Link your accounts | Robinhood (2024)

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Bank transfers and linking

Link your accounts

Deposit money into your Robinhood account

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Instant bank transfers

About Instant Deposits

Banks

Most banks you do business with make it easy to link your bank account in the app. If you don’t see your bank or credit union listed, you’ll need to verify your account manually.*

App

To link a major bank in your iOS or Android app:

Select Account (person icon) → Menu (3 bars)
Select Transfers → Linked Accounts → Add account
Choose your bank from the list of major banks, or use the search bar to search for your bank
Enter your online banking username and password
Choose which account you'd like to link

If you can't find your bank:

Enter the name of your bank in the search bar
Select Checking account or Savings account
Enter your account information

Web

To link a bank on the web:

Select Account
Select Add New Account under Linked Accounts → Continue
Choose your bank from the list of banks, or use the search bar to search for your bank
Enter your online banking username and password
Choose which account you'd like to link

If you can't find your bank:

Select Don't see your bank? Search instead
Enter the name of your bank
Select Checking account or Savings account

Microdeposit errors

Microdeposits are small sums of money that are transferred online from one financial account to another to verify the account. Linking and verifying your bank account manually can be a tricky process, and you may encounter one of these errors:

If you only see 1 microdeposit in your bank account, your bank is merging the 2 deposits together. Contact your bank or credit union to get the original amounts in chronological order.
If you don’t see the two small transfers after 3 days, verify that your account and routing numbers are correct. If your information is correct, your bank may be denying access to your bank account. Call your bank to authorize ACH transfers.

Please don’t initiate multiple microdeposit verifications within a short period of time. This could make it difficult to determine which deposits to verify.

Once you’ve submitted your information, we’ll initiate two microdeposits to your bank account. Please allow up to 48 hours for the transfers to appear in your bank account.

Once the 2 small transfers have landed in your bank account, verify them in your app:

Go to Account (person icon) → Transfers
Select Linked Accounts
Select Verify
Enter the 2 deposit amounts
Select Enter

Note

These 2 small transfers are for the sole purpose of verifying your bank account and will be withdrawn when they expire.

Link and verify your debit card

You can link a non-Robinhood Visa or Mastercard debit card to your account that allows you to make instant transfers.

Before you begin

We only support debit cards issued by a US bank in the Visa and Mastercard networks. We don't accept prepaid or credit cards. We also limit the number of cards you can link to a single account. Terms of Service and other fees may apply.

To link and verify your debit card in the app or on the web:

Go to Account (person icon)
Select Transfers → Linked accounts → Add account
Select Debit card
Enter your card information
Tap Link card

Next, we'll temporarily charge $1.95 to your bank to confirm your debit card. We remove this charge after your card is successfully verified.

Check your bank account (this charge typically appears in a few minutes, but may take longer depending on your bank)
Find the $1.95 charge with RH* followed by a 6-digit code on your statement
Copy the 6-digit code, return to the Robinhood app, and select Continue
Enter the code and select Confirm

You'll receive confirmation in the app when your card is successfully verified and ready to use.

Note

Don't share your 6-digit code with anyone.

If you choose to do this later, you can verify it in Linked accounts. Keep in mind, the 6-digit code expires 3 days after you begin the verification process. If you don't complete the verification process and the code expires, the temporary $1.95 charge is automatically removed from your account.

This charge will always have RH* in the description. The rest of the description may look different depending on your bank.

Why can't I find my verification code?

Why can’t I find my verification code?

If you haven’t received your verification code from your bank after 24 hours, it might be for one of the following reasons:

If you bank with Bank of America, your code may appear differently and take over 24 hours to go through.
Your bank might flag the charge and require additional verification when an automatic charge goes through. Contact your bank and let them know you initiated this authorization from Robinhood.
You might have insufficient funds in your account that prevents the charge from going through. Make sure you have an account balance of at least $1.95 before trying again.

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Still have questions? Contact Robinhood Support