Our goal is to help you keep more of what your business earns. That’s why we work hard to keep our pricing low, and whenever possible, completely free.
Open your free account
Get paid
Pay and use funds
Withdraw
Other fees
Get Paid
By another Payoneer customer
Receive payments from another Payoneer customer’s balance for free.
FREE
EUR, USD, GBP, and more.
Directly by your clients
Send your clients payment requests which they can pay via credit card, ACH bank debit, and direct bank payments. They can also pay you via receiving accounts, see below
Up to 3.99%*
Credit card (all currencies)
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate
1%
ACH bank debits (US only)
3.99% + $0.49
PayPal (US only)
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Directly by marketplaces and networks
Get paid directly into your Payoneer account by Wish, Fiverr, Upwork, Airbnb, and more than 2,000 more of the world’s top marketplaces, platforms, and networks that have partnered with us. Treat yourself to a seamless payment experience.
Fees set by each marketplace, platform, and network vary. Please check with them to get exact rates.
Via your receiving accounts
Need a local bank account for a marketplace or client? Use your Payoneer receiving accounts like a local bank account in the country and currency you get paid – USD, EUR, GBP, and more. We can also support SWIFT (wire) payments to keep things consolidated.
FREE
EUR, GBP, and more.
*Fees may apply for payments below a minimum amount.
UP TO 1%
USD
Fee varies based on eligibility
Minimum fee may apply
Pay and use funds
Paying suppliers, employees, and contractors is easy, flexible, and cost-effective with Payoneer.
Directly from your Payoneer balance
Your earnings from clients and marketplaces will land in your Payoneer balance. From there you can pay people and organizations directly with the following fees:
If recipient has a Payoneer account
You can send funds to other Payoneer customers directly from your balance.
Free *
* In limited territories, a transaction fee may apply. In addition, when making a payment with currency conversion, a conversion fee will apply.
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If recipient doesn’t have a Payoneer account
If the recipient is not a Payoneer customer, you can still pay them directly from your Payoneer balance to their bank account via bank transfer.
A lower fee is available for higher-earning customers.
Up to 3%
of transaction amount
Minimum fee may apply
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For customers located in the USA, United Kingdom or European Union
For payments to a recipient’s bank account, in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD , GBP or EUR.
If the bank account:
- Is in the same currency as your balance and
- Is in a country where the withdrawing currency is the local currency and
- Is in the same country that you have listed in your Payoneer account
Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the recipients bank is in the USA
1.50 USD
USD to USD payments
1.50 EUR
EUR to EUR payments
1.50 GBP
GBP to GBP payments
For payments to a recipient’s bank account in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000* USD, GBP, or EUR
If the bank account:
- Is in the same currency as your balance and
- Is in a country where the withdrawing currency is the local currency and
- Is in the same country that you have listed in your Payoneer account
0.5%
of total withdrawal amount
USD to USD withdrawal
0.5%
of total withdrawal amount
EUR to EUR withdrawal
0.5%
of total withdrawal amount
GBP to GBP withdrawal
Example: You withdraw $40,000 USD on 5th of January and pay a flat fee of $1.50. On 10th January you make a payment to a recipient’s bank account for $10,000 and pay a flat fee of $1.50 ($50,000 cumulative month-to-date). On the 20th January you withdraw $1,000 and pay a $5 fee (at the new rate of 0.5% for transactions above $50,000 in a calendar month). At the beginning of the next calendar month, the threshold resets.
Not with Payoneer? Not a problem.
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Pay a Payoneer customer for their business services
Millions of suppliers, freelancers, and other contractors get paid with Payoneer. You can pay any of them via credit card, local bank transfer, ACH bank debit, or direct bank payment at competitively low rates.
Up to 3.99%*
Credit card
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate
1%
Local bank transfer
1%
ACH bank debit (US only)
3.99% + $0.49
PayPal (US only)
1%
Direct bank payment (UK only)
The Payoneer card
The Payoneer card makes it easy to use your Payoneer funds globally. You can make business purchases, pay for advertising, buy goods and business services online or in stores, and withdraw funds at ATMs.
