Businessowners
National Liability and Berkshire Hathaway Direct Companies - Workers Compensation and Employers Liability
National Liability and Berkshire Hathaway Direct Companies - Professional Errors and Omissions Liability
Berkshire Hathaway Direct Insurance Company - Commercial Umbrella
Liberty Mutual Companies - Private Passenger Auto
Safe Auto - Private Passenger Auto
The Hartford Underwriters Insurance Group - Private Passenger Auto
Stillwater Insurance Company - Businessowners
Amica Mutual Insurance Company - Private Passenger Auto
Mountain Laurel Progressive - Private Passenger Auto (Apron Relief)
MAG Mutual - Medical Malpractice Program
Travelers Insurance Company - Private Passenger Auto
Shelter Mutual Insurance Company - Private Passenger Auto
GEICO Insurance Company - Voluntary Motorcycle Insurance
GEICO Insurance Company - Voluntary Private Passenger Automobile Insurance
Esurance Insurance Company - Private Passenger Auto
Allstate Insurance Company - Private Passenger Auto
State National Insurance Company, Inc. - General Liability
State National Insurance Company, Inc. - Commerical Auto
State National Insurance Company, Inc. - Professional Liability

Company COVID-19 Changes

Weston Insurance Company - Wind Only Rule Filing

Property and Casualty Monthly Filing Bulletins

The monthly Property/Casualty Rate Filing Bulletin, compiled monthly by theDepartment's Property/Casualty Rating Division, provides a record of company name and rateform filing changes of property/casualty companies licensed to do business in Mississippi.Generally, by the fifth day of the month, the bulletin for the previous month is updated.A complete archive of the Mississippi Insurance Department's Property/Casualty Rate FilingBulletins is accessible to the public at the Property/Casualty Rating Division officeslocated on the 10th Floor of the Woolfolk State Office Building, 501 N.West; St., Jackson, Miss. Telephone: 601-359-3575.

2024 Property/Casualty Rate Filing Bulletins

January,February/March,April

2023 Property/Casualty Rate Filing Bulletins

January,February, March,April, May,June,July,August,September,October,November,December

2022 Property/Casualty Rate Filing Bulletins

January,February, March, April, May,June,July,August,September,October,November,December

2021 Property/Casualty Rate Filing Bulletins

January,February,March,April,May,June,July,August,September,October, November,December

To view monthly filing bulletins for previous years, please see the Property and Casualty Monthly Filing Bulletin Archives on the main MID web site.

Workers' Compensation Loss Costs Data

NOTICE: For Workers Compensation Loss Costs Data, each individual company filings can be searched on our website using the Property and Casualty Online Form and Rate Filing Search

Property and Casualty Online Form and Rate Filing Search

The Mississippi Insurance Department has certain Property and Casualty Rate and Form Filings which are available for public review through the NAIC System for Electronic Rate and Form Filing (SERFF). There is no fee for this service. Click Here or on the image below to access the website and search Property and Casualty Rate and Form Filings.

If you need assistance finding a Filing or have public access questions, please contact our office directly at (601)359-3575 and we will provide you with the assistance you need. We are available Monday through Friday from 8:00 to 5:00 CST.

If you are experiencing technical difficulties or problems accessing the site, please direct your questions to the SERFF Help Desk at 816-783-8990 or email [email protected]. The SERFF Help Desk is staffed Monday through Friday from 8:00am to 5:00pm CST. If a Customer Support Analyst is not available, please leave a message. Your call or email will be returned the next business day.

Property and Casualty Rating Division Bulletins

Listed below are bulletins issues by the Property and Casualty Rating Division.

2014-4 Notice and Rejection of Uninsured Motorist Coverage Form (SB 2733) (Issued May 21, 2014)
2014-3 Premium Payments for Policyholders in Impacted Areas (Issued May 6, 2014)
2013-3 Single-Limit, Nonstacking Uninsured Motorist Coverage (Issued May 10, 2013)
2013-2 Hail Damage to Automobiles (Issued March 22, 2013)
2013-1 Mitigation Premium Discounts House Bill 1410, 2012 Regular Session (Issued February 6, 2013)
2011-5 Premium Moratorium for Policyholders in Flood-Impacted Areas (Issued May 17, 2011)
2011-4 Use of Geographic Information Systems for Insurance Rating Purposes (Issued May 16, 2011)
2011-3 Premium Moratorium for Policyholders in Impacted Areas (Issued May 2, 2011)
- Bulletin 2011-3 Impacted Counties
2011-2 Filing Procedures Related to Mississippi Department of Insurance Regulation 2011-1, "Establishment of Insurer Safety Programs" (Issued April 11, 2011)
2009-9 Clarification of Regulation 2009-1 (Issued December 18, 2009)
2009-7 Proper Classification of Mississippi Cottages (Issued August 20, 2009)
2006-9 Withdrawal of bulletin 2001-3 (Issued July 27, 2006)
2006-8 Statute of limitations on insurance contracts (Issued June 8, 2006)
2006-5 Senate bill 2006, notification of cancellation/non-renewal to named creditor loss payee, as Amended (Issued October 19, 2006)
2006-2 Hurricane Katrina Mediation Program (Issued February 2006)
2005-3 (Amended) Mandatory Automobile liability limits (Issued July 5, 2005)
2005-2Notification of Cancellation/Non-Renewal to Named Creditor Loss Payee (Issued April 19, 2005)
2003-6 New Procedures for Property and Casualty Form and Rate Filings by Mail or Electronic/SERFF (Issued December 5, 2003)
2003-1 Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Act of 2002 (Issued January 27, 2003)
2002-3Filing Guidelines for Credit Property Insurance Programs (Issued April 1, 2002)
2001-2 Mississippi Creditor-Placed Insurance Act (Issued July 16, 2001)
2000-8 Collateral Protection or Creditor-Placed (Force Placed) Insurance (Issued September 11, 2000)
2000-7 Rescission of Treatment of Creditor-Placed Insurance as an "Inland Marine" Product (Issued April 25, 2000)
2000-3 Insurance Card Information (Issued April 10, 2000)
2000-2 GAP Insurance Filings (Issued April 17, 2000)
99-7 Notice to Mobile Home Policyholders Regarding "Wind and Hail" Deductible (Issued December 1, 1999)
99-2 Establishment of Property Values and Corresponding Insurance Amounts on Mortgaged Properties Insured in Mississippi (Issued April 20, 1999)
98-7 Requirement That Repairs Be Made at Particular Shop Prohibited (Issued August 27, 1998)
98-6 Cancellations/Non-Renewals (Issued May 27, 1998)
98-5 Changes in Property/Casualty Lines of Insurance. (Issued May 1, 1998)
98-2 "Refer to Company" language (Issued February 11, 1998)
98-1 Rate decrease filings. (Issued January 9, 1998)
97-3 Rate/Rule Filing Fee and Format Changes (Issued July 1, 1997)