MCC Codes - Merchant Category Codes (2024)

MCC CodesMERCHANT TYPE4814Fax services4814Telecommunication service including local and long distance calls, credit card calls, calls through use of magneticstrip reading telephones and fax services4815VisaPhone4821Telegraph services4829Money Orders - Wire Transfer4899Cable and other pay television (previously Cable Services)4900Electric, Gas, Sanitary and Water Utilities5013Motor vehicle supplies and new parts5021Office and Commercial Furniture5039Construction Materials, Not Elsewhere Classified5044Office, Photographic, Photocopy, and Microfilm Equipment5045Computers, Computer Peripheral Equipment, Software5046Commercial Equipment, Not Elsewhere Classified5047Medical, Dental Ophthalmic, Hospital Equipment and Supplies5051Metal Service Centers and Offices5065Electrical Parts and Equipment5072Hardware Equipment and Supplies5074Plumbing and Heating Equipment and Supplies5085Industrial Supplies, Not Elsewhere Classified5094Precious Stones and Metals, Watches and Jewelry5099Durable Goods, Not Elsewhere Classified5111Stationery, Office Supplies, Printing, and Writing Paper5122Drugs, Drug Proprietors, and Druggist’s Sundries5131Piece Goods, Notions, and Other Dry Goods5137Men’s Women’s and Children’s Uniforms and Commercial Clothing5139Commercial Footwear5169Chemicals and Allied Products, Not Elsewhere Classified5172Petroleum and Petroleum Products5192Books, Periodicals, and Newspapers5193Florists’ Supplies, Nursery Stock and Flowers5198Paints, Varnishes, and Supplies5199Non-durable Goods, Not Elsewhere Classified5200Home Supply Warehouse Stores5211Lumber and Building Materials Stores5231Glass Stores5231Paint and Wallpaper Stores5231Wallpaper Stores5251Hardware Stores5261Nurseries – Lawn and Garden Supply Store5271Mobile Home Dealers5300Wholesale Clubs5309Duty Free Store5310Discount StoresMCC CodesMERCHANT TYPE5311Department Stores5331Variety Stores5399Misc. General Merchandise5411Grocery Stores5411Supermarkets5422Freezer and Locker Meat Provisioners5422Meat Provisioners – Freezer and Locker5441Candy Stores5441Confectionery Stores5441Nut Stores5451Dairy Products Stores5462Bakeries5499Misc. Food Stores – Convenience Stores and Specialty Markets5511Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing5521Automobile and Truck Dealers (Used Only)5531Automobile Supply Stores5532Automotive Tire Stores5533Automotive Parts, Accessories Stores5541Service Stations ( with or without ancillary services)5542Automated Fuel Dispensers5551Boat Dealers5561Recreational and Utility Trailers, Camp Dealers5571Motorcycle Dealers5592Motor Home Dealers5598Snowmobile Dealers5611Men’s and Boy’s Clothing and Accessories Stores5621Women’s Ready - to - Wear Stores5631Women’s Accessory and Specialty Shops5641Children’s and Infant’s Wear Stores5651Family Clothing Stores5655Sports Apparel, Riding Apparel Stores5661Shoe Stores5681Furriers and Fur Shops5691Men’s and Women’s Clothing Stores5697Tailors, Seamstress, Mending, and Alterations5698Wig and Toupee Stores5699Miscellaneous Apparel and Accessory Shops5712Furniture, Home Furnishings, and Equipment Stores, Except Appliances5713Floor Covering Stores5714Drapery, Window Covering and Upholstery Stores5718Fireplace, Fireplace Screens, and Accessories Stores5719Miscellaneous Home Furnishing Specialty StoresMCC CodesMERCHANT TYPE5722Household Appliance Stores5732Electronic Sales5733Music Stores, Musical Instruments, Piano Sheet Music5734Computer Software Stores5735Record Shops5811Caterers5812Eating places and Restaurants5813Drinking Places (Alcoholic Beverages), Bars, Taverns, co*cktail lounges, Nightclubs and Discotheques5814Fast Food Restaurants5912Drug Stores and Pharmacies5921Package Stores - Beer, Wine, and Liquor5931Used Merchandise and Secondhand Stores5832Antique Shops - Sales, Repairs, and Restoration Services5933Pawn Shops and Salvage Yards5935Wrecking and Salvage Yards5937Antique Reproductions5940Bicycle Shops - Sales and Service5941Sporting Goods Stores5942Book Stores5943Stationery Stores, Office and School Supply Stores5944Watch, Clock, Jewelry, and Silverware Stores5945Hobby, Toy, and Game Shops5946Camera and Photographic Supply Stores5947Card Shops, Gift, Novelty, and Souvenir Shops5948Leather Foods Stores5949Sewing, Needle, Fabric, and Price Goods Stores5950Glassware/Crystal Stores5960Direct Marketing - Insurance Service5961Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for .S. original presentments)5962Direct Marketing - Travel Related Arrangements Services5963Door - to - Door Sales5964Direct Marketing - Catalog Merchant5965Direct Marketing - Catalog and Catalog and Retail Merchant Direct Marketing - Outbound Telemarketing Merchant5967Direct Marketing -Inbound Teleservices Merchant5968Direct Marketing - Continuity/Subscription Merchant5969Direct Marketing - Not Elsewhere Classified5970Artist’s Supply and Craft Shops5971Art Dealers and Galleries5972Stamp and Coin Stores - Philatelic and Numismatic Supplies5973Religious Goods Stores5975Hearing Aids - Sales, Service, and Supply Stores5976Orthopedic Goods Prosthetic Devices5977Cosmetic Stores5978Typewriter Stores - Sales, Rental, Service5983Fuel - Fuel Oil, Wood, Coal, Liquefied Petroleum5992Florists5993Cigar Stores and Stands5994News Dealers and Newsstands5995Pet Shops, Pet Foods, and Supplies Stores5996Swimming Pools - Sales, Service, and Supplies5997Electric Razor