Jesus parable #5: The Moneylender (2024)

This week we will be discussing Jesus’ parable number 5. It is found in Luke and is only 3 verses long, but we will need the verses around this parable to put this into proper context. This is a problem when some people will only teach on a verse, give their own thoughts and ignore the verses around the verse that is being taught and not teach what the Bible is teaching, but put their own slant on the verse. This is how you end up with false teachings and false gospels and many sheep (Christians) are lead astray, and do not even realize it. This is a scary thought to me.

This is why I take this so seriously and I am teaching on anything in the Bible. I had a teach once put this in context to me. He gave me an illustration. He said, what if I am waiting to get into heaven and the person in front on me is denied entrance to heaven, and is asked why he believed as he did? This person then turned around and said, because that is what he taught me, pointing a finger directly at me.

That really hit me. This is one of the reasons I sometimes get so detailed and lengthy in my writings and when I get to speak. My conscience will not let me just cut out difficult parts, condense the teachings just so I can be lazy and not type so much, thus having less of a change of publishing a miss typed word or something. The Lord has giving me a specific ability and task, and I just cannot look for the short cuts so I can just give a minimum effort and try to convince myself that this was good enough.

My BC (Before Christ) life was a life of unadulterated sin, but I did not even realize this. I felt that the good stuff I did would cancel out the bad stuff I was doing. I would think to myself, “I am not as bad as that person, they think they are going to heaven, so since I think I am better than them, I must be going to heaven too”. How foolish of me, but I did not even realize how foolish this was in my thinking.

I guess, because I had so much forgiven, I just want to do what I am being asked to do with all of the effort I can give; no short cuts. Which this is a nice lead-in to this week’s parable, believe it or not, which is called “The Moneylender”.

How can a parable called “The Moneylender” be a lead-in from what I was describing as my life of sin? If this parable if only looked at for the 3 verses it is, a person may think this is a parable about money. This is why the surrounding verses are needed for a proper context of this teaching from Jesus and the message is not distorted. Jesus is speaking to a Pharisee and the parable is found in Luke 7:41 – 43.

41Two people owed money to a certain moneylender. One owed him five hundred denarii, and the other fifty. 42Neither of them had the money to pay him back, so he forgave the debts of both. Now which of them will love him more?

43Simon replied, “I suppose the one who had the bigger debt forgiven.”

“You have judged correctly,” Jesus said.

A denarii is worth about a day’s labor of work, so this is a lot of money that is owed. This would make the moral of the story to not get into debt to someone and you will not feel bad about going bankrupt and have to be forgiven for want you cannot pay back, do not let you finances get out-of-control. Right? Absolutely not, even though it is good to not have debt and this is taught in the Bible, but this parable is not about that at all. If you want to teach the Biblical way of money management, use the correct verses about money, and this is not one of them! So now we should read the verses before this parable. Beginning in verse 36 is where this begins.

36When one of the Pharisees invited Jesus to have dinner with him, he went to the Pharisee’s house and reclined at the table. 37A woman in that town who lived a sinful life learned that Jesus was eating at the Pharisee’s house, so she came there with an alabaster jar of perfume. 38As she stood behind him at his feet weeping, she began to wet his feet with her tears. Then she wiped them with her hair, kissed them and poured perfume on them.

39When the Pharisee who had invited him saw this, he said to himself, “If this man were a prophet, he would know who is touching him and what kind of woman she is—that she is a sinner.”

40Jesus answered him, “Simon, I have something to tell you.

“Tell me, teacher,” he said.

Let begin our discussion with this first question: Why do you think the woman came to the Pharisee’s house? (a) to upset the Pharisee, (b) to ruin the party, (c) to seek forgiveness, (d) to minister to Jesus, (e) to confront her oppressors, (f) something else.

This question could be difficult to answer, except the short parable in the middle of the story makes it much easier. We can obviously rule out answers a, b, and e but then we have to decide whether she was (c) seeking forgiveness, (d) ministering to Jesus, perhaps in thanks for the forgiveness that she perceives she has already received, or (f) something else. Another hint: forgiveness from God and Jesus is free—you can’t buy it. So now, what’s the answer?

Jesus now begins his parable:

41Two people owed money to a certain moneylender. One owed him five hundred denarii, and the other fifty. 42Neither of them had the money to pay him back, so he forgave the debts of both. Now which of them will love him more?

43Simon replied, “I suppose the one who had the bigger debt forgiven.”

“You have judged correctly,” Jesus said.

