Meal Plan Solves Grocery Budget Issues | The Budget Mom (2024)

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Meal Plan Solves Grocery Budget Issues | The Budget Mom (1)

I have always been horrible at meal planning. I try it for a week, get busy with life, and then stop doing it. The longest I lasted on a meal plan was two weeks. I am not a very good cook, I hate being in the kitchen, and eating out makes things so much more convenient.

As most of you know, I use the cash envelope method for my budget. I also track all of my expenses. It didn't take long to realize that it's impossible for me to stick to my food budget if I'm regularly eating out.

I decided to give this whole meal planning thing another try, but this time, I am going to do it my way. I sat down and created the ultimate meal planning solution to my food budget problems.

Every Sunday, I spend a half hour creating a successful meal plan and prepping lunches for the upcoming week.

Today, I want to show you how I set up a successful meal plan and the steps you need to take to make it a reality in your own life!

Meal Plan Solves Grocery Budget Issues | The Budget Mom (2)

I created the TBM Meal Planner Workbook to help me organize my recipes, create a weekly and monthly meal plan, track my pantry and freezer staples, and to help me build a planned grocery list.

Not only am I able to create a successful meal plan, but I am also able to reduce food waste by using my inventory checklists to see which foods I have that are about to expire. I create recipes that use these ingredient before their expiration date. No more throwing away old food!

HOW I CREATE AND USE A MEAL PLAN

Meal Plan Solves Grocery Budget Issues | The Budget Mom (3)

The first page of my binder is a monthly meal plan. I use this as a reference tool so I can repeat recipes by month, week, or day. The calendar is blank at the beginning of the month, but as I plan my weekly meal plans, I fill it out as I go along.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (4)At the beginning of every month, I take inventory of everything in my pantry, refrigerator, and freezer. I can't tell you how much this has helped me. Not only can I see which foods are about to expire so I can use them, but it lets me know what I have on hand so I can create recipes around those items.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (5)

I find most of my recipes online and will start posting weekly meal planning updates on Sunday for the recipes that I am using for the upcoming week. There are a ton of free recipes that you can find on Pinterest, and that's usually my go-to source.

I have owned an Instant Pot since Christmas, and have only used it twice. I plan on taking advantage of quicker and easier meals by finding and cooking more Instant Pot recipes.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (6)

After going through my inventory & looking on the internet for possible meal plan recipes, I start brainstorming ideas for breakfast, lunch, and dinner.

This is a great way to quickly write down recipes that you're thinking about, or ideas that you would like to use for the upcoming week. Nothing is set in stone. Brainstorming just allows you to get your weekly meal plan thoughts down on paper.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (7)

Once I am done brainstorming possible ideas, I create my final weekly meal plan. For my lunches, I meal prep on Sunday, so there is only one recipe that I use for lunches for the entire week. I also account for leftovers.

I will admit, I am awful when it comes to leftovers. However, having a planned day for leftover food makes sure nothing is getting wasted.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (8)

When my weekly meal plan is created, I compare the ingredients from my recipes against my inventory checklist to find out what I still need to buy at the store. This is how a planned grocery list is created.

To save money, I try to find recipes that use ingredients that I have written down on my inventory checklists. Everything else gets added to my Grocery Plan worksheet. Another way I save money is by using the Ibotta app. Consider downloading Ibotta today.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (9)

After I have my Grocery Plan for the ingredients I still need to buy for my weekly meal plan, I combine like ingredients and add them to my final grocery list. I like to have all of my ingredients categorized to save time at the grocery store.

Meal Plan Solves Grocery Budget Issues | The Budget Mom (10)

For any recipes that I don't print off from the internet, I use a recipe printout to write the recipe down to keep in my binder.

After you create your final grocery list, your meal plan is complete. You will have:

  • Created an inventory list for your pantry, refrigerator, and freezer.
  • Created a monthly menu plan.
  • Researched and found recipes.
  • Brainstormed a weekly meal plan.
  • Created a final weekly meal plan for breakfast, lunch, and dinner.
  • Developed a shopping plan.
  • Created a final shopping list.

If eating out is killing your food budget, you need to be meal planning. Get my full meal planning workbook and all of the printables here!

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Meal Plan Solves Grocery Budget Issues | The Budget Mom (2024)

FAQs

How does meal planning help with budgeting? ›

It's not always an easy habit to start, but planning ahead will save you time and money over the long term. Planning ahead will not only reduce food waste but also help prevent you from purchasing last-minute and less healthy meals at restaurants or gas station convenience stores.

