List of the Best Schengen Travel Insurance Companies (2024)

Picking out an insurance company to provide you with the best and most reliable policy that adheres to Schengen requirements can be daunting. To make this part easier for you, here you can find a list of some of the finest insurance companies available. These providers have been specifically chosen for their ability to meet the rigorous requirements set by Schengen countries, ensuring comprehensive coverage and peace of mind for travelers.

Please note that this selection is focused only on international providers and cannot consider local insurance companies, which differ based on your country of residence.

What Are the Best Companies That Provide Schengen Travel Insurance?

Here is a list of some of the best international insurance companies that provide Schengen visa insurance:

• Europ Assistance.
• AXA.
• World Trips.
• Allianz.
• MondialCare.

Since numerous insurance providers are available, you can choose any company that offers travel health insurance according to Schengen visa guidelines or is pre-approved by a Schengen embassy in your country. To make sure that you choose the best company for Schengen visa insurance, you can compare them at Insurte or Insubuy.

Alternatively, you can check the list of the cheapest Schengen travel insurance policies here.

Europ Assistance

Founded in 1963 in France, Europ Assistance is one of the first insurance companies offering protection for travel abroad. Since then, the company has grown exponentially to become one of the world leaders in insurance, including travel insurance. Due to its long-standing position in the field, it’s also one of the most reliable companies with the trust and confidence of the Schengen countries, therefore offering qualitative insurance for a Schengen visa application.

The company operates in over 150 countries, so you should have no issue finding a branch near you to help you pick out Schengen insurance. While their services may vary depending on your home country, the company usually offers a basic Schengen insurance plan with a lower cost and fewer benefits and a Schengen Plus insurance plan with a higher cost and more additional benefits. So, you have various policies to choose from with this provider.

Get a free quote at Europ Assistance:

AXA

Established in Paris in 1816, AXA has emerged as one of Europe’s oldest-running insurance companies. Over the years, AXA has solidified its position as a renowned provider and has gained recognition for its exceptional Schengen insurance policies. They offer a range of options to cater to diverse needs, including the budget-friendly “Schengen Low Cost” policy and more comprehensive plans like the “Schengen Multi Trip” policy.

With prices starting at €44 for a 7-day trip for two individuals, AXA ensures affordable coverage. Alongside its diverse policy options, AXA is committed to customer satisfaction. They provide excellent customer support and round-the-clock assistance, guaranteeing help whenever required. With extensive experience, reliable support, and a wide range of coverage choices, AXA is a trusted provider for individuals seeking Schengen insurance coverage.

Why choose Axa?

World Trips

World Trips, a part of Tokio Marine HCC, is a leading travel health insurance provider. Founded in 1998, it quickly emerged as a pioneer in the industry, one of the first companies to offer online insurance services. With a global presence in over 130 countries, World Trips has expanded its reach worldwide. As a trusted subsidiary of Tokio Marine HCC, they specialize in Schengen insurance coverage, ensuring compliance with the specific requirements of Schengen Visa applications.

Offering comprehensive coverage for medical expenses, emergency medical evacuation, repatriation, and other essential benefits mandated by Schengen countries, World Trips provides reliable and accessible travel insurance options. Their commitment to affordability sets them apart, with basic Schengen plans available for as low as $15 per week, making comprehensive coverage within reach for budget-conscious travelers.

Get a quote with World Trips:

Allianz

Founded in Germany in 1890, Allianz has become a global insurance leader. One of its subsidiaries, Allianz Travel, specializes in offering Schengen travel insurance coverage. Their tailored plans meet the specific requirements of Schengen Visa applications, providing coverage for medical expenses, emergency medical evacuation, trip cancellation/interruption, and baggage loss/delay.

Allianz Travel understands the importance of affordability, offering basic plans starting at $20 per week per person. However, pricing varies based on travel duration, age, destination, and desired coverage limits. Additional options and enhancements can impact costs. Personalized quotes are available on their website or through customer support for precise pricing.

Get a quote with Allianz:

MondialCare

MondialCare, a subsidiary of Allsure Global Insurance Solutions, boasts a stellar reputation as a globally recognized insurance company, excelling in providing Schengen insurance services. Their Schengen insurance policies encompass comprehensive medical coverage, emergency medical evacuation, repatriation of remains, and other essential benefits mandated by Schengen countries. Moreover, MondialCare understands the importance of flexibility, allowing policies to be customized to suit varying travel durations and specific needs.

With MondialCare, you can obtain free quotes to gain a brief overview of their Schengen insurance plans. Additionally, they provide a certification checker, enabling you to verify the validity of your travel insurance easily. These features demonstrate MondialCare’s dedication to transparency and customer service. By prioritizing clients’ peace of mind, MondialCare establishes itself as a trusted partner for Schengen travel insurance.

Get a quote at MondialCare:

Insubuy (Insurance Broker)

Insubuy operates as an insurance broker agency and a comparison marketplace, offering the convenience of purchasing insurance while comparing multiple policies simultaneously. Although not an insurance provider, Insubuy can access affordable Schengen Visa insurance policies from reputable companies.

Additionally, upon purchasing insurance through Insubuy, you can obtain a Schengen visa letter, streamlining the visa application process. While Insubuy primarily caters to US applicants, its online platform is available to clients worldwide, ensuring accessibility for a broader range of customers.

Compare Schengen travel insurance policies with Insubuy:

How Do I Find the Best Schengen Insurance Provider?

Here are some different methods you can use to find the most suitable Schengen insurance company or provider:

• Online comparison platforms. Utilize online comparison platforms to compare multiple Schengen insurance providers. These platforms offer various plans from various providers, allowing you to conveniently compare coverage, prices, and customer reviews in one place. Insubuy, for example, is a platform known for its wide range of insurance options and user-friendly interface.
• Seek recommendations. Ask for recommendations from friends, family, or colleagues who have previously traveled to the Schengen Area. Their firsthand experiences and feedback can provide valuable insights into reputable insurance providers.
• Read customer reviews. Explore online reviews and ratings of different insurance providers. Platforms like Google Reviews or dedicated travel forums can offer insights into previous customers’ experiences and satisfaction levels.
• Check with travel agencies. Consult with travel agencies or tour operators specializing in Schengen travel. They often work closely with insurance providers and can provide recommendations based on their expertise and customer feedback.
• Direct research. Conduct your own research by visiting the websites of insurance providers. Look for detailed information on coverage options, policy terms, claim procedures, and customer support. This will give you a better understanding of the services offered by each provider.
• Consult with insurance brokers. Consider contacting insurance brokers who can provide professional advice and help you navigate different insurance options. Insurance brokers such as Insubuy and Insurte can offer personalized recommendations based on your specific travel needs.

Also read:

• Guide to choosing the best Schengen visa insurance policy
• How to buy a Schengen visa insurance policy?
• Europe travel insurance.