Back in these times the moneylender could demand payment, possibly in a form other than money such as livestock or valuable objects. He could have the debtor put in prison until the debt was paid by his family or friends. Or he could actually make the debtor his slave. Or, of course, he could forgive the debt. Depending upon the amount owed, a moneylender might have quite different responses, which is, of course, true today also. The loan of 500 denarii was a huge amount, equivalent to about two years wages for a day laborer. In first century Galilee, poor people were often heavily indebted to the wealthy.

Jesus’ parable about the moneylender seems an odd response to the Pharisee who was thinking that it was strange that Jesus allowed a sinful woman to touch him. What was Jesus actually saying to Simon? (a) you can’t know grace because you don’t think of yourself as a sinner, (b) you are a bigger sinner than the woman but you don’t know it, (c) you may have sinned less than the woman, but you still need forgiveness, (d) the more you’ve sinned, the more your love for God, (e) the more you’ve been forgiven, the more your love for God.

Stuck into the middle of a story about a dinner and sinful woman, the parable itself is almost trivial: forgiving a large debt means more than forgiving a small one. That’s true today too: if someone forgives you a debt of $1,000, you’re going to feel more loving toward him than a person who forgives you a debt of $100. But let’s go beyond that and see how Jesus extends it. Look at what Jesus says in Verses 44 to 48

44Then he turned toward the woman and said to Simon, “Do you see this woman? I came into your house. You did not give me any water for my feet, but she wet my feet with her tears and wiped them with her hair. 45You did not give me a kiss, but this woman, from the time I entered, has not stopped kissing my feet. 46You did not put oil on my head, but she has poured perfume on my feet. 47Therefore, I tell you, her many sins have been forgiven—as her great love has shown. But whoever has been forgiven little loves little.

48Then Jesus said to her, “Your sins are forgiven.

He points out that Simon did not provide water (or a servant) to wash Jesus’ feet. He probably didn’t provide it to the other guests either. It was a common courtesy in those days or dusty roads, but perhaps not actually that big a deal. You’d then normally greet a guest with a kiss on both cheeks, something still common in much of the Middle East, the Mediterranean, Southern, Central and Eastern Europe, and even ethnic neighborhoods in the U.S. It was definitely rude for Simon to ignore that custom. Anointing a person’s head with olive oil was a way to honor a respected guest. Although Simon invited Jesus to dinner (vs 36), he may not have regarded him as the guest of honor. All in all, Simon was definitely rude but not guilty of any major sin. More to the point, in Verse 39 it seems clear that Simon was judging the woman as being a sinner and, in a sense, putting himself above it.

Concluding his remarks in Verse 47, Jesus put the message of the parable in perspective when he says to Simon, “Her sins, which are many, have been forgiven; but he who is forgiven little, loves little.” For his rudeness, Simon was in the position of having been forgiven little, but the message that he also loved little must have been sobering to him.

To Luke’s original readers, the parable and the narrative clearly interpreted each other. It would have been very easy for them to identify the sinful woman of the story as the debtor forgiven much in the parable. They would also compare Simon the Pharisee with the debtor forgiven little.

The next step for the original reader would be to see the incredible graciousness, mercy, and forgiveness of God, like the creditor who forgave both debtors. Thus, the theme of the parable is one of God’s forgiveness and grace.

To apply this parable to our lives, we also must see the incredible forgiveness of God. For some, seeing God’s mercy is easy because their past is like that of the sinful woman or the debtor with the large debt. They know their past made them unworthy to be in relationship with God; and yet out of His great love, they have been welcomed into His presence. Out of incredible gratitude and love, they respond lavishly, honoring Jesus in every imaginable way.

However, some of us have “grown up in the church.” We paid attention in class. We weren’t the bullies in school. We are much more like Simon the Pharisee, who was compared to the debtor with the smaller debt. Like Simon, we too have difficulty seeing that we need forgiveness. Also, like Simon, we perhaps fail to honor Jesus. He is simply not the number 1 “guest of honor” in our lives.

We sometimes struggle to realize that our “little debt” is still beyond our ability to pay, which puts us on equal ground with those that have “big debts.” We stand in need of a Savior, who is willing to forgive, if only we will accept His grace. Then, we can respond to Jesus in love, out of gratitude for what He has done in our lives.

Jesus parable #5: The Moneylender (2024)

FAQs

What does the parable of the moneylender mean? ›

Jesus uses this story to explain the connection between God's forgiveness of someone and their love for Him. The story is straightforward: a moneylender forgives two debtors; the man who owed more loves the moneylender more (Luke 7:42).

What is the moral lesson of the parable of the money lender? ›

When push comes to shove, the Parable of the Moneylender is about self-reliance. The person who is forgiven the most significant debt loves the lender more because they were less capable of dealing with the amount they owe. Jesus used this parable to express the same issue with Simon and this woman.