Stores - Sales and Service5998Tent and Awning Shops5999Miscellaneous and Specialty Retail Stores6010Financial Institutions - Manual Cash Disbursem*nts6011Financial Institutions - Manual Cash Disbursem*nts6012Financial Institutions - Merchandise and Services6051Non - Financial Institutions - Foreign Currency, Money Orders (not wire transfer) and Travelers Cheques6211Security Brokers/Dealers6300Insurance Sales, Underwriting, and PremiumsMCC CodesMERCHANT TYPE6381Insurance Premiums, (no longer valid for first presentment work)6399Insurance, Not Elsewhere Classified ( no longer valid for first presentment work)7011Lodging - Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)7012Timeshares7032Sporting and Recreational Camps7033Trailer Parks and Camp Grounds7210Laundry, Cleaning, and Garment Services7211Laundry - Family and Commercial7216Dry Cleaners7217Carpet and Upholstery Cleaning7221Photographic Studios7230Barber and Beauty Shops7251Shop Repair Shops and Shoe Shine Parlors, and Hat Cleaning Shops7261Funeral Service and Crematories7273Dating and Escort Services7276Tax Preparation Service7277Counseling Service - Debt, Marriage, Personal7278Buying/Shopping Services, Clubs7296Clothing Rental - Costumes, Formal Wear, Uniforms7297Massage Parlors7298Health and Beauty Shops7299Miscellaneous Personal Services ( not elsewhere classifies)7311Advertising Services7321Consumer Credit Reporting Agencies7332Blueprinting and Photocopying Services7333Commercial Photography, Art and Graphics7338Quick Copy, Reproduction and Blueprinting Services7339Stenographic and Secretarial Support Services7342Disinfecting Services7342Exterminating and Disinfecting Services7349Cleaning and Maintenance, Janitorial Services7361Employment Agencies, Temporary Help Services7372Computer Programming, Integrated Systems Design and Data Processing Services7375Information Retrieval Services7379Computer Maintenance and Repair Services, Not Elsewhere Classified7392Management, Consulting, and Public Relations Services7393Protective and Security Services - Including Armored Cars and Guard Dogs7394Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental7395Photofinishing Laboratories, Photo Developing7399Business Services, Not Elsewhere Classified7512Car Rental Companies ( Not Listed Below)7513Truck and Utility Trailer Rentals7519Motor Home and Recreational Vehicle Rentals7523Automobile Parking Lots and Garages7531Automotive Body Repair Shops7534Tire Re - treading and Repair Shops7535Paint Shops - Automotive7538Automotive Service Shops7542Car Washes7549Towing Services7622Radio Repair Shops7623Air Conditioning and Refrigeration Repair Shops7629Electrical And Small Appliance Repair Shops7631Watch, Clock, and Jewelry Repair7641Furniture, Furniture Repair, and Furniture Refinishing7692Welding Repair7699Repair Shops and Related Services - Miscellaneous7829Motion Pictures and Video Tape Production and Distribution7832Motion Picture Theaters7841Video Tape Rental Stores7911Dance Halls, Studios and Schools7922Theatrical Producers (Except Motion Pictures), Ticket Agencies7929Bands. Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified)7932Billiard and Pool Establishments7933Bowling Alleys7941Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters7991Tourist Attractions and Exhibits7992Golf Courses - Public7993Video Amusem*nt Game Supplies7994Video Game Arcades/Establishments7995Betting (including Lottery Tickets, Casino Gaming Chips, Off - track Betting and Wagers)7996Amusem*nt Parks, Carnivals, Circuses, Fortune TellersMCC CodesMERCHANT TYPE7997Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses7998Aquariums, Sea - aquariums, Dolphinariums7999Recreation Services (Not Elsewhere Classified)8011Doctors and Physicians (Not Elsewhere Classified)8021Dentists and Orthodontists8031 Osteopaths8041Chiropractors8042Optometrists and Ophthalmologists8043Opticians, Opticians Goods and Eyeglasses8044Opticians, Optical Goods, and Eyeglasses (no longer valid for first presentments)8049Podiatrists and Chiropodists8050Nursing and Personal Care Facilities8062Hospitals8071Medical and Dental Laboratories8099Medical Services and Health Practitioners (Not Elsewhere Classified)8111Legal Services and Attorneys8211Elementary and Secondary Schools8220Colleges, Junior Colleges, Universities, and Professional Schools8241Correspondence Schools8244Business and Secretarial Schools8249Vocational Schools and Trade Schools8299Schools and Educational Services ( Not Elsewhere Classified)8351Child Care Services8398Charitable and Social Service Organizations8641Civic, Fraternal, and Social Associations8651Political Organizations8661Religious Organizations8675Automobile Associations8699Membership Organizations ( Not Elsewhere Classified)8734Testing Laboratories ( non - medical)8911Architectural - Engineering and Surveying Services8931Accounting, Auditing, and Bookkeeping Services8999Professional Services ( Not Elsewhere Defined)9211Court Costs, including Alimony and Child Support9222Fines9223Bail and Bond Payments9311Tax Payments9399Government Services ( Not Elsewhere Classified)9402Postal Services - Government Only9405Intra - Government Transactions 9700Automated Referral Service (For Visa Only)9701Visa Credential Service ( For Visa Only)9702GCAS Emergency Services ( For Visa Only)9950Intra - Company Purchases ( For Visa Only)
MCC Codes - Merchant Category Codes (2024)

FAQs

How do I find a merchant MCC code? ›

You can find a business's MCC by calling your processor, reviewing your card statement or by calling the number on the back of your card. Depending on the business, you can also reach out to customer service and ask them directly how they typically show up on card statements.

What is the MCC code 9999? ›

Professional Services and Membership Organizations Merchant Category Codes 8000-8999 represent dentists, doctors, hospitals, political, and other professional organizations. Government Services Merchant Category Codes 9000-9999 like court costs, fines, bail and bond payments, and tax payments fall under this category.

Which MCC codes are high risk? ›

List of High-Risk MCC Codes
High-Risk Industry (A-F)MCC
Debt, marriage, and personal counseling services7277
Digital goods – games5816
Direct marketing – other, not elsewhere classified5969
Direct marketing – outbound telemarketing5966
36 more rows
Jan 22, 2024

What is the MCC code 7399? ›

What is MCC 7399? In the credit card industry, Merchant Category Code (MCC) 7399 is a broad classification used to group businesses that offer services not specifically defined by other MCCs.

How do I get my merchant code? ›

Are you a merchant who needs a MoMoPay code? No need to go all the way to our service centres for support. Just dial *155# or fill in this form 👉🏽👉🏽 bit.ly/490mwA2 today and get your merchant code! It's free, safe and quick.

How do I look up a merchant ID number? ›

Inspect your payment terminal (some terminals display the MID directly on them, often located on the side or bottom of the device) Review your bank statement (Although your merchant account statement is the primary source for your MID, your regular business bank account statement might also include it)

What MCC code is 5311? ›

Department Stores

How do I get an MCC code? ›

How to find your business's MCC. You won't find your MCC code on any statements or bills. Instead, you'll need to call your payment processor and ask them what code is assigned to your business. They'll let you know what code is being used, and it might not always be obvious.

What is a 6011 MCC code? ›

Merchant category code for 6011

MCC 6011 is used for Financial Institutions – Manual Cash Disbursem*nts and other similar services.

What MCC code does Walmart use? ›

For example, standard Walmart locations are typically listed as MCC 5310 — or discount stores — while Walmart Supercenters are usually listed under Visa's MCC 5411 — grocery stores and supermarkets.

Can a merchant have multiple MCC codes? ›

Some businesses may also fall under multiple categories, so different card brands could assign different codes depending on what they consider the business's primary product or service. In some cases, a company may be assigned more than one MCC.

Who assigns MCC codes? ›

MCCs and their definitions are set by the International Organization for Standardization (ISO). Payment processing providers assign MCCs to businesses to determine which fees to charge for using their payments services, depending on factors such as a business's level of risk.

What is MCC 3000 code? ›

MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment.

What is the MCC code 5541? ›

Merchant category code for 5541

MCC 5541 is used for Service Stations ( with or without ancillary services) and other similar services. NOIRE can support eCommerce merchants with these requirements within this Merchant category code.

What is MCC 6051 code? ›

MCC 6051 is used for Non – Financial Institutions – Foreign Currency, Money Orders (not wire transfer) and Travelers Cheques and other similar services.

Where can I find merchant Center ID? ›

In Merchant Center, find your merchant ID, which is the number at the top-right corner of the page, above the account email address.

What is merchant code at the merchant location? ›

An MCC is a four-digit number that classifies the type of goods or services a business offers. MCCs were originally developed for tax reporting purposes but are now a key piece of payments processing.

What is the difference between merchant ID and MCC? ›

MCC codes are used to classify businesses by the type of goods or services they provide. On the other hand, merchant id numbers are unique codes assigned to a merchant by their acquiring bank.

What is the MCC code for marketplace? ›

Merchant category codes
Merchant category codeDescription
5262Online marketplaces
5271Mobile home dealers
5300Wholesale clubs
5309Duty free stores
231 more rows
Apr 29, 2022

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