In Non Life Insurance, the insurance business is divide in lines and called LOB (Line of Business). The LOB is classified mainly Fire, Marine, Motor, Engineering, Health and PA and the rest are as Miscellaneous Insurance. The miscellaneous insurance includes Burglary insurance, Jewelers block policy, Bankers Indemnity Policy, Shopkeepers Policy, rural Insurance, social insurance and many more.
Burglary & Housebreaking Insurance:
Burglary & Housebreaking Insurance is a simple, convenient and hassle-free way to defend loss by burglary & housebreaking i.e. theft following actual, forcible & violent entry to or exit from the insured premises. It protects the contents of offices, warehouses, shops, etc. & cash in the safe or strong room, stock in trade, goods held in trust or commission. The policy also covers damage caused to the premises or furniture, fixtures, fittings during the act of burglary.
Jewelers Block Insurance:
The Jewelry industry is an unique industry. The type of goods, nature of operations, and the perils that come with it, make the industry prone to difficult challenges. The Jewelers Block insurance policy has been designed to cover these challenges while goods are on premise, with cutters, goldsmiths, at trade shows, on sales calls, on display, being worn, on consignment/memo, or in transit, with agents, brokers, angdias. These goods are generally not covered under standard policies—that’s where Jewelers block insurance coverage comes in.
Baggage Insurance Policy:
While travelling can be a lot of fun, it does not discount the risks involved in it. Whether you’re travelling for business or for pleasure, travelling has its own set of risks that can range from belongings in luggage being damaged or the luggage being lost entirely. International or domestic, it is better to be safe than sorry. After all, baggage loss happens much more frequently than we’d like to believe, and brings along inconvenience as well as monetary loss. This is why the travelers need to opt for the Baggage Insurance Policy before commence travel. If baggage is damaged or lost because of the perils that are covered under this insurance, insurance companies will compensate for the replacement or repair of the affected items subject the insurance limits.
Plate Glass Insurance:
Plate glass insurance covers accidental breakage of and damage to glass on business premises. For many offices and other establishments like showrooms, hotels and theatres, plate glass often forms an important part of the building structure. Glass used for this purpose is available in various categories and can cost a lot. And more importantly, it is fragile. Thus, to cover the cost of its breakage, we need plate glass insurance.
Money Insurance:
Businessmen, traders, whole sellers often have a large sums of money either in their business premises, house safes or in transit; may be carrying huge sums of money to the bank, post office, office or any other place where the money is needed. There is always a fear of robbery or theft during such transit and burglary at office and / or homes. The money insurance or cash insurance provides a protection for hard-earned money.
Shopkeepers’ Insurance:
Shopkeepers’ insurance policy is specially designed to cater to the requirements of small shopkeepers in case of unforeseen circ*mstances. Covers loss or damage to building and contents by fire and allied perils as per our Standard fire & special peril policy. This policy also provides insurance covers against burglary of contents, money, furniture , fixtures, electronic equipment, liability towards employees, liability towards third persons, mediclaim for owner and his family, mediclaim and PA for employees, infidelity of employees etc. This policy facilitate covering all possible losses in one policy.
Home Insurance:
This policy covers the losses against the loss and damages to the bungalow/apartment/rented flat/owned house/built home. It covers the costs of damages due to fire and natural calamities, riots, theft etc.. This policy also provides insurance covers against burglary of contents, money, furniture , fixtures, electronic equipment, liability towards employees, liability towards third persons, mediclaim and Personal accident for owner and his family, infidelity of employees etc. This policy facilitate covering all possible losses in one policy.
At RM Insurance Broking Pvt.Ltd. We take full care of our customers up to their satisfaction. Our Relationship Manager suggests best products after judging the requirements of the customers. It is our endeavour that our customers feel delighted while taking the policy and also after sale.
We look forward for your providing an opportunity us to serve you.