| Fee type | Fee |
|---|---|
| Card delivery (standard delivery) | FREE |
| Card delivery with express shipping (via DHL) | 40.00 USD |
| Annual card fees, first card | 29.95 USD |
| Additional cards in any currency | FREE |
| Transactions in the same currency as your card, in supported countries* | FREE |
| Transactions involving currency conversion | UP TO 3.5% |
| Transactions where merchant country is different from card-issuing country (cross-border fee) | UP TO 1.8% |
| ATM: Withdrawals (cash advance) | 3.15 USD / 2.50 EUR / 1.95 GBP |
| Balance inquiry | 1.00 USD / 0.87 EUR / 0.65 GBP |
| Card replacement | 12.95 USD / 9.95 EUR / 9.95 GBP |
*The Payoneer Commercial Mastercard program offers 2 types of card services: the Payoneer Business Premium Debit Mastercard® issued by Payoneer Europe Limited under a license by Mastercard and the Corporate Purchasing Mastercard issued by First Century Bank, N.A pursuant to a license by Mastercard and provided by Payoneer Inc. to its eligible customers. Payoneer will not apply a per-transaction fee for purchases made in USD using the Payoneer Corporate Purchasing Mastercard, across the globe; and for purchases in USD, EUR, GBP, and CAD made using the Business Premium Debit Mastercard ® of the same currency within the EEA region.
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Manage currencies with ease
You’ll always have the currency you need for your international payments with the ability to move funds between your Payoneer balances.
Fees are automatically calculated so you always know how much money you’ll receive.
0.5%
of amount to transfer
Withdraw
Withdraw to your bank account
Once you get paid, you can withdraw those funds to your local bank account. Fees vary depending on the currency of your account, but the speed, convenience, and simplicity are always the same.
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Withdraw in local currency from a Payoneer balance of a different currency
Example: USD balance > EUR bank account, bank is in EU
You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.
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Withdrawals in non-local currency
Examples:
USD balance > CNY bank account, bank is in China
EUR balance > EUR bank account, bank is in Hong Kong
Applies to users from China, Taiwan, Korea, and Hong Kong
Even lower fee available for high-earning customers.
You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.
Up to 3%
of transaction amount
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Withdrawals in local currency from a Payoneer balance of the same currency
Example: HKD balance –> HKD bank account, bank is in Hong Kong
When withdrawing HKD, USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:
- is in the same currency as your balance
- is in a country where the withdrawal currency is the local currency
- is in the same country that you have listed in your Payoneer profile
HK$ 12.00
HKD to HKD withdrawal
1.50 USD
USD to USD withdrawal
1.50 EUR
EUR to EUR withdrawal
1.50 GBP
GBP to GBP withdrawal
Withdraw in local currency from a Payoneer balance of the same currency
Example: USD balance > USD bank account, bank is in US
For customers located in the USA, United Kingdom, or European Union (Eurozone)
For withdrawals in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD, GBP, or EUR.
If the bank account:
- Is in the same currency as your balance and
- Is in a country where the withdrawing currency is the local currency and
- Is in the same country that you have listed in your Payoneer account
Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the bank is in the USA
1.50 USD
USD to USD withdrawal
1.50 EUR
EUR to EUR withdrawal
1.50 GBP
GBP to GBP withdrawal
For withdrawals in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000 USD, GBP, or EUR.
If the bank account:
- Is in the same currency as your balance and
- Is in a country where the withdrawing currency is the local currency and
- Is in the same country that you have listed in your Payoneer account
0.5%
of total withdrawal amount
USD to USD withdrawal
0.5%
of total withdrawal amount
EUR to EUR withdrawal
0.5%
of total withdrawal amount
GBP to GBP withdrawal
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Withdraw in non-local currency
Example:
USD balance > USD bank account, bank is in EU
EUR balance > USD bank account, bank is in Hong Kong
You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.
UP TO 3%
of transaction amount
For withdrawals with no currency conversion, minimum fee may apply.
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Other fees
Annual account fee
Use your Payoneer account and you’ll never pay this fee.
If you don’t make a transaction via your Payoneer account or Payoneer card in any 12 month period, you’ll be charged the annual account fee.
Annual account fee
Use your Payoneer account and you’ll never pay this fee.
Fee is charged if 12 months pass and you have received less than 2,000.00 USD (or equivalent) in payments.
29.95 USD
Annual account fee
Escheatment fee
If we are required to escheat (when a state claims ownership of an account) your funds to an applicable state, we will deduct a processing fee in the amount permitted by that state.
Variable per state
Registration fee
Fee charged when registering to Payoneer.
In certain countries, a registration fee may apply
The prices and fees displayed on this page present an estimation based on our most standard and common fee structure, available for majority of the account types in the majority of the regions where our services may be available. Different prices and fees may be applied in different territories, for different account types. The pricing and fees applicable to you are provided for review during account registration and are also available any time from the Fees link in your Payoneer account. Sign in to your account to review the most updated fees.
Please note that Making a payment with currency conversion is available in permitted jurisdictions only.