What does the parable of the loaned money mean? ›

Robyn Roste. June 28, 2022. In Matthew 25:14-30, Jesus tells a story about a man who gave three of his servants money to invest on his behalf. The Parable of the Loaned Money is about how each servant handled the responsibility.

What did Jesus say to the money lenders? ›

Matthew 21:12-13 The Passion Translation (TPT)

He overturned the tables of the money changers and the stands of those selling doves. And he said to them, “My dwelling place will be known as a house of prayer, but you have made it into a hangout for thieves!”

What is the moral of the story the moneylender and his purse? ›

He asked the money lender , “are you sure that your purse contained ₹1100?” The money lender replied “yes sir.” The Sarpanch said , “then this purse is not yours.” and the Sarpanch gave away the purse to the farmer. The moral of the story is you get what you deserve.

Why did Jesus hate money lenders? ›

A common interpretation is that Jesus was reacting to the practice of money changers routinely cheating the people, but Marvin L. Krier Mich observes that a good deal of money was stored at the temple, where it could be loaned by the wealthy to the poor who were in danger of losing their land to debt.

What is the message purpose of the parable? ›

Many commentators agree that Jesus's parables served two purposes: to reveal truth to believers and to conceal truth from non-believers. Jesus explains his dual purpose to his disciples this way: “The knowledge of the secrets of the kingdom of heaven has been given to you, but not to them.

What lesson does the parable teach? ›

Through Jesus's parables, we see that God's wisdom does not follow the world's rules. It's a reminder to us that God can do all things—even those things which seem impossible.

What is the parable about keeping money? ›

The servant who had received 5,000 coins went at once and invested his money and earned another 5,000. In the same way the servant who had received 2,000 coins earned another 2,000. But the servant who had received 1,000 coins went off, dug a hole in the ground, and hid his master's money.

Why was money lending a sin? ›

The Old Testament "condemns the practice of charging interest on a poor person because a loan should be an act of compassion and taking care of one's neighbor"; it teaches that "making a profit off a loan from a poor person is exploiting that person (Exodus 22:25–27)." Similarly, charging of interest (Hebrew: נֶֽשֶׁךְ, ...

What is the money parable in the Bible? ›

In Matthew 25.14-30, Jesus tells a story of a rich master who entrusts his wealth to three servants while he goes away on a long journey. While he is gone, two of the servants double the value of what they've received. The third servant buries the wealth he's entrusted with, and earns no return on it.

What did Jesus say about the money changers? ›

“Jesus entered the temple courts and drove out all who were buying and selling there. He overturned the tables of the money changers and the benches of those selling doves. 'It is written,' he said to them, ''My house will be called a house of prayer, but you are making it a den of robbers'” (Matthew 21:12-13).

Is it a sin to borrow money? ›

Summary: Borrowing and lending are both approved practices in the Bible as long as interest rates are reasonable, no interest is imposed upon the poor and the money is paid back in a responsible and timely fashion. If someone cannot fulfill these principles, it would be sinful to borrow.

What did Jesus teach about lending money? ›

Deuteronomy 15:8 says, “You shall open your hand to him and lend him sufficient for his need, whatever it may be.” Turning to the New Testament, in the Sermon on the Mount, Matthew 5:42, Jesus says, “Give to the one who asks you, and do not turn away from the one who wants to borrow from you.”

What is the Parable about borrowing money? ›

The 'Parable of the Unforgiving Servant' is from the Christian Bible: Matthew 18:21-35. It details the story of a servant who was forgiven a massive (unrepayable) debt, only to refuse forgiveness to another servant who owed a relatively small debt.

What is the lesson of the parable of the wealthy man? ›

First and foremost, the parable of the rich fool is about avoiding materialism. To be a materialist is to treat materials as idols, put them in a place reserved only for God. Jesus highlighted that the rich fool had lots of money, but no relationship with God. Thus, even though he seemed to have it all, he had nothing.

What does the parable of money usage mean? ›

The point of the parable is that we are all given gifts by God. Our life and our talents. In return God asks us to put those gifts to use, to invest the time and talents God gave us, to do good works and return his gifts with interest.

What is the main message of the parable of the treasure? ›

The man in the story sold everything that he owned so that he would have enough money to buy the field and get to the hidden treasure. That treasure was worth everything to him! Jesus is teaching us that being with God and being in His Kingdom is worth everything that we have! God is the real treasure!

What is the meaning of the parable of the rich? ›

The Parable of the Rich Fool is a parable of Jesus which appears in the Gospel of Luke. It depicts the futility of the belief that wealth can secure prosperity or a good life. The Parable of the Rich Fool by Rembrandt, 1627.

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