Local payment methods pricing | Stripe Official Site (2024)

Offer integrated per-transaction pricing that applies per successful card charge.

Online Payments

Accept payments made using cards issued domestically.

2.9% + 30¢

per successful charge for domesticcards

+ 0.5%

for manually entered cards

+ 1.5%

for international cards

+ 1%

if currency conversion is required

Learn more

Offer digital wallets that provide a quick and convenient way to pay.

Alipay

Allow customers in China as well as Chinese travelers to pay with Alipay in 11 major currencies.

2.9% + 30¢

per successfulcharge

+ 1%

if currency conversion is required

Apple Pay

Offer Apple Pay out of the box to customers who have set it up on their device or browser, enabling faster checkout.

2.9% + 30¢

per successfulcharge

+ 1.5%

for international cards

+ 1%

if currency conversion is required

Amazon Pay

Allow your customers to pay using the same checkout experience that millions of Amazon customers know and trust.

2.9% + 30¢

per successfulcharge

+ 1.5%

for international cards

+ 1%

if currency conversion is required

$15.00

for disputedpayments

Cash App Pay

Accept payments with Cash App Pay, allowing customers to pay using their Cash App balance or linked debit card.

2.9% + 30¢

per successfulcharge

+ 1.5%

for international cards

+ 1%

if currency conversion is required

$15.00

for disputedpayments

Click To Pay

Accept payments from Visa, Mastercard, American Express, and Discover via Secure Remote Commerce, powered by the global payments industry.

Google Pay

Offer Google Pay out of the box to customers who have set it up on their device or browser.

2.9% + 30¢

per successfulcharge

+ 1.5%

for international cards

+ 1%

if currency conversion is required

WeChat Pay

Let your customers pay with WeChat Pay—the wallet inside the popular messaging app WeChat that has more than 900 million active monthly users.

2.9% + 30¢

per successfulcharge

+ 1%

if currency conversion is required

Provide customers with the option to pay directly from their bank accounts. Stripe's bank-based payments include bank debits, transfers, and redirects.

ACH Direct Debit

Easily collect bank debit payments from US customers for large or recurring charges to minimize payment failure rates and lower transaction costs.

0.8%

per transaction for standard settlementtiming

$5.00 cap

1.2%

per transaction for two-day settlement

$1.50

per instant bank account validation

$15.00

for disputedpayments

$4.00

for failedpayments

USD Bank Transfer

Keep transaction costs low with bank transfers—ideal for large, one-off transactions like B2B payments.

0.5%

per transaction

$5.00 cap

50¢

fee per successful domesticrefund

$15.00

per wirepayment

Support global payment methods without establishing a new local entity and bank account. Stripe handles all cross-border money movement and currency conversion so you benefit from consolidated monitoring, reporting, and payouts.

Bancontact

Let your Belgian customers pay with Bancontact—Belgium’s most popular payment method offered by over 80% of online businesses.

1.4% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

EPS

Let your Austrian customers pay with EPS—an online transfer payment method with over 18% market share in Austria.

1.6% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

iDEAL

Increase conversion with Dutch customers by enabling iDEAL—the most popular payment method in the Netherlands, with more than 60% share of online payments.

80¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

Korean payment methods

Localize your customer experience and accept payments from the majority of payment methods available in Korea without a local Korean entity.

3.1% + 30¢

Multibanco

Allow your customers in Portugal to pay with Multibanco, a voucher-based payment method.

2.95% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

Pre-authorized debits in Canada

Accept pre-authorized bank debits from Canadian customers for large or recurring charges to minimize payment failure and lower transaction costs.

1% + 30¢

$4.00 cap

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

80¢

per instant bank account verification

$4.00

for disputedpayments

$4.00

for failedpayments

Przelewy24

Let your Polish customers pay with multiple local polish payment methods, from the P24 portal.

2.2% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

SEPA Direct Debit

Minimize involuntary churn for subscriptions or recurring payments by debiting your customers’ bank accounts in 36 European countries.

0.8% + 30¢

$6.00 cap

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

$15.00

for disputedpayments

$5.00

for failedpayments

Sofort

Sofort will soon be deprecated, learn more.