How do you save money on groceries and meal plans? ›

How to Save on Weekly Groceries
  1. Shop your fridge, pantry, and freezer first. ...
  2. Keep versatile basics in the pantry. ...
  3. Maximize freezer space. ...
  4. Make a meal plan. ...
  5. Buy the ingredients you use the most in bulk, but ONLY if they're non-perishable or have a long shelf life. ...
  6. Repurpose your leftovers.
Jan 25, 2024

How to make a budget meal plan? ›

10 tips to get you started on meal planning on a budget:
  1. Make a menu. ...
  2. Plan your meals around foods that are on sale. ...
  3. Plan some plant-based meals every week. ...
  4. Check your pantry, refrigerator and freezer. ...
  5. Enjoy grains more often. ...
  6. Avoid recipes that need a special ingredient. ...
  7. Look for seasonal recipes.
Feb 22, 2023

Why is eating on a budget important? ›

The more you focus on purchasing local, unprocessed food, preparing meals at home, and reducing waste, the healthier and tastier your diet will be, the better you'll feel, and the more money you'll save.

Do meal plans really save money? ›

High grocery costs are putting a big strain on many people's budgets. But there are options to reduce costs. Meal planning, or making a written plan of what you'll have for each meal over the course of the week, is one of the best ways to cut your spending at the grocery store.

How does meal prep save money? ›

The average meal at home, however, only costs about $4. Ultimately, planning your meals ahead of time is the best meal prep idea to save you money. Coming up with a grocery list and sticking to it can help curb impulse buys and reduce waste, so you can get the most out of your groceries.

How do you budget food and groceries? ›

If you're wondering how to create a monthly food budget, another tool to use is the 50/30/20 rule. This simple and intuitive grocery budget formula suggests that you spend your net (after-tax) monthly income this way: 50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.)

What foods will stretch your grocery budget? ›

Oatmeal, beans, pasta and rice aren't just filling, but they're also packed with essential nutrients. Additionally, potatoes and frozen veggies can add volume and vitamins to your diet. Here are foods to buy that will stretch your meals without straining your bank account.

What is a good grocery budget for one person? ›

For a single person, the average grocery bill can range, depending on age and gender, between $238.46 to $434.33. For a household with two people, the average grocery bill is $5,635 per year, or $469.58 per month. For a household of three people, the average grocery bill is $6,862 a year, or 571.83 per month.

How do I plan a monthly food budget? ›

How much each household spends on food varies based on income and how many people need to be fed. Consider using our budget calculator if you're not sure where to start. Try allocating 10% of your income to food as a starting point and then you can increase from there.

What foods are good for budget? ›

What are the most nutritious cheap foods?
  • Canned tuna. Canned tuna is a good value and versatile ingredient. ...
  • Frozen peas. Frozen vegetables are incredibly convenient when it comes to boosting the nutrient content of your dinner. ...
  • Eggs. ...
  • Oats. ...
  • Apples. ...
  • Carrots. ...
  • Cauliflower. ...
  • Yogurt.
Nov 8, 2023

What are the three P's for eating on a budget? ›

Page 1
  • Eating on a Budget — The 3 P's.
  • PLAN.
  • PURCHASE.
  • PREPARE.

Why is budgeting for groceries important? ›

But creating a sensible grocery budget can help you take back control. Of course, the more realistic your budget is, the more likely you'll be to follow it. So, identifying a reasonable amount to spend is your first step. Next is learning a few smart ways to save, including knowing when and how to splurge.

What should I eat on a tight budget? ›

Here's a shopping list of 21 healthy but relatively cheap foods that you may want to consider putting in your shopping cart.
  • Apples.
  • Bananas.
  • Beans.
  • Brown rice.
  • Chicken.
  • Corn tortillas.
  • Eggs.
  • Flour.

How does planning help in budgeting? ›

Planning provides a framework for a business' financial objectives — typically for the next three to five years. Budgeting details how the plan will be carried out month to month and covers items such as revenue, expenses, potential cash flow and debt reduction.

What are the benefits of meal planning? ›

Some benefits of meal prep:
  • Can help save money.
  • Can ultimately save time.
  • Can help with weight control, as you decide the ingredients and portions served.
  • Can contribute to an overall more nutritionally balanced diet.
  • Can reduce stress as you avoid last minute decisions about what to eat, or rushed preparation.

What are 5 benefits of planning meals before shopping? ›

Benefits of planning what you eat
  • make healthier choices.
  • save time grocery shopping.
  • get meals on the table faster and with less stress.
  • reduce food waste by only buying what you need and will use.
Jul 8, 2022

What is the importance of budgeting to nutrition? ›

Budget analysis can highlight funding gaps and shortfalls in financial commitments by comparing budget data against identified nutrition programming needs, funding provided to other sectors, or the costs of not addressing nutrition at all.

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