Know how to redeem your Reward points (2024)

  • Redeem your Cashpoints to pay back your credit card bills via Net Banking


Adjust your cashpoints against your statement to payback your credit card bill.

To redeem your cashpoints as cashback:

Login to Net Banking portal > Cards > Enquire > Redeem Reward Points > Select your card and Continue > Redeem Reward Points > Cash Redemption.

  • Redeem your cashpoints as Insta vouchers via Net Banking


Utilize your cashpoints to redeem as Insta vouchers through Net Banking Portal. Card members can avail gift vouchers from Amazon, Raymonds, Croma, Reliance digital and lot more brands.


To avail Insta vouchers via Net Banking:

Login to Net Banking portal > Cards > Enquire > Redeem Reward Points > Select your card and Continue > Redeem Reward Points > Insta Vouchers > Select any voucher of your choice and click redeem.

With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.

  • Redeem your cashpoints against Product catalogue via Net Banking & SmartBuy


Utilize your cashpoints to redeem against different product catalogue via Net Banking & SmartBuy.


To redeem your cashpoints against product catalogue via Net Banking:

Login to Net Banking Cards > Enquire > Redeem Reward Points > Select your card and Continue > Redeem Reward Points > Product Catalogue> Select any product of your choice and click add to card> Buy Now.

To redeem your cashpoints against product catalogue via SmartBuy:

Visit SmartBuy website> Login > Privileges > Select your card > Rewards > Select the voucher of your choice > Choose the required Quantity and Select Checkout now > Select Redeem points > Enter the voucher code received via email/SMS and select confirm.

  • Redeem your cashpoints as airmiles conversion via Net Banking


Utilize your cashpoints to redeem as Airmiles via Net Banking.

Login to Net Banking portal using your Customer ID and Password > Cards > Enquire > Redeem Reward Points > Select your card and Continue > Airmiles > Frequent flyer registration (Registration only for First time user)> Enter the required details >Register> Airmiles> Airmiles redemption> Enter the required details> Click Proceed.

  • Redeem your Cashpoints to book Flights & hotels via SmartBuy


Utilize your cashpoints to book flights & Hotel at the SmartBuy Rewards Portal.


Visit SmartBuy website > Flights/Stays > Enter the required journey details > Choose flights/hotels of your choice > Book > Enter the required details > Choose payment mode > Adjust your rewards points to redeem > Enter card details > Verify with OTP.

  • Note: Kindly enable pop-ups in your chrome settings to ensure uninterrupted access to the HDFC Net Banking portal
Know how to redeem your Reward points (2024)

FAQs

How do I redeem my Reward Points? ›

Go to your card issuer's website

Once you've made your purchases, earned your rewards and saved enough cash back, redeeming your rewards is relatively easy. On the card issuer's website, there will typically be a redemption portal where you can see what you've earned and choose how you want to redeem it.

How do I redeem my Visa Reward Points? ›

Rewards can be viewed on the mobile app or online banking. Online banking-Login to online banking and click on the "accounts" tab on the top of the page. Click on "My Rewards". From there, you can view your available points and click on "Redeem your rewards points" to redeem your points.

Why won't it let me redeem my rewards on Xbox? ›

If you are having an issue redeeming your Microsoft Reward points it could be one of the following issues: You might have entered the wrong code: Ensure that the code sent to your phone number matches the code you are entering.

How do I convert my reward points to cash? ›

Login to Net Banking portal > Cards > Enquire > Redeem Reward Points > Select your card and Continue > Redeem Reward Points > Cash Redemption. Utilize your cashpoints to redeem as Insta vouchers through Net Banking Portal.

What does it mean to redeem rewards? ›

Reward redemption refers to the process of exchanging accumulated rewards or points for goods, services, or other benefits.

How do I withdraw my reward points? ›

Online redemption is the most convenient ways to redeem your Reward Points as it can be done without calling up the bank's customer care department. Most banks offer you home delivery for products purchased online against Reward Points. You can also convert these points into air miles and use them to buy air tickets.

How do I use my reward points to pay my credit card bill? ›

For some cards, accumulated reward points can be used towards your next credit card payment. In some cases, redemption options include requesting your reward points as cash payment through a check or direct deposit, which you can then use to pay for your next credit card payment.

When to redeem credit card points? ›

When is the best time to redeem rewards?
  1. Your rewards points are about to expire. ...
  2. Travel redemptions you want are available. ...
  3. You're going to cancel your credit card fairly soon. ...
  4. You found a special offer. ...
  5. You're ready to splurge. ...
  6. You're racking up points for a specific redemption. ...
  7. You want more options later on.
Mar 22, 2022

How do you redeem free rewards on Xbox? ›

Press the Xbox button to open the guide, and then go to Profile & system. Select Profile, and then select My Rewards from the menu. Access the Rewards hub on Xbox and learn how to earn points, set a goal, and redeem your points for great rewards.

Why can't i redeem my Xbox? ›

If you're trying to redeem your code on a Windows or Xbox device, make sure that you have entered all 25 digits correctly. Important Make sure that you're signed in to the correct Microsoft account before redeeming.

Why can't i claim Microsoft Rewards? ›

- Your account may need verification or may have been suspended for violating the terms of service. - Your order may have exceeded the limit of available rewards or the limit of redemptions per day, week, or month. - Your order may have been cancelled due to a technical issue or a problem with the payment method.

How to redeem a code on Xbox? ›

How to redeem a code on Xbox Series X|S and Xbox One
  1. Press the Xbox button  to open the guide, and then select Store.
  2. Press the View button  to open the side menu, and then select Redeem.
  3. Enter the 25-character code, select Next, and then follow the prompts.

How to get Xbox points fast? ›

Earn points
  1. Buying games and other eligible items from the Microsoft Store. Learn more about shopping to earn points: ...
  2. Searching on Bing.com. ...
  3. Taking advantage of special offers on new releases.
  4. Visiting the Microsoft Rewards web dashboard on Rewards.microsoft.com and completing the Daily Set.

How long does it take to redeem Microsoft Rewards? ›

Once you redeem the code, it should be applied immediately.

How much is 1000 points worth? ›

How much are 1,000 credit card points worth? The value of 1,000 credit card points is $10 on average, though this is not universal.

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