Let your European customers pay with SOFORT—a bank transfer method used in Austria, Belgium, Germany, Italy, the Netherlands, and Spain.

1.4% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

Fees for Affirm are assessed per successful payment. Learn more about Affirm in our docs.

Affirm

Pay in 4 & Monthly Installments

6% + 30¢

per successfulcharge

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% +30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.

Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and installments for 6 or 12 months (Monthly Installments). Fees for Afterpay are assessed per successful payment. Learn more about Afterpay in our docs.

Afterpay

Pay in 4 & Monthly Installments

6% + 30¢

per successfulcharge

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

Stripe supports multiple Klarna payment options which vary in pricing and availability based on your customer’s country. Fees for each Klarna option are assessed per successful payment. You can learn more about Klarna, including available payment options and currency support, in our docs.

United States, Canada

5.99% + 30¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

$15.00

for lostdisputes

Austria, Belgium, Germany, Netherlands, Switzerland

2.99% + 45¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

$15.00

for lostdisputes

Denmark, Finland, Norway, Sweden

2.99% + 40¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

$15.00

for lostdisputes

Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom

4.99% + 45¢

+ 1.5%

for international transactions

+ 1%

if currency conversion is required

$15.00

for lostdisputes

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% + 30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.

Local payment methods pricing | Stripe Official Site (2024)

FAQs

What is a local payment method? ›

Local Payment Methods allow customers to pay with banks, wallets, or other means that operate only in specific regions of the world.

How do I get payment options on my website? ›

The traditional method for collecting payments online is through a merchant account and a payment gateway — such as Authorize.Net. A merchant account is basically like a business bank account that accepts credit card payments, and a payment gateway connects your merchant account to your website or online store.

Why are local payment methods important? ›

By offering local methods, you can significantly increase the likelihood of conversion. Customers feel more comfortable and secure using familiar payment options, leading to increased trust and loyalty towards your business.

Are alternative payment methods the same as local payment methods? ›

Alternative payment methods (APMs), also called local or additional payment methods, are popular means of payment that do not require a shopper to use a major credit card scheme, such as Visa or Mastercard.

What is the best payment method for selling online? ›

Payment Processors: Use only reliable, trustworthy payment processors for your customers' transactions. Stripe and PayPal are popular options known for their security as well as their super-simple integration. Payment Security: Credit and debit cards are widely known as being very safe forms of online payment.

How to take online payments without fees? ›

Services like Apple Pay and Google Pay don't charge any extra fees on top of credit card processing fees, so the cost is the same as accepting card payments directly. PayPal does charge an additional fee for each transaction, so it's more expensive for merchants – but it's also a more established payment method.

What is better than Stripe? ›

Square: Best overall Stripe alternative. Shopify Payments: Best for Shopify websites. Helcim: Best for interchange pricing. PayPal: Best for easy integration.

How much does Stripe charge? ›

Stripe is free to set up and the company does not charge a monthly or annual fee for its services. Instead, all Stripe fees are per transaction with transparent pricing. Online sales cost businesses 2.9% plus 30 cents per transaction. There is an additional 1% fee for international and currency conversion transactions.

How do I accept credit card payments on my website? ›

There are a few different ways to accept credit card payments on your website. The most common way is to use a payment processor, such as Clearly Payments, Stripe or PayPal. These companies provide you with the technology and infrastructure you need to process credit card payments securely.

What is a local transaction? ›

Whenever your application connected to a database using JDBC or a SQL server, you were creating a transaction. However, the transaction involved only the single database and all updates made to the database were committed at the end of these changes. This is referred to as a local transaction.

What is local money transfer? ›

A local bank transfer refers to transferring funds electronically from one bank account to another within the same country or region. It is also a cross-border payment method where a deposit is made into a foreign bank account.

What are the 3 methods of payment? ›

What are the three main types of payment options? The three most common types of payment in today's market are credit cards, debit cards, and cash. Credit and debit card transactions involve fees paid by merchants to the card companies, but they tend to involve larger purchase amounts than cash transactions.

What are 2 most common methods of payment? ›

In general, credit and debit cards are the most widely used payment method.